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Thank You Volunteers!
A Word From Your
PRESIDENT
"Not for profit, not for charity,
but for service" has long been a
credit union mantra. That philosophy is exemplified by our dedicated volunteers who serve on
Bragg Mutual FCU’s committees
and board of directors, and for
that, we are grateful. As volunteers, they contribute their time
and talents in service to members.
Wake Up Dormant Accounts
If you have forgotten money tucked away at Bragg Mutual FCU (or at any institution) it's time to sound the
alarm and roust it out. Money not claimed can end up in
state-run unclaimed property funds.
According to the New York Times, "There are tens of
billions of dollars sitting in the unclaimed property funds
that states run, just waiting to be taken back by rightful
owners who have lost track of various stock dividends,
tax refunds, bank accounts and the like."
If you think you have lost track of your credit union account, please contact us to verify its status. Having a
dormant account means you are not taking full advantage of the credit union. Plus it's an expense to the
credit union to maintain accounts, so it's to every members' benefit to keep them active. To check on other
accounts, visit www.missingmoney.org, where you can
find information and links to each state's website.
NEWS2YOU
Q U A R T E R
E D I T I O N – M A R C H
Unlike the directors at a bank,
who are compensated and concern
themselves primarily with the
bank's shareholders, your credit
union's directors have only the
interest of you (our member/
owners) in mind. As careful stewards of the funds entrusted to the
credit union, they base their decision-making on what's best for all
members, not a select few. Elected
2 0 1 5
by fellow members, the board is
responsible for the long-term success of Bragg Mutual FCU. Thank
you to our volunteers! You are
part of what makes our credit
union unique.
Sincerely Yours,
R. Jean Stultz
President/CEO
MANAGEMENT
R. Jean Stultz
B. Eileen Donovan
Jennifer D. Barwick
President/CEO
Vice President Operations/COO
Vice President Finance/CFO
Board of DIRECTORS
Edwin S. Deaver
Warne D. Mead
Carl E. Mitchell
Allen G. Piland
Alan J. Asbury
Harvey W. Raynor III
John D. Szoka
Chairman
1st Vice Chairman
2nd Vice Chairman
Secretary
Treasurer
Director
Director
Your Board of Directors declared dividends as of Mar.
24, 2015 for the dividend period ending Mar. 31, 2015.
The share accounts affected, the dividend Annual Percentage Rate (APR) and the Annual Percentage Yield
(APY) are listed below.
MASTER SHARE ACCOUNTS
APR APY Balance Required
.10 % .10% $300.00 or More
INDIVIDUAL RETIREMENT ACCOUNTS
APR APY Balance Required
.10% .10% $300.00 or More
These share accounts are variable rate accounts; the rates may change
after the account is opened. For applicable fees and additional information,
contact Christy Gaddy at (910) 488-3515 ext 224.
Online Loan Application is Quick, Simple, and Secure
tion also offers:
1. A simple and convenient loan application form that you can work on at your
leisure and from any location.
2. Safety and Security - Your CU's technology guarantees the protection of your
personal information as you submit your
application and will never disclose your
info to third parties.
By getting the process started online, 3. Quick decisions - Once your online
you will be more prepared - your application is complete and submitted,
questions will be answered and you'll you won't have to wait long on a credit
know ahead of time what you can af- decision.
ford. For example, when car shopping,
obtaining pre-qualification will allow Simply log on to your online banking acyou to cut out time-consuming hag- count, and navigate to the ‘Loan Application’ link on the left of the page. Enter
gling at the dealership.
the necessary informa tion, and submit
Our credit union Online Loan Applica- your request.
The loan application process is often a
complex one, especially if you're seeking funding for a large purchase like a
car. In order to create a less stressful
and more streamlined experience,
Bragg Mutual FCU suggests taking advantage of our Online Loan Application.
Moving?
Keep Us Posted.
Springtime is the perfect time for moving. If you're planning a move, whether around the corner or across the
country, it's important to let Bragg Mutual FCU know.
Keep us in the loop so that we can keep your information up-to-date and secure. We also want to ensure
that you are receiving any and all of your correspondence, from monthly statements to newsletters to inserts and notices, in a timely manner.
Please alert us to any changes of the following:
1. Mailing Address
2. Phone numbers (landline, cell, and work)
3. E-mail address
For your protection, please submit any change of address requests directly to your Credit Union in writing.
For more information, questions, or to obtain the necessary forms, please call us or visit any branch location.
Whether you need funds for a car or
construction, motorcycle or medical
expenses - we've got a loan for you.
Our competitive interest rates and
friendly service make us your one-stop
shop when you need money. Talk to us
about how a consolidation loan can put
you back on track. Some department
store charge cards carry interest rates as
high as 23% APR. Need new wh eels?
Whether you are buying a new vehicle
or one that's just new to you, financing
with the credit union can be a better
deal, even if the dealer is touting 0.0%
percent loans. Time to update your
kitchen? A home equity loan is a smart
way to borrow for home improvements.
Remember, credit is our middle name,
so think of us first when you need a loan.
Don’t Forget...
Bragg Mutual FCU is currently offering a $50 credit to
the Master Share Account of any member with a Bragg
Mutual FCU credit card who refers a family member or
friend to join, apply and obtain their own BMFCU credit
card. Once they use their card, you will be eligible to
receive $50. Offer ends April 30, 2015.
Holiday Closings
Monday, May 25
Friday, July 3
Memorial Day
Independence Day