1. finance
2. personal finance
3. insurance

1.
Definitions
In these Terms and Conditions:
"Box" means the safe deposit box provided by Hang Seng to the Renter pursuant to these Terms and Conditions;
"Hang Seng" means Hang Seng Bank Limited and its successors and assigns;
"Keys" means the two keys provided by Hang Seng to the Renter for the purpose of enabling the Renter to use and operate the Box pursuant to these
Terms and Conditions; and
"Renter" means any person to whom Hang Seng has provided the Box pursuant to these Terms and Conditions and, where the context permits or
requires, includes a joint renter and their respective personal representatives and lawful successors.
2.
Production of Hong Kong Identity Card and/or other evidence
Hang Seng may at any time require the production by the Renter of his Hong Kong Identity Card or such other evidence of identification as Hang Seng
may think fit when applying to have access to the Box.
3.
Period for rent and deposit payment
Subject to sooner termination as hereinafter provided, the period for the renting of the Box shall be annual. The rental for the first year shall be payable
on the signing hereof and thereafter the rental shall be payable annually in advance without any deduction. Hang Seng reserves the right to charge
a service fee for any late payment of the rental at such rate as Hang Seng may from time to time prescribe at its discretion. In the event of default in
payment of the rental for three months, Hang Seng will be entitled but not be bound to terminate the renting of the Box at any time thereafter without
notice.
4.
Specimen signatures
The Renter shall furnish Hang Seng or shall cause to be furnished to Hang Seng with his specimen signature or signatures or the specimen signature
_____________________________________________________________________________________________________________________
of any other person who will be authorised by the Renter to have access to the Box. In case a chop or seal is used by the Renter or by such other
_____________________________________________________________________________________________________________________
person as aforesaid to have access to the Box, the Renter shall furnish Hang Seng or shall cause to be furnished to Hang Seng with a specimen
_____________________________________________________________________________________________________________________
impression of such chop or seal. At the Renter’s own risk, Hang Seng will be entitled to allow such person to have access to the Box as will present
_____________________________________________________________________________________________________________________
to Hang Seng an application in Hang Seng's prescribed form for such purpose which application will bear such an impression of the chop or seal as
_____________________________________________________________________________________________________________________
in the opinion of Hang Seng's officer will correspond with the specimen impression furnished or caused to be furnished to Hang Seng by the Renter
_____________________________________________________________________________________________________________________
or such other person as aforesaid.
____________________________
5.
Keys
The Renter undertakes to keep the Keys in safe custody and to use only one of the Keys and no other key to open the Box. The property in the Keys
_____________________________________________________________________________________________________________________
will remain with Hang Seng and the Renter undertakes to surrender the Keys to Hang Seng in good condition upon the termination of the renting of
_____________________________________________________________________________________________________________________
the Box.
_______
6.
Business hours and application to open Box
Access to the Box may only be had during such business hours as Hang Seng will from time to time announce. The
Renter agrees to comply with
___________________________
such procedure rules and regulations governing the use and operation of safe deposit boxes from time to time adopted by Hang Seng ("the said
_____________________________________________________________________________________________________________________
Rules"). If the signature or impression of the chop or seal on the said application form for access to the Box will not in the opinion of Hang Seng's
_______
officer correspond with the specimen kept by Hang Seng, Hang Seng will be entitled to refuse the application.
7.
Appointment of attorney
The Renter agrees that should the Renter appoint any attorney, such appointment will be made in Hang Seng's prescribed form or in such other form
_____________________________________________________________________________________________________________________
as will be acceptable to Hang Seng but not otherwise.
____________________________________________
8.
Hang Seng's right to close vault in emergency
If in Hang Seng's opinion there is an emergency, Hang Seng will have the right to close the vault and suspend access to the Box at any time even
during business hours and may require any one for the time being in the vault to leave there immediately.
9.
