February August 2015 2014 A new Scotch Pie World Champion is crowned! Read more on page 4 An insight into the judges journey supported by Page 6 www.scottishbakers.org contents A VERY WARM WELCOME TO ALL OUR NEW MEMBERS GEP Environmental Ltd (Associate Member) Message from the Chief Executive 2 Message from the President 2 Export Group 3 Scottish Bakers’ response to David Cameron’s comments 3 Scotch Pie Awards 4 Scotch Pie Awards - Winners list 6 A judge’s journey 8 News in brief 10 Tax tips: use your loaf 12 Grants for superfast broadband 13 On first name terms with ESOS 13 Labelling simplified 14 Key dates for your diary 16 Changes to defined contribution pension arrangements 16 Message from the Chief Executive I would like to say a really BIG congratulations to everyone who won an award at this year’s World Champion Scotch Pie Awards and especially Linda Hill and her team from Murrays Bakers in Perth our new World Champion. (Full details on page 4). The publicity received for this competition continues to be remarkable with stories in the local press, national press, web, twice on TV and mentioned on numerous radio shows, including twice on the Chris Evans breakfast show which attracts 8.5 million listeners. It’s been a busy start to the year and we have been busy planning this year’s conference and Scottish Baker of the Year Awards. We are delighted that Lord Digby Jones, former Minister of State for UK Trade & Investment, will attend as our key note speaker. Lord Jones spent six years as Director General of the CBI and for the 12 months following this he was appointed UK Skills Envoy and campaigned to improve literacy and numeracy levels in the UK. In 2005 he was knighted for his services to business and became Sir Digby Jones in the Queen’s New Year’s Honours List, then in July 2007 he was appointed Minister of State for UK Trade & Investment and became a life peer taking the title, Digby, Lord Jones of Birmingham Kt. He is a larger than life character with strong views on how business is done and supported. The Scottish Baker of the Year 2015 launch is at Ashers bakery in Nairn on the 26th February, where we will be joined by Mich Turner and a number of guests including Archie McPherson. All of the entry packs are being distributed week commencing 16th February and should be with you by the 20th. If by any chance yours doesn’t arrive or if you run out of entry forms and need some more please get in touch. In partnership with Gerry McBride from Skills Development Scotland we have been leading and chairing the Scotland Food and Drink Productivity Group. As a direct result of this we are working closely with Scottish Enterprise, The Scottish Manufacturing Advisory Service (SMAS) and the Scotland Food & Drink Skills Academy (SFDSA). We are encouraging our members large and small to consider Lean Management techniques and now offer a qualification, Food Manufacturing Excellence (FME) to qualify your staff in this area. Please don’t hesitate to contact us for further information. Alan Clarke, Chief Executive 2 Message from the President Firstly please let me say what a pleasure it was to see Murrays Bakers in Perth win this year’s World Champion Scotch Pie Awards. Many congratulations to Linda Hill and her team at the bakery. To see her delight at winning was fantastic, especially in front of so many people on such a dreary winter’s day. What a day it was more than 200 butchers and bakers in our new venue, the Westerwood Hotel in Cumbernauld. Robert Ross stood down as head judge with Ian Nelson taking over this role. Together they have produced a series of short videos highlighting what the judges are looking for, and I would urge you to take the time to watch these to enhance your chances of winning. We have also added additional mystery shopping judging for some of the categories, therefore its essential that the quality of the products submitted to judging are the same quality that your customers buy day-in and dayout. Finally on the Pie Awards I would like to recognise Stephen and Rona McAllister for being fantastic ambassadors during their year as world champions and it’s great to see their business going from strength to strength. Congratulations to them for winning the best pie in Scottish football at this year’s awards. The 26th February sees the launch of this year’s Scottish Baker of the Year Awards. The competition works in that customers vote for their favourite bakery products, both online and in your shops, and the most popular products are invited for judging. Gold, silver and bronze awards are awarded on a regional and national level and anyone who wins at least a regional bronze is then eligible to enter the business part of the competition. This year there are three categories and you can only enter one. Craft Baker of the Year, for bakers with three shops or less, Retail Baker of the Year, for bakers with four shops or more, and Wholesale Baker of the Year, for bakers with no shops. The overall winner of Scottish Baker of the Year 2015 will be a winner of one of the above categories. I would urge all of our members to enter as winning really makes a positive impact on sales. John Gall, President proud to support Scottish Bakers Scottish Bakers Export Group I recently had the pleasure of Chairing the second meeting of the Scottish Bakers Export Group and am encouraged by the commitment and enthusiasm shown by its members and our industry supporters, Scottish Development International (SDI) and SAOS, who both attended the meeting. It’s good to hear reports that the money Scottish Bakers are investing into this project is enabling staff to be recruited in overseas markets with specific responsibility for engaging