CBB Transaction Overview

Community Business Bank, C&S Bank Complete Merger
Transaction Overview
Banks Street Partners served as financial advisor to Community Business Bank
Cumming, GA-based Community Business Bank has been acquired by Atlanta, GA-based Community and
Southern Holdings, Inc. and its wholly-owned subsidiary, Community & Southern Bank
The transaction adds approximately $155 million in total assets and approximately $127 million in deposits to
Community & Southern’s balance sheet while enhancing C&S’s existing presence along the Georgia 400 corridor
The acquisition is the 3rd completed open bank transaction for C&S since the beginning of 2013 and the 16th
completed open bank transaction involving a Georgia-based target over the same time period
Pro Forma Locations (North Metro Atlanta)
Total assets: $3.5B
Total assets: $154.9mm
Net loans: $2.5B
Net loans: $94.4mm
Deposits: $2.9B
Deposits: $126.9mm
Total Equity: $397.8mm
Total Equity: $19.4mm
TCE Ratio: 10.53%
TCE Ratio: 12.53%
Community Business Bank
C&S Bank
Source: SNL financial. Financial data for both companies is bank-level as of 3/31/2015