Liability of the Bank
_________________
The Renter acknowledges and agrees that Hang Seng is not in any way obliged to, and will not, take out any insurance in respect of the contents
(a) _________________________________________________________________________________________________________________
of the Box (“Contents”) against any risk. The Renter agrees that the Renter is solely responsible for taking out the Renter’s own insurance in
_________________________________________________________________________________________________________________
respect of the Contents for such amounts and against such risks as the Renter may consider appropriate in the Renter’s own circumstances.
________________________________________________________________________________________________________________
(b) _________________________________________________________________________________________________________________
The Renter acknowledges and agrees that Hang Seng’s duty is to provide a safe deposit box within a vault which is in line with the standard of
security and safety generally or customarily expected for similar types of safe deposit box provided by a retail bank in the Hong Kong Special
_________________________________________________________________________________________________________________
Administrative Region at a comparable level of fees or charges. The Renter also fully understands that outside the business hours of the relevant
__________________________________________________
safe deposit box vault of Hang Seng, there is little or no air-conditioning in such vault and ___________________________________________
the Renter agrees not to put in the Box any item which
may be sensitive to temperature or change in temperature. Accordingly, the Renter acknowledges and agrees that in respect of any loss of or
_________________________________________________________________________________________________________________
damage to the Contents caused by the temperature in the relevant safe deposit box vault or any other circumstances which are beyond the
_________________________________________________________________________________________________________________
reasonable control of Hang Seng (including without limitation terrorist attacks, war, civil commotion, natural disasters or other natural causes),
_________________________________________________________________________________________________________________
Hang Seng shall not be liable for any such loss or damage.
________________________________________________
(c) _________________________________________________________________________________________________________________
Unless due to the negligence, willful default, fraud or dishonesty on the part of Hang Seng or any of Hang Seng’s employees or authorised agents
acting in the course of his employment or appointment and only to the extent of direct and reasonably foreseeable loss and damage (if any)
_________________________________________________________________________________________________________________
arising directly and solely therefrom, Hang Seng does not assume any liability or responsibility to the Renter for any loss of or damage to the
_________________________________________________________________________________________________________________
Contents.
________
(d) Each of the provisions in these Terms and Conditions is severable and distinct from the others and, if at any time one or more of such provisions
is or becomes illegal, invalid and unenforceable in any respect under the laws of any jurisdiction, the legality, validity or enforceability of the
remaining provisions shall not be affected in any way.
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Terms and Conditions for Renting of Safe Deposit Box ("Terms and Conditions")
10. Hang Seng's right to refuse access to the Box
Hang Seng will have the right to refuse access to the Box in any of the following events:
(a) When Hang Seng has any doubt as to the genuineness of the signature or impression of the chop or seal on the form of application for opening
the Box.
(b) When the rent has not been duly paid.
(c) If any of the terms or conditions herein or any of the said Rules has not been observed or complied with.
11. Prohibition to use Box illegally and the Hang Seng's right to have the Box opened
The Renter undertakes not to use the Box for any illegal or unlawful purpose or for the storage of any explosive, inflammable liquid or any illegal,
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unlawful or dangerous article or article of an offensive or corrosive nature or such other thing as in Hang Seng's opinion is or may become a nuisance.
_____________________________________________________________________________________________________________________
The Renter undertakes to keep Hang Seng fully indemnified against all actions proceedings, claims, damages, losses and costs which Hang Seng
_____________________________________________________________________________________________________________________
may suffer, incur or sustain by reason or as a result or in consequence of any breach on the Renter's part of this condition or any other terms or
_____________________________________________________________________________________________________________________
conditions herein contained or of the said Rules. If Hang Seng should suspect that the Box contains such article as aforesaid or is being used for any
_____________________________________________________________________________________________________________________
unlawful purpose or otherwise in contravention of any of the terms or conditions herein or any of the said Rules Hang Seng may call upon the Renter
_____________________________________________________________________________________________________________________
or the Renter's attorney to open the Box for inspection. Should the Renter or the Renter's attorney fail to open the Box as required, Hang Seng may
_____________________________________________________________________________________________________________________
have the Box broken open at the Renter's risks and costs, and deal with or dispose of the contents thereof at the Renter's risks and costs as Hang
_____________________________________________________________________________________________________________________
Seng may think fit.