with food and drink companies on behalf of the members of our Group. The first two staff have now been recruited, one in Japan and one in Canada with more to follow soon. The Group will have the opportunity to meet with them when we convene to finalise our Strategy and Implementation Plan for this year. I would encourage you to join this Group if you are currently exporting or thinking about exporting. It gives you an opportunity to get ‘in on the ground floor’ and provides access to the services and support that Government are keen to offer. SDI has agreed that the Group will have its own Account Manager and all members, regardless of size, will be able to access support. As a first step, we have created a template of the information we are seeking on each market. We also have members taking part in the ISM Exhibition in Cologne and will develop an Evaluation Report of this, including a SWOT analysis for future participation. All of this information will be available to members of the Group. I would encourage you to join the Group as the potential return heavily outweighs the investment of £1,000 per year to join. Please email [email protected] if you are interested. Martin Lightbody Chairman David Cameron’s ‘Eggwina’ moment You may have read that David Cameron decided to cut out bread in a move to get fitter in January. Past President Alan Stuart represented us when a group of bakers handed in a letter and a loaf of bread to number 10 to highlight the importance of bread in a balanced diet. He was joined by members of the Craft Bakers Association and the Federation of Bakers. Scottish Bakers Chief Executive, Alan Clarke likened this to an “Eggwina” moment, in reference to when the former Minister for Health, Edwina Currie stated that all eggs contained salmonella! There has been much research to show that bread is a healthy food and many bakers in Scotland now produce heath conscious, bread, biscuits and cakes, with many gluten free products also available. proud to support Scottish Bakers caption competition Send us in a funny caption for this photo – the best one wins a £50 Love to Shop highstreet shopping voucher, courtesy of Allan Burns of Carr’s Flour. Send your captions to [email protected] by Friday 27th February. The winner will be notified on Monday 2nd March. 3 The Scotch Pie Club is delighted to announce that the winner of the 16th World Scotch Pie Championship is Murrays Bakers of Perth making them THE WORLD SCOTCH PIE CHAMPION 2015. The Sc Awards 2015 Following the busiest judging day ever with a record entry of 100 butchers and bakers entering some 567 pies, pasties, sausage rolls, bridies, savouries and apple pies into the competition and with some 300 hopefuls attending the awards luncheon in Cumbernauld, Murrays Bakers of Perth can truly be proud to have produced the best Scotch Pie in the land. Linda Hill of Murrays Bakers said “I am delighted! To have been given the ultimate accolade and to be able to call our pie the WORLD CHAMPION as judged by a panel of experts is just fantastic. This award is proof that the Murrays team is the best in the land. I am really looking forward to the year ahead and to selling more of our winning pies than ever.” “The competition, which has run for 16 years, aims to highlight that bakers and butchers create high quality artisan pastry products. Recognising the “great and the good” in this way rewards excellence and raises the bar in the industry” says Head Judge Robert Ross who has, for many years now, overseen the judging process to ensure only the best pies are recognised and that only the best of the best is crowned world champion. A record 567 products were entered this year By nearly 100 of the nation’s best butchers and bakers Judged by 50 experts, and Bay City Roller Les McKeown 10 category winners selected But only ONE World Champion Scotch Pie After many years of exceptional service to the bakery industry in Scotland and having overseen the World Scotch Pie Championships since its inception, Robert Ross has announced that he is to retire as Head Judge for the competition. Alan Clarke of Scottish Bakers, said “Once again we have brought together the best pies and baked goods in the land and today we can really celebrate the achievement of our hard working butchers and bakers. My heartfelt congratulations go to our winner, and 4 indeed everyone today taking away a prize, they are all winners in my book.” The competition is supported by Scottish Bakers and the Scottish Federation of Meat Traders. Both trade associations actively support and promote bakers and butchers in Scotland by encouraging and sharing best practise. Alan Clarke and Douglas Scott, respective Chief Executives of both Associations were impressed with the overall standard of the products and gave thanks to Bako Northern and Scotland who have sponsored the competition. proud to support Scottish Bakers All eyes on Linda! It’s fair to say there’s been a lot of interest in Linda since she picked up her award, from the media and otherwise! Some of the publications she has appeared in: The Daily Record • Metro Scotland • Metro London • The Independent The Times Scotland • Scottish Sunday Express • The Press & Journal ....not to mention slots on STV news and Chris Evans’ show on BBC Radio 2! Murdo Fraser MSP even lodged a motion in Parliament congratulating Murrays, which is his local baker. By all accounts business has been booming at Murrays and we hope that this continues throughout Linda’s reign! The Kandy Bar shares pie glory with Winton Rovers which sells best pie in Scottish Football Saturday 31st January 2015 saw the baker of the best pie in Scottish football share his glory with the winning club as The Kandy Bars’ Stephen McAllister presented Ardrossan Winton Rovers with their very own trophy for the “Best pie in Junior-Football” and “the Best Football Pie in Scotland.” Last year’s winner of The Scotch Pie Championships Stephen McAllister said “we might not have taken world champion title this year but competition in the football pie category is fierce so I am delighted that the Scotch Pie sold here at Ardrossan Winton Rovers has been given recognition as the best in the land.” proud to support Scottish Bakers The Kandy Bar’s Stephen McAllister (right) with Scottish Bakers president John Gall (centre) and Ardrossan Winton Rovers’ captain Ryan Caddis (left). 