Expressions Fall 2012 Available 24/7: www.usecreditunion.com F NetBranch Star Teller F Mobile Banking USE Credit Union: Your Source For Car Buying Information & Financing Most people already realize USE Credit Union is home to some of the best rates for new and used autos & trucks. But, your credit union is also your one-stop “source” for finding that special next vehicle you want. Through resources readily available on the credit union’s website: www.usecreditunion.com, you can easily find all types of information by clicking on the link to the credit union’s Member Auto Center. For those seeking a new vehicle, simply click on the selection in the upper right corner of the page titled “New Car Builder and Prices.” From the convenience of your own home, you can select the make and model of any vehicle you desire. Once you have entered your zip code hit the “select” button and the process of building your new car/truck begins. If you are in the market for a new 2013 Buick Regal, for example, you will see photographs and general information for seven distinctive models. From the general descriptions of the models, find the one you like the best and choose the “build this model.” button. Next add all the features and options you desire and at the conclusion you will see both invoice and MSRP prices for your car you have just built. Next, step find a dealer using the Member Auto Center tool. You don’t even need to leave the comfort of an easy chair. Simply click on the orange “request a quote” button, add a bit of personal information and in a short time you will receive a price quote from some of your MemberAutoSales area’s credit union preferred dealers who sell your selection. After you have completed your search and found the new vehicle you desire, simply make an appointment with the preferred dealer’s credit union representative, complete the loan documents at the dealership (the loan will come back to the credit union), and drive off in your new car. You’re done! A very convenient process. However, the services available at our Member Auto Center are not restricted to only those wanting new vehicles. If you’re in the market for a pre-owned vehicle then your search should start here as well. At the top of the page, enter some basic information such as year, make, model, and your zip code, and a list of type of vehicles you want will appear. Look through the list, which includes the price, and if any appeals to your specifications, hit the “detail” button where you will see photos and get a more explicit description of the vehicle. There is a red button at the top of the page if you desire even more information. USE Credit Union’s Member Auto Center. Easy, convenient; a great way to shop for a car. Your Credit Union Car Lot. 8802 FM 1960 West F 281-955-1880 F www.MemberAutoSales.com CREDIT UNION OWNED. Member Auto Sales is a credit union-owned auto dealership developed to offer a friendly alternative to the traditional hassle and haggle associated with buying a pre-owned automobile. The price you see on the window is the price you pay! BEST in Houston. CERTIFIED LATE MODEL AUTOS. Choose from a selection of 80-point inspected and certified quality pre-owned cars, trucks, vans and SUVs. Complete inventory available for viewing at www.MemberAutoSales.com. H 3-DAY / 500 MILE BUYBACK GUARANTEE.* If you are not satisfied with the vehicle, return it within three days or 500 miles, whichever comes first. (*Available on most vehicles, $200 buyback fee applies. Please ask for details.) CREDIT UNION FINANCING AVAILABLE. Visit with your friendly USECU loan officer to get pre-approved and complete your credit union loan at the MemberAutoSales dealership. Up to 100% financing. 24909 Kuykendahl / Tomball, TX 77375 u 9700 Richmond, Suite 150 / Houston, TX 77042 713-595-3400 u www.usecreditunion.com Your savings federally insured to $250,000 and backed by the full faith of the United States Government EQUAL HOUSING National Credit Union Administration, a U.S. Government Agency LENDER NEED A CREDIT CARD? USECU has the VISA® Platinum available for you. A USECU VISA Platinum card helps make life more convenient; no more making a special trip to the ATM machine for cash. Our VISA credit card provides you additional protection if something you have purchased is lost, damaged or stolen. Paying off your balance is also a great way to enhance you credit score. And, with a VISA Platinum card from USECU, there is no annual fee. To get your VISA Platinum card, contact your friendly USECU loan officer today. USECU Board Of Directors Accepting Resumes The USE Credit Union Nominating Committee is conducting its search for individuals who are interested in being considered as a nominee on the USE Credit Union Board of Directors. The Nominating Committee is appointed by the credit union’s Board of Directors and has the responsibility of preparing a slate of nominees to be announced at the 2013 Annual Meeting. This year’s committee members include: F Linda Corbin F Mike Foster F Jack Paglini Credit Union ATMs Make Life Easier Electronic banking is more than just a convenience for many. It’s the way many of us conduct our financial affairs and ATMs play an important role. USE Credit Union has five surcharge free ATMs in the Houston area. They are located at: NORTH HOUSTON 24909 Kuykendahl Tomball SOUTHWEST HOUSTON Alliance Tower 8701 South Gessner Houston (first floor) DOWNTOWN HOUSTON Mickey Leland Fed. Bldg. If you are interested in being considered as a nominee, please send a resume regarding your interest and background no later than December 15, 2012, to: USE Credit Union ATTN: Board Applications 24909 Kuykendahl Tomball, TX 77375 1919 Smith Houston (first floor) SOUTHWEST HOUSTON 9700 Richmond Houston DOWNTOWN HOUSTON Bob Casey Federal Bldg. 515 Rusk Houston (first floor) This is not all. USE Credit Union is alligned with Dolphin Debit Access and offers credit union members an additional 13 surcharge free ATMs throughout the Houston area. To locate one of these 13 addtional ATMs visit the use credit union website at www.usecreditunion.com. NETBRANCH NETBRANCH NETBRANCH NETBRANCH NetBranch is USECU’s free online financial business service where you can readily check the balances of your accounts; transfer funds from one of your accounts to another; utilize information services such as e-statements, e-alerts, and e-notifications; reorder checks; and, even pay your bills electronically. NetBranch is convenient and you can utilize it with any personal computer whenever you want . . .24/7. If you haven’t yet signed up for this free service, all you need to do is visit the USECU website at www.usecreditunion.com, click on the link on the left side of the home page to sign up. It’s easy and free. www.MemberHome Loan.com Your savings federally insured to $250,000 and backed by the full faith of the United States Government EQUAL HOUSING National Credit Union Administration, a U.S. Government Agency LENDER ch raEnT BN
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