Download Report

Member
Resources
In This Issue:
A Publication of NRCS Federal Credit Union
 Scholarship Winner
2015 NRCS FCU SCHOLARSHIP WINNER
 Pre-Approved Auto Loan
 Credit Unions Care
 Membership Survey
 Vacation Loan
Credit Union Volunteers:
Board of Directors
Dennis Clute, Chairman
David Buland, Vice-Chairman
Cherie LaFleur, Secretary/Treasurer
Richard Cabrera
Tony Garcia
Steve Garner
Mike Steiner
Karl Visser
Ken Worster
Supervisory Committee
Johnny Green, Chairman
Jacqueline Horne
Willie Mae Johnson
Michael Trusclair
Phuc Vu
You may contact the Supervisory
Committee directly if you have any
unresolved discrepancies on your
account.
NRCS FCU Supervisory Committee
P O Box 6702
Fort Worth, TX 76115
[email protected]
1937-2015
78
YEARS OF
EXCELLENCE
NRCS
Federal Credit Union
Summer 2015
The Board of Directors of NRCS Federal Credit Union are proud
to present Darren Seidel as the recipient of the 2015 NRCS FCU
Scholarship. Darren Seidel will receive a $500.00 scholarship for
his continuing education. He is the son of Darrel and Cheryl
Seidel of Sanderson, TX.
Darren will graduate from Angelo State University this summer
with a double major in Animal Science and Geoscience with a
minor in mathematics. In August Darren will be attending Purdue
University where he will pursue a Master’s degree in Agricultural
Engineering and continue his education and earn a Ph.D.
Darren’s career goals are to be professionally licensed in geology
and engineering in order to consult in developing novel solutions
to water efficiency and wastetowater management problems from highly concentrated livestock
and/or agricultural developed areas. He hopes to aid producers in developing more economically
sound methods of production and lessen their overall water consumption.
Why an NRCS FCU Pre-Approved Auto Loan
makes you a Smarter Auto Shopper
The car buying process involves multiple transactions, each of which can be a source of
profit for the dealership:
 Amount offered for your Trade-In
 Bottom-line Sale Price of their auto
.
 Dealer added Options
 Dealer Financing
 Supplemental Products (e.g. extended warranty, gap coverage, credit insurance)
Auto-buying experts advise consumers to keep each transaction in the process separate
and in its proper order to negotiate the best deal.
A pre-approval from your credit union helps because:
 It makes you a cash buyer, keeping Dealer Financing out of the negotiation until
the bottom-line Sale Price of the auto is set.
 If you’re purchasing to a budgeted monthly payment, it helps you determine the
maximum cash Sale Price of the auto that you need to negotiate.
 If you need Supplemental products, it gives you a value comparison between their
cost and coverage and the credit union’s offerings.
Call today for your pre-approval at (800) 921-9302, or visit us at
www.nrcscreditunon.org
2014 or newer Autos
Rates as low as 1.20% APR*
2010-2013 Autos
Rates as low as 2.25% APR*
*The Annual Percentage Rate (APR) you receive will be based on your creditworthiness and term of the
loan. Please ask us for the rate you qualify for. Rates are subject to change at the Board’s discretion.
NRCS
Federal
Credit Union
. Bldg. 24
501 W. Felix,
Ft. Worth, TX 76115
Mailing Address:
P O Box 6567
Fort Worth, TX 76115-0567
Phone:
(817) 921-9302
(800) 921-9302
Help NRCS Federal Credit Union Change a Child’s Life:
NRCS Federal Credit Union is participating in “Credit Unions
Care” a campaign to increase visibility and awareness in the
communities we serve by illustrating the many ways credit
unions give back by collecting donations for Cook Children’s
Medical Center. Stop by and donate a dollar for the kids.
The deadline to donate is August 31st. Every single dollar helps!
One pediatric wheelchair, specially made in many different sizes for kids of all
sizes and abilities, costs $1700. Can we gather enough to make a difference
that significant? Stop by NRCS Federal Credit Union to help today.
Together, we can show “Credit Unions Care”
Audio Teller:
(888) 921-9302
Fax:
(817) 927-8423
(800) 285-3530
E-Mail:
[email protected]
Website:
www.nrcscreditunion.org
How are we doing?
Participate in our online membership survey at:
https://www.surveymonkey.com/r/GR8YWD6
Check out our Online Banking
Staff:
:
Debra Maxwell, Member
Service
John Quiroz, Loan Officer
Patwww.nrcscreditunion.org
Brown, CEO
The Credit Union will be closed for
the following holidays:
Independence Day
Friday, July 3rd, 2015
Labor Day
Monday, September 7th, 2015
If you are planning a trip
and need some extra money….
Vacation Loans
as low as
5.00% APR*
Take your dream vacation and
leave your worries behind knowing
you have a great rate on your loan from
NRCS Federal Credit Union.
Offer Good
June 1, 2015 – August 31, 2015
*The Annual Percentage Rate (APR) you receive is based on your credit worthiness.
Please ask us for the rate you qualify for.