5 The Sc Awards 2015 Sponsored by the scottish pie awards - 2015 LIST OF WINNERS Scotch Pie CHAMPIONS Murrays Bakers, Perth Runner Up Denholm Bakers, Wishaw Gold Michael R More Quality Butcher & Caterer, Cambusbaron The Kandy Bar, Saltcoats The Hame Bakery, Peterhead silver Irvines Ltd, Beith Hastie & Dyce, Inverness Ashers Bakery, Nairn Wm Stephen (Bakers) Ltd, Dunfermline Murdoch Brothers Butchers, Forres bronze Peters Bakery Ltd, Kirkintilloch J B Houston Butchers, Dumfries JB Christie (Airdrie) Ltd, Airdrie William Grant Bakers, Tain Tom Courts Quality Foods Ltd, Cowdenbeath Chalmers Bakery Ltd, Bucksburn Keptie Bakery, Letham FOOTBALL Pie OVERALL WINNER The Kandy Bar, Saltcoats Scotch Pie ‘Winton Rovers’ Best in Scottish Premiership Pars Foods Ltd, Glasgow - Scotch Pie ‘Hamilton Academic FC’ Best in SPFL Pars Foods Ltd, Glasgow - Scotch Pie ‘Clyde FC’ Best in Leagues Outside SPFL Fraser Bros Ltd, Forres - Steak Pie ‘Forres Mechanics’ Best in Junior Football The Kandy Bar, Saltcoats - Scotch Pie ‘Winton Rovers’ Gold Ann Davidson Butchers, Perth (Steak & Gravy Pie) - ‘Scone Thistle’ John Lawson Butchers, Uphall (Bombay Chicken Pie) - ‘Broxburn Athletic’ silver Ashers Bakery, Nairn (County ‘Steak’ Pie) - ‘Nairn County FC’ Boghall Butchers, Bathgate (Scotch Pie) - ‘Bathgate Thistle FC’ Brownings the Bakers, Kilmarnock (Steak & Gravy Pie) - ‘Kilmarnock FC’ Pars Foods Ltd, Glasgow (Steak & Gravy Pie) - ‘Aberdeen FC’ Bruce of the Broch, Fraserburgh (Steak Pie) - ‘Fraserburgh Utd Jr. FC’ bronze sausage roll DIAMOND AWARD Tom Courts Quality Foods Ltd, Cowdenbeath Gold Fisher & Donaldson, Cupar Goodfellows of Dundee, Dundee silver Thomas Johnston Quality Butchers, Falkirk Ashers Bakery, Nairn Tower Bakery, Perth bronze The Hame Bakery, Peterhead F.C. Lonie Bakery, Aberdour Scott Brothers, Dundee The Kandy Bar, Saltcoats Bruce of the Broch, Fraserburgh MAclean’s cup Tom Courts Quality Foods Ltd, Cowdenbeath (Boxing Day Quiche) 6 Pars Foods Ltd, Glasgow (Chicken Curry Pie) - ‘Dumbarton FC’ Fergusons of Airdrie, Airdrie (Diamond Pie) - ‘Airdrieonians FC’ Pars Foods Ltd, Glasgow (Chicken Curry Pie) - ‘Dundee United FC’ Tower Bakery, Perth (Macaroni Pie) - ‘St Johnstone FC’ Irvines Ltd, Beith (Chicken & Haggis Pie) - ‘Beith Juniors FC’ Bridie DIAMOND AWARD Nicolls Rosebank Bakery, Dundee (Mince Bridie) Gold Thomas Johnston Quality Butchers, Falkirk (Mince Bridie) Ann Davidson Butchers, Perth (Mince Bridie) Hopetoun Farm Shop, Broxburn (Mince Bridie) silver W F Stark, Buckhaven (Mince Bridie) D.G. Lindsay & Son, Perth (Mince Bridie) bronze Sugar & Spice, Auchterarder (Steak Bridie) Mogerleys, Dumfries (Mince Bridie) Bert Fowlie, Strichen (Mince Bridie) proud to support Scottish Bakers steak pie (hand held) hot savoury DIAMOND AWARD Ann Davidson Butchers, Perth DIAMOND AWARD A J Learmonth Quality Butchers, Jedburgh (Jethart Pastie) (Steak & Gravy Pie) Gold Gold Irvine’s Ltd, Beith (Steak Pie) The Apple Pie, Carnwath (Steak Pie) The Little Bakery, Dumfries (Individual Steak Pie) Brownings the Bakers, Kilmarnock (Steak & Gravy Pie) silver Wm Stephen (Bakers) Ltd, Dunfermline (Steak Pie) Thomas Auld & Sons Ltd, Greenock (Steak Pie) Fraser Brothers, Dingwall (Small Steak Pie) Ashers Bakery, Nairn (Steak Pie) bronze Charles MacLeod Ltd, Stornoway (Cow Pie) R George Butchers, Moray (Steak Pie) James Chapman (Butchers) Ltd, Wishaw (Steak Pie) MacDonald Bros Ltd, Pitlochry (Puff Steak Ashet Pie) Boghall Butchers, Bathgate (Individual Steak Pie) HW Irvine, Blairgowrie (Steak & Gravy Pie) Tom Courts Quality Food Ltd, Cowdenbeath (Ashet Steak Pie) Boghall Butchers, Bathgate (Chicken Balmoral Round) Ramsays of Carluke Ltd, Carluke (Quiche) Mogerleys, Dumfries (Haggis & Potato Pie) James Pirie & Son, Newtyle (Creamy Chicken, Leek, Mushroom & Blue Cheese Savoury) Skinner of Kippen, Kippen (Sticky Pulled Pork Savoury) silver Annie’s Bakery Ltd, Caithness (Breakfast Pie) Charles MacLeod Ltd, Stornoway (Italian Pie) JM Bakery, Carnoustie (Chilli Con Carne Pie) The Orchard (Biggar) Limited, Biggar (Cottage Pie) Ramsays of Carluke Ltd, Carluke (Steak & Ale Pie) Tower Bakery, Perth (Macaroni Cheese Pie) James Chapman (Butchers) Ltd, Wishaw (Mince & Onion Pie) Bert Fowlie, Strichen (Wild West Chicken Pie) J G Ross (Bakers) Ltd, Inverurie (Breakfast Pie) Ballards Butchers, Castle Douglas (Chicken, Bacon & Haggis Pie) bronze Gold WTS Forsyth & Sons, Peebles (Lasagne Pie) MacDonald Bros Ltd, Pitlochry (Three Pudding Pie) Alan Elliot Butchers, Lanark (Cottage Pie) Bruce of the Broch, Fraserburgh (Chicken & Mealie Pie) James Pirie & Son, Newtyle (Steak & Gravy with Haggis Savoury) Tom Courts Quality Foods Ltd, Cowdenbeath (Creamy Chicken, Mushroom & Bacon Savoury) Bruce of the Broch, Fraserburgh (Mince & Mealie Pie) Hunters of Kinross, Kinross (The Festive Pie) Irvines Ltd, Beith (Chicken & Black Pudding Pie) David Stein Butchers Ltd, Bathgate (Steak Mince Pie) Bert Fowlie, Strichen (Apple Pie) F C Lonie Baker, Aberdour (Apple Pie) Boghall Butchers, Bathgate (Bramley Family Apple Pie) Cold savoury Apple pie DIAMOND