What would it cost to own? Gurpreet Aujla Mobile Mortgage Specialist Cell: 604-375-3909 Fax: 604-596-2650 Email: [email protected] Sales Agent: Presentation Centre: Purchase price DEBRA DEMPSEY 13931 Fraser Highway, Surrey, BC, V3T 4E6 NET GST Amortization 1 Shiv Mann Mobile Mortgage Specialist Cell: 604-375-2069 Fax: 604-591-2523 Email: [email protected] $169,900 $178,395 Down Payment Down Payment Mortgage Default Insurance Premium Total Financing Principal & Interest Heating Costs (Estimated) Condo Fees Property Taxes (Estimated) Total Monthly Payment 2 Annual Income Required 3 Estimated Closing Costs Purchase price Yee Mei Chong Mobile Mortgage Specialist Cell: 778-823-6622 Fax: 778-574-7187 Email: [email protected] PROPERTY LOCATION: 13931 Fraser Highway Term 25 Years 5% $8,920 $169,475 $5,338 $174,813 $761 $50 $125 $150 $1,086 see below** Net GST 5 Year Variable 10% 15% $17,840 $26,759 $160,556 $151,636 $3,853 $2,729 $164,409 $154,365 $716 $672 $50 $50 $125 $125 $150 $150 $1,041 $997 see below** see below** Payable on or before closing Amortization 1 $284,900 $299,145 Down Payment Down Payment Mortgage Default Insurance Premium Total Financing Principal & Interest Heating Costs (Estimated) Condo Fees Property Taxes (Estimated) Total Monthly Payment Annual Income Required 2 3 Estimated Closing Costs 604-588-3783 Term 25 Years 5% $14,957 $284,188 $8,952 $293,140 $1,277 $50 $210 $150 $1,687 see below** 5 Year Variable 10% 15% $29,915 $44,872 $269,231 $254,273 $6,462 $4,577 $275,693 $258,850 $1,200 $1,128 $50 $50 $210 $210 $150 $150 $1,610 $1,538 see below** see below** Payable on or before closing Interest Rate* 2.25% 20% $35,679 $142,716 $0 $142,716 $622 $50 $125 $150 $947 $30,000 Interest Rate* 2.25% 20% $59,829 $239,316 $0 $239,316 $1,042 $50 $210 $150 $1,452 $45,000 Rates guaranteed for 120 days Surrey BC 3 Year Term 2.44% 4 Year Term 2.54% 5 Year Term 2.69% Variable Closed Term 2.25% Tel: 604-58 VERVE [email protected] website: porte.ca/verve These charts are for illustration purposes only. * Rates may differ for smaller mortgage amounts. Interest rates effective as of March 23, 2015. Rates are subject to change without notice. Interest is calculated semiannually, not in advance. For the purpose of this illustration, the interest rate and annual percentage rate (APR) are the same assuming not cost of borrowing charges other than interest apply. All mortgage products are offered by Royal Bank of Canada and are subject to its standard lending criteria. 1This is the list price supplied by the builder or real estate professional shown above. Sample calculations are based on the assumption that the property is purchased for the full list price and will differed depending upon actual purchase price. ** For the Annual Income required where the down payment is less than 20% of the purchase price, speak to your RBC Mortgage Specialist. 2All mortgage applicants must meet Royal Bank of Canada standard lending criteria for residential mortgages. The Annual Income required is only one indicator and does not guarantee mortgage approval. 3Actual cost may differ. This sheet does not imply any endorsement nor approval by Royal Bank of Canada of any third party or their advice opinions, information, product or services. (R) Registered trademark of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada. TM Trademark of Royal Bank of Canada.
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