BMW Financial Services Motorcycle Personal Loan. Financial freedom on two wheels. More about BMW Financial Services Motorcycle Personal Loan bmw.com.au The Ultimate Driving Machine Financing through BMW Financial Services is fast and easy because we’ve eliminated time-consuming procedures and simplified the process. Please note: This brochure is not a contract. The terms of the contract between you and BMW Financial Services are contained in the BMW Terms and Conditions document, which is available from your BMW Dealer or direct from BMW Financial Services. You should refer to this document for the specific terms of the transaction. BMW Australia Finance Ltd ABN 78 007 101 715 783 Springvale Road Mulgrave VIC 3170 Phone: (03) 9264 4060 Fax: (03) 9535 4006 [email protected] www.bmwfinance.com.au SFAU1900055 BMW Financial Services offers an ideal alternative to traditional sources of funds, such as banks or building societies. Your first step is to talk with the Business Manager at your BMW motorcycle Dealer. Once you’ve heard what we can offer in terms of our range of competitive products and specific contract details, you’ll have the confidence to know you’ve made the right decision. BMW Financial Services offers simplicity, flexibility and peace of mind with a high level of service, so arranging your finance is easy. Once you’ve chosen your motorcycle, the Business Manager at your BMW Dealer can advise on the full range of options and tailor a finance package precisely to your needs. Our advanced in-house computer systems mean all paperwork can be done on the spot, providing further time-saving convenience, and we can also organise direct debiting of your monthly payment from your nominated account. BMW Financial Services The Ultimate Driving Machine BMW applies the same disciplined, yet creative and dynamic approach to finance services as it does to its motorcycles and cars, developing innovative, flexible and extremely competitive solutions tailored to individual needs and backed with individual service. A BMW Motorcycle Personal Loan gives you more financial freedom – use your loan to finance the BMW of your choice and keep your own money free for other uses. A BMW Motorcycle Personal Loan gives you financial freedom as it can be tailored precisely to suit your needs, and you can include ‘on-road’ charges, as well as important extras and accessories, such as panniers, tank bags, and audio gear, in the loan amount. The loan is available for any new or used BMW motorcycle and provides a range of flexible options to suit your lifestyle. You can choose the term of your loan, from 24 to 60 months, and tailor the repayments to match your needs and circumstances. During the loan period, repayments are fixed, but you have the option of including a balloon or final payment in your contract, which will make the regular repayments more affordable. Alternatively, you may choose to have no balloon payment and enjoy full ownership at the end of the contract. When taking out a BMW Motorcycle Personal Loan, it’s also worth considering the peace of mind provided by BMW Motorcycle Insurance, offering competitive rates and a range of features and benefits that are not standard on many policies. This flexibility allows you to set monthly repayments – based on the amount you wish to finance, less any balloon or final instalment – to precisely match your budget. All your costs are known in advance and fixed repayments make budgeting easier. You can also elect to place a deposit into the contract, using cash or the equity in your trade-in. Usually the motorcycle is the only security required, although in some circumstances a guarantee may also be necessary. The Goods and Services Tax (GST) does not apply to a BMW Motorcycle Personal Loan, and therefore input tax credits also do not apply. – 24 hours a day, 7 days a week claim lodgement facility by calling a designated BMW Claims Officer on 1800 656 538. – Option available for Agreed or Market Value cover. – Guaranteed use of an authorised BMW repairer using genuine BMW parts if requested. – One headlight claim per policy year (excess free) can be made without affecting your Rider Rating or No Claim Bonus. – Transfer of No Claim Bonus or Rider Rating from your current policy if you provide written proof from your current insurer. – Immediate cover can be provided from the time you take delivery of a replacement motorcycle. – Up to $20 million cover for legal liability damage to other people’s property.