AWARD Tower Bakery, Perth (Apple Pie) silver The Kandy Bar, Saltcoats (Large Apple Tart) The Apple Pie, Carnwath (Apple Pie) The Little Bakery, Dumfries (Apple Pie) DIAMOND AWARD Tom Courts Quality Foods Ltd, Cowdenbeath (Boxing Day Quiche) bronze Gold Tom Courts Quality Foods Ltd, Cowdenbeath (Apple Pie) The Edinburgh Bakehouse, Edinburgh (Apple Tart) RT Stuart, Buckhaven (Family Apple Pie) Nicolls Rosebank Bakery, Dundee (Apple Pie) Donaldsons of Orkney, Orkney (Hand Raised Pork Pie) silver Mr C’s Pies, Nr Newburgh (Ploughman’s Pie ‘Fortnum & Mason’) bronze FISH Savoury Murdoch Brothers Butchers, Forres (Pork Pie) DIAMOND AWARD Boghall Butchers, Bathgate vegetarian Savoury (Cod & White Wine Pie) Gold The Little Bakery, Dumfries (Seafood Pie) silver Bert Fowlie, Strichen (North Sea Fish Pie) bronze MacDonald Bros Ltd, Pitlochry (Seafood Pie with Smoked Cheese & Dill) proud to support Scottish Bakers DIAMOND AWARD The Apple Pie, Carnwath (Curried Veg Pie) Gold Bert Fowlie, Strichen (Mediterranean Lasagne Pie) silver Mogerleys, Dumfries (Macaroni Cheese Pie) BRONZE Thomas Auld & Sons Ltd, Greenock (Cheese & Onion Pastie) 7 2015 World Scotch Pie Championships: A Judge’s Journey Chris Marshall, a football pie-loving banking analyst from Glasgow, has written a blog about his experience as a judge at the Scotch Pie Awards 2015 I’m sitting back in my flat now after returning from the 2015 World Scotch Pie Championships Awards Lunch and I feel compelled to tell my story. Partly to answer all the questions I’ve been asked by curious friends and followers and partly because I hope my story can help in spreading the story of pie. For many of you who follow Meat Filled Pastries you will know my love of pie but in the last 3 months I’ve had the pleasure of meeting a group of people who love pie even more than I do who not only have a passion for meat and pastry but live and breathe it every single day. My journey started back in October where an invitation was made to be part of the judging panel for the competition, specifically in the football pie category. My obvious answer was yes, a stupid boy project started after a couple of beers and a desire to use my journalistic skills in a fun and interesting way had turned into a dream. A chance to have my say on who has the best football pie in the whole world. Bring it on. I’d be lying if I didn’t say I was a tad nervous when I turned up for judging day on November 11th in Dunfermline. I’d been given the opportunity to enter the inner sanctum of the pie fraternity and here was I rocking up in a jeans and checked shirt without a hat, coat or hairnet to hand. Considerably younger than the majority of the other judges and let’s be honest folks considerably slimmer than most my concern was that my views wouldn’t be taken seriously. 8 That thought couldn’t be further from the truth. After going through some pre-judging rituals I was assigned to a team of 4 to judge the 49 football pies on offer, a surprisingly small sum when you consider there are well over 300 junior and senior clubs in our fair and bonny land. That said it was still one of the larger categories in the near 600 pie, bridie and sausage roll field and my immediate thought was how am I going to manage to eat all these! Fear not though as in teams of two we set about assessing, the shape, colour, fill and most importantly taste of a range of pies. I’m not going to go into too great a detail in relation to the judging process but it’s suffice to say I’ve never looked at a pie so closely. Sniffing, squeezing and of course tasting those on offer. Not a whole pie, but slivers of which would then be up for discussion and in some cases further tasting by the rest of the group. Initially I let the vastly experienced butchers and bakers take the lead letting their years of experience be my guide but as we moved on I found my voice and to my delight it was one that was indeed welcome. It is here I think the organisers deserve a lot of credit, it would be easy to not allow those from the outside in but by letting people like me a chance to judge the best that Scottish butchers and bakers have to offer they ensure that the tastes of the consumer are reflected right here and now. Whilst some more exotic fillings fell foul of the older generation my input ensured they got a fair review and for me that’s what this competition was all about, tasting the best pies around whilst also hoping to find the next pie based innovation. It was good to see that pies that wandered from the traditional were rewarded come presentation day and I’d like to think I contributed to that. As judging finished with a happy birthday sing song to celebrity judge and Bay City Roller Les MeKeown, topping off what had already been a pretty surreal day, we were asked to submit our choices, based on the scores we had given. With three pies at the top of the pile, all on equal points it was with great surprise and honour that I found myself being looked upon as the ‘expert’ in the field. I made my suggestions and a consensus was reached, we had found our diamond pie. That however doesn’t mean we had found the winner. The next stage in the process is one shrouded in mystery, well it should be anyway, as it was the mystery shop where butchers and bakers were visited to check the products they offered on judging day were just as good when passed on to paying customers. Perhaps here is where I have my biggest question. How do you mystery shop a football pie? Whilst the other nine categories can be purchased and made at home the football pie is a totally different animal. It has to be held in one hand as you juggle a tea or Bovril all whilst 22 men (or women) wage war on each other