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International Journal Of Marketing, Financial Services & Management Research ____________________ ISSN 2277-3622
Vol.4 (4), APRIL (2015), pp. 80-93
Online available at indianresearchjournals.com
CATALYST ROLE OF VARIOUS BANKING AGENCIES IN SELFHELP-GROUP BANK LINKAGE PROGRAMME IN INDIA
DHAKE SAROJ P.*; DR. NARKHEDE SAMEER**
*ASSISTANT PROFESSOR,
DEPARTMENT OF MASTERS OF BUSINESS ADMINISTRATION,
K. K.WAGH INSTITUTE OF ENGINEERING EDUCATION AND RESEARCH, NASHIK.
**ASSOCIATE PROFESSOR,
SCHOOL OF MANAGEMENT STUDIES,
NORTH MAHARASHTRA UNIVERSITY, JALGAON.
ABSTRACT
Financial approach of India emphasizes on accomplishing high development rates, in the
meantime guarantee that the poor are able to participate equally in the business sector
economy. This motivation for financial inclusion includes making particular environment
through which the poor across the nation have open, protected, secure and reasonable access
to different financial services. Microfinance is one such method for comprehensive
development, which incorporates procurement of various financial services such as loans,
savings, insurance, financial literacy, and so on. Different steps have been taken in this regard
by Government, Financial Institutions, Microfinance Institutions, and NGOs, which
incorporate SHG-Bank Linkage Program as of the initiative. SBLP as an overwhelming
model of microfinance displayed noteworthy development in number of SHGs financed by
banks, bank credit outstanding and refinance help. The SBLP scheme has developed at a huge
pace in last two decades and rose as the most distinctive method for conveying micro-finance
benefits in India.
The present study assesses the advancement of SHG-Bank linkage program through different
various banking agencies at the national levels. The over-all sightings of the study
demonstrate that SBLP has enhanced the access to financial services to poor people. The
agency wise position of SHGs in India showed that commercial banks have been playing a
pivotal role in promoting large number of SHGs and providing credit facility
Despite the fact that the role of commercial bank in microfinance development is
exceptionally skewed, various banking agencies has begun getting pace in microfinance
development by SHG bank linkage programme in India.
KEYWORDS: Microfinance, Non-performing assets, Outstanding Loan, SHG-bank linkage
programme.
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International Journal Of Marketing, Financial Services & Management Research ____________________ ISSN 2277-3622
Vol.4 (4), APRIL (2015), pp. 80-93
Online available at indianresearchjournals.com
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