________________
12. Hang Seng's right to demand open of Box and remove Box
If Hang Seng wishes to effect any repair in any part of the vault where the Box is or to change the situation of the Box without having to open it Hang
Seng will be at liberty without further notice to or consent from the Renter to have the Box removed to other part of Hang Seng's premises or
alternatively to terminate the renting of the Box by giving the Renter one month's previous notice of Hang Seng's intention to do so, in which case
Hang Seng will refund to the Renter a proportionate part of the annual rental already paid to Hang Seng for the unexpired period of the hire. If the
Renter fails to surrender the Box to Hang Seng at the expiration of the notice, Hang Seng will be at liberty to effect the removal of the Box without any
further notice, in addition to and apart from Hang Seng's rights under clause 18a hereof.
13. Compliance with requests from Authorities
Hang Seng may, without prior notice to or consent from the Renter, permit any judicial, administrative, public or regulatory body, government, court or
law enforcement body (the “Authorities”) which has jurisdiction over Hang Seng to have access to any information, records or documents in relation
to the Box when requested to do so by any of such Authorities, including having the Box broken open at the Renter's risks and costs in such manner
as Hang Seng may in its absolute discretion think fit, and Hang Seng will not be responsible for any damage or loss which the Renter may suffer or
sustain by reason or as a result or in consequence thereof.
14. Prohibition to sub-let
The Renter shall not assign, sublet or underlet the Box to anybody.
______________________________________________________
15. No refund of rental if renter terminates renting
If the Renter should decide to cancel or discontinue the renting of the Box at any time before the period of 12 months expires, the Renter shall not be
entitled to any refund of the annual rental already paid or any part thereof.
16. Hang Seng's right to terminate renting before expiration of lease
Notwithstanding anything herein contained to the contrary, Hang Seng may without assigning any reason terminate the renting of the Box by giving
the Renter one month's previous notice in writing of Hang Seng's intention to do so, in which case the Renter shall be entitled to a refund of a
proportionate part of the annual rental already paid in respect of the unexpired period of the renting.
17. Renter's obligation to return Keys and remove contents
Upon the termination of the renting of the Box for any reason whatsoever, the Renter shall at once open the Box, take out all the contents of the Box
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and return the Keys to Hang Seng in good condition. Without prejudice to Hang Seng's right under clause 18a hereof, Hang Seng will be entitled to
_____________________________________________________________________________________________________________________
charge rental for the Box until the Keys have been surrendered to Hang Seng in the said condition.
_______________________________________________________________________________
18b. Hang
Seng’s right to release the contents
____________________________________
Subject to Hang Seng's rights herein, Hang Seng may release the contents of the Box or any part thereof to the Renter or the Renter's attorney(s)
and a confirmation or receipt or acknowledgement therefor in whatsoever forms signed by the Renter or the Renter's attorney(s) on the delivery by
Hang Seng of the said contents shall:
(a) discharge Hang Seng of all responsibilities;
(b) release Hang Seng from all actions, suits, proceedings, accounts, claims and demands whatsoever which may be laid against Hang Seng for or
on account of or in relation to these Terms and Conditions or the contents of the Box or any act cause matter or thing in connection herewith;
and
(c) be conclusive evidence of discharge and release as aforesaid.
19. Loss of Keys
The Renter undertakes to notify Hang Seng in writing immediately upon the loss of any or both of the Keys and fill in such form regarding the loss as
_____________________________________________________________________________________________________________________
Hang Seng may from time to time prescribe. The Renter shall not be entitled to have the Box broken open or to have its lock replaced except on such
_____________________________________________________________________________________________________________________
terms and conditions as will be acceptable to