with the ultimate prize of three points and victory. Football matches don’t take place in controlled environments, especially in Scotland, they can be cold and wet or hot and windy and so for me to mystery shop a football pie should entail a journey to the game itself. If that’s not the method now I’d love it to be in the future as this is truly where the customer consumes these meat filled things of beauty. Anyway slight tangent aside, these mystery shops finally reach the conclusion of who really provides the best pie in the land. And so with that I move on to today’s events and the announcement of a World Scotch Pie Champion. The winner, if you don’t know by now, came from Murrays of Perth and the joy on the face of Linda, the trophy recipient, and of all the people in the room as the winner was announced is all anyone needs to see should you find yourself asking, does it really matter? Because as nice as it was to get a free lunch and hear the echoing bellows of the bagpipes as the lunch got into full swing it was the obvious love of pastry that everyone I spoke to had that really got me. Stephen McAllister the 2014 Winner from The Kandy Bar (and 2015 Football Pie proud to support Scottish Bakers Winner) spoke with the kind of passion that would surely turn even the most devout of pie haters into meat and pastry guzzling behemoths. There was my fellow judges quick to show the way but also willing to listen to new ideas and ways of thinking. There was the myriad of butchers and bakers who spoke of pie making not as a job or chore but as an art and a passion that they will willingly spend years perfecting. You hear how they go through peaks and troughs and how they have to adapt to an ever-changing financial climate. I like to think of myself as quite savvy when it comes to the machinations of the modern world but even I found these tales quite the eye opener. As the fanfare died down and I rushed to my car to miss the torture that is rush hour traffic I took a moment to reflect on the journey I had gone on. These men and women who form the families and generations of master craftsfolk found at that awards lunch today are the reason why I love food, it’s the reason why I love pie as without them Meat Filled Pastries would not exist. As I watched the man beside me collect an award I couldn’t help but reflect on the fact that earlier in the afternoon he had told me how he was expecting a hard year ahead. So please now take this as a call to arms, even if just once a month you visit your proud to support Scottish Bakers local butcher or baker to buy something you’d usually get in the supermarket you could be making a massive difference to our future food landscape. Don’t let these wonderful people become a thing of nostalgia let’s help them thrive and move forward. Everybody, let’s eat pie! Keep up to date with Chris and his pie punditry on his blog and on Twitter: meatfilledpastries.com @MFPTasty 9 NEWS IN BRIEF Iron Man Challenge! Top dough on offer for the best bread! Lewis Maclean of Maclean’s Highland Bakery in Forres is undertaking the Iron Man challenge in New Zealand in March this year! Now in its third year, Tiptree World Bread Awards is seeking professional and home bakers for the 2015 competition. Could you be crowned Tiptree World Bread Awards champion and win a prize of £1000, plus a fabulous selection of KitchenAid gadgets? This involves: a 2.4 mile swim, a 112 mile cycle and a 26 mile run (marathon)… all to be completed in just 17 hours! The trip also coincides with his 50th birthday! He is raising funds for charities Taigh Farrais, Moray and Nairn Autistic Society and the Scottish Bakers Benevolent Fund. All sponsors gratefully received! http://www.gofundme.com/kglm8c Judges for 2015 include Luis Troyano, Great British Bake-off Finalist 2014 (pictured), Charles Campion, Food Critic, Masterchef, and George Fuller and Mike Holling of the Craft Bakers Association. The awards close to entries on 31 August 2015 and the judging will take place in September. The winners will be announced in October at a harvest supper-style ceremony at St John’s Hyde Park, London. For more information visit: www.worldbreadawards.com Lewis seen here training hard for the event! Surprise ‘Smillie’ Pie Delivery for Glasgow Postie A long-serving Glasgow postman had his morning brightened up with a surprise delivery from TV presenter Carol Smillie in January as part of a “Warm and Tasty” campaign to celebrate the humble pie. The Scotland Food & Drink Excellence Awards, run in partnership with the Royal Highland and Agricultural Society of Scotland (RHASS), have been recognising and rewarding the very best in Scottish food and drink for many years. The title sponsor is Asda and the awards are supported by Think Local. Nineteen entered categories, including one for bakery and cereal-based products, celebrate excellent Scottish food and drink across retail, foodservice and business awards. A full list of categories and their criteria is available to download on Scotland Food & Drink’s website. The “Warm and Tasty” pie campaign - a collaboration between industry bodies Quality Meat Scotland, Scottish Bakers and the Scottish Federation of Meat Traders Association – returned this year after its success in 2014. Butchers and bakers up and down the country encouraged consumers to beat the chill and the January blues with a piping hot pie. Pie fans across Scotland were encouraged to follow Carol’s lead and treat deserving friends, family or colleagues who work outdoors at this chilly time of year. The Scotland Food & Drink Excellence Awards are open for entries until the deadline of Friday 27th February. A fee applies to all entries, this is £25+VAT for members of SF&D/RHASS and £45+VAT for non-members. To apply for the awards, please visit: www.scotlandfoodanddrink.org/ events/excellence-awards 10 proud to support Scottish Bakers NEWS IN BRIEF Forfar Baker receives prestigious award! Forfar Baker, Sarah Murray was presented recently with the prestigious Forwell Bequest Award which is given occassionally by the Baker Trade of Dundee to young people in recognition of excellent achievement in the development of their careers. The Baker Trade of Dundee has promoted baking and bakers for more than five centuries and Sarah, of McLaren’s Bakery, was accompanied by her mother, Karen Murray and grandfather, Bill McLaren. Together they represented three generations of the well-known Forfar firm. Sarah is pictured below with her grandfather (left), Graham McKee, Deacon of the Baker Trade of Dundee, and Karen. Glasgow Presidential Dinner Dance Tickets still available!! Date & venue: Saturday 28th February at the Crowne Plaza Hotel in Glasgow Time: 6:00pm - 1:00am Dinner & entertainment: - 3 course meal - Live performance from Les McKeown and the Bay City Rollers - Live performance and MC by Michelle McManus - Raffle and auction in aid of the Scottish Bakers Benevolent Fund - Disco Tickets: £50 + VAT (£60 incl. VAT) per person Accommodation: £101 per single or double room Bookings: Contact Stacey Walls on 0131 229 1401 or email [email protected] The evening will again include a live performance from Les McKeown and the Bay City Rollers FREE Initial Consultation with Mark Bradford Are you struggling to integrate new products into your business operations? Trying to keep your existing customers happy and also entice new ones through your doors, product development should be a key part of your business strategy, but it’s not always as easy as it sounds. With the demands of running a bakery business, it can often be difficult to make the time for new product development. Mark Bradford, with 30 years’ experience in the bakery industry, is now available to help drive the development process in your business. Having recently set up in the capacity as a consultant specifically to support the bakery industry, Mark has the craft skills and technical knowledge that will ensure the successful outcome of your business development plans. Following a recent project at Fisher and Donaldson focusing on Danish Pastries Sandy Milne commented: “Returning to the fundamentals of recipe balance, technical expertise and bakery production, complemented by innovative thought and practical know-how, our [Danish Pastry range] manufacture and quality has been overhauled and improved by his collaboration.” For expert advice and assistance, or simply a fresh perspective on the potential of your business, Mark is offering a FREE initial consultation. Contact him at 07778 466921 or [email protected] website: mbradford.co.uk proud to support Scottish Bakers 11 Tax tips: Use your loaf If you have recently submitted your tax return you could be wondering if there is anything you could have had done to mitigate the tax burden for you and your business. If so, read on: 1. Be aware of your income level and the various tax bands. If you earn £100K and take further salary then your tax rate could be 62%! 2. Extract the profits in the best way for you and your business. Dividends will almost always be better than taking a salary. 3. Reward family members that work in the business. Either through a salary based on the level of work that they are doing or could they be given shares to enable a dividend to be paid. 4. Watch the timing of capital expenditure, the Annual Investment Allowance is currently £500,000 but is due to reduce to £25,000 in December 2015. 5. Ensure you maximise capital allowances on any property improvements, certain items of plant or costs of installing plant within the building will qualify. 6. If you are doing anything which is new and innovative check whether it qualifies for research and development tax credits. It’s not just technology firms which qualify. 7. Consider a share option scheme for key employees, they are very tax efficient for both the individual and the company. 8. Be careful with investment assets. You don’t want to prejudice either Entrepreneurs Relief or Business Property Relief. 9. Make sure you are up to date with the pension rules and the future changes. 10. Consider buying the business premises in your pension scheme. It gives an income stream to the pension and a tax deductible cost to the business. 11. Salary sacrifice where possible. Whether it is childcare vouchers, pension contributions or professional subscriptions it is better for the company to pay them for the potential National Insurance savings. 12. Private Medical Insurance. Let the younger members in the scheme bring down the rates for the older ones and save you cash. 13. Consider Keyperson Insurance cover for you and your key employees to keep the business afloat if disaster strikes and make sure it is being treated correctly for tax purposes to avoid a nasty bill on pay out. Businesses of all shapes and sizes in the food and drink sector work with Mazars, an international accounting advisory firm to smooth their growth journey. At Mazars we run a seminar series, The Business Growth Journey which offer businesses free targeted advice which can help you at whatever stage your business is at. Are you: - Building the foundations? - Combatting the challenges? - Seizing the opportunities? - Realising your assets? …then we can offer proactive, specialised guidance in your journey. The next seminar series will take place in Edinburgh and Glasgow between February and June 2015. For more information and to reserve your place please email [email protected] or [email protected] 12 proud to support Scottish Bakers Grants for superfast broadband 9 Dots Consulting provide a complete range of converged telecommunication services. Based in Edinburgh, the Lothians and Fife, they specialise in bespoke solutions for SME to Sub Corporate level businesses across Scotland and the UK delivering a “best fit” package to accommodate phone, voice and data requirements. They look after over 2,000 businesses from a variety of different sectors. As one of the registered suppliers for the UK Government’s Broadband Connection Voucher Scheme, 9 Dots Consulting has experienced a 500% increase in demand for high-end connectivity in the last three months. Better connectivity can bring significant business benefits, from improving employee productivity by having a faster and more reliable internet connection to being more competitive in both local and national markets. The scheme enables businesses to apply for grants of up to £3,000 to upgrade to superfast internet connections. One of their clients who has already benefitted from the voucher said: For more information contact Martin Kershaw on [email protected] or 0131 3000103 ‘With our new high-speed connection we can now make the move to secure storage online. Additionally staff will be able to access their work from home, which is particularly helpful as our office is in such a remote location. The productivity of staff will go through the roof with our new internet connection.’ The vouchers are available to Small or Medium Enterprises (SMEs) within 22 cities across the UK including Edinburgh, Aberdeen and Perth. The free grants are available until the 31st of March 2015 and are provided on a strictly first come first serve basis which is why we would encourages businesses to get in touch and take advantage of the free grant as soon as possible. On first name terms with ESOS What is ESOS? The Energy Savings Opportunity Scheme (ESOS) is the UK Government’s approach to implementing Article 8 of the EU Energy Efficiency Directive. It is a mandatory energy assessment and energy savings identification scheme for large undertakings and their corporate groups operating in the UK. When? Your deadline to submit the formal notification of completing your energy audit to the compliance body is 5th December 2015. How GEP Env can help you? Our energy auditors can help you with every aspect of achieving ESOS compliance including implementation support. We offer access to a network of over 30 Lead Assessors specialising in various industries and technologies. Is it mandatory for your business? Yes, if on 31st December 2014 you ticked at least one of the boxes: Next step? Visit www.gepenv.co.uk/esos-3 to download our free guide on ESOS and get in touch on [email protected] or 0131 346 7771 to discuss your route to compliance and potential funding sources. • over 250 employees (total number of people) • annual turnover over £38,937,777 • balance sheet over £33,486,489 What you will have to do? • Measure total energy consumption including buildings, processes and transport • Identify areas of significant consumption • Carry out energy audits to identify potential opportunities for energy reduction • E nsure that an ESOS Lead Assessor reviews and verifies all the information Other assessment processes you have undertaken may partially count towards your ESOS compliance. ISO50001 accreditation will be considered as full compliance under ESOS. proud to support Scottish Bakers GEP Environmental Ltd offers energy and sustainability solutions to identify practical and cost efficient ways to improve resource consumption, comply with legislation and reduce carbon emissions and other waste. w: www.gepenv.co.uk e: [email protected] t: 0131 346 7771 Associate Member of Scottish Bakers since January 2015. 13 LABELLING SIMPLIFIED • Pricing Ingredients regulations, barcoding compliance, pricing regulations, Use By regulations, etc. – compliance labelling is usually a necessary chore but fortunately one which can be simplified by locating friendly and willing advice. • Ingredients labelling • Barcoding • Allergen labelling Imaginative labelling can also benefit the promotion of your products and sales. • On demand labelling Labelling doesn’t have to be complex if your relationship with a good labelling company will provide a working one-stop source of printers, consumables and expertise. Look for the best performing, simple to operate equipment and value-for money label solutions matched to your type and size of business. • Secondary shelf-life labelling • Markdown • Portable labelling • Freeze, washable labels Keep it simple Starting from the simplest solutions, many requirements can still be fulfilled by handlabellers. Great for fast apply to multiple products when using labels customised to your company image. Handlabellers have progressed to offer different functions including ensuring that you are compliant with preparation and sales guidelines. The SATO Promo food range offers day dot, month and day printed in full and other functions which minimise error and wastage. You may be surprised at how economical small quantity personalised designs can be when purchased as a package. • Design studio service • BRC accredited supplier Freeze, washable, peel and other materials are widely used. Automated, intelligent label printing You may not be aware that printing ingredients can be simple, completely standalone and portable. Your product database and the computing intelligence to calculate Use By dates, highlight food allergens, VAT and more, can be held within a small footprint, battery-operated printer with a one-hand carry handle. The behaviour of these printers is tailored for your requirements using a library of programs already created and in use in thousands of food prep premises, QSR and food outlets. The key advantage is that you can define your needs and be ready to run very quickly. No PC or ink required, auto-allergen emphasis, large keypad, fully portable, customised labels, anti-microbial. High volume production Speed, labour reduction, accomplishing deadlines and quality GS1 standard barcodes are often the drivers in volume food production. Fast and automated-apply product labelling systems can enhance operations by adding tray, delivery labels etc to enhance operation efficiency. Manual operations can be minimised and the possibility of human error reduced simultaneously. Our knowledgeable staff are pleased to offer the benefit of their wide experience. Talk to Bob Hugh on 07771 611189 or our office staff sales team on 01255 252770 for more information. About SATO Based in Essex, SATO has been assisting the food and other industries for over 60 years, designing and manufacturing dedicated printer equipment. The Harwich label plant converts over 5 billion labels every year. 14 www.satoeurope.com [email protected] proud to support Scottish Bakers proud to support Scottish Bakers dates Saturday 7th February CBA Yorkshire Dinner, York Wednesday 25th February Pre-Launch Dinner for Scottish Baker of the Year (SBYA) Thursday 26th February Launch of Scottish Baker of the Year Awards 2015, Nairn 26th February – 14th March Scottish Baker of the Year Awards Voting Period Friday 17th April Deadline for receiving SBYA business award applications Saturday 28th February SB Glasgow Dance, Glasgow Monday 20th April Shortlisted bakers notified Wednesday 25th March Notification issued for products shortlisted for Scottish Baker of the Year Awards Friday 8th - Sunday 10th May Scottish Bakers Annual Conference & Awards Tuesday 31st March SBYA Judging in Dunfermline June 2015 40 Group Study Tour to Zeelandia, Holland Monday 6th April Successful bakers notified 12th September - 17th September IBA, Munich 13th April - 16th April 40 Group Study Tour to Puratos, Belgium Changes to Defined Contribution (DC) pension arrangements In the 2014 Budget, the Chancellor introduced major changes to the regulatory regime applicable to Defined Contribution (DC) pension arrangements. The changes will apply after 6 April 2015 but, under current plans, will not apply to defined benefit (DB) pension schemes or to those who have already purchased annuities. The changes are designed to encourage individuals to take advantage of the choices they have in providing income for themselves during retirement. In effect, using your pension as a tax efficient vehicle has never been more attractive. From 6 April 2015, there will be no restriction on how much an individual can choose to draw from their pension. Previously, if opting for income drawdown, the maximum that could be drawn was limited to 25% as a tax free lump sum and a taxable income calculated based on interest rates (gilt yields) and age. In the future, the tax free lump sum will still be available up to 25% of the fund value but the taxable income will no longer be limited. A steady income can be drawn with complete flexibility from one year to the next. With increasing life expectancy, fluctuating costs of living during retirement, retreating state provision, low interest rates and uncertain returns from investments, finding the correct balance is essential to ensuring that you have the lifestyle you would like during retirement. What are the options when someone reaches the age of 55? • Individuals can use their pension pot to buy an annuity. Annuities are a good solution for those who want the certainty of a secure, guaranteed income for life that ensures that they don’t outlive their money. Options are available to provide for inflation protection, a dependent’s pension and guarantees of returns on premature death. • A n individual can put their funds into a drawdown fund, which will be known as a “flexi-access drawdown fund.” This provides flexibility to draw any amount over whatever period you choose. All payments from a flexi-access drawdown fund will be taxed as income, after the tax free lump sum of 25%. • A n individual can take a single lump sum or series of lump sums from their uncrystallised funds (to be known as an “uncrystallised funds pension lump sum.” UFPLS). Under this option both the taxable and tax free amount from the pension are paid at the same time. By way of example, a £10,000 UFPLS would have £2,500 paid tax free and £7,500 would be taxable as income. Further changes post 6 April 2015 On 29 September 2014, the Chancellor announced that the 55% pension death tax charge will be abolished from April 2015. This is the current tax payable on funds left in a pension on death during retirement. This change will provide an incentive for people to retain their Defined Contribution savings in their pension fund until they need it as it can continue to be invested without suffering income or capital gains tax, not unlike an ISA. These changes are likely to result in more people using income drawdown, rather than purchasing an annuity, to provide their retirement income. However, relying on investment returns to provide income and financial security in retirement is still risky. It is essential that everyone understands the options available and makes the right decision for themselves and their family. Scottish Bakers, Bakers House, Unit 2 Halbeath Interchange, Kingseat Rd, Dunfermline, Fife KY11 8RY t: 0131 229 1401 or 01383 661 555 e: [email protected] www.scottishbakers.org www.scottishbakers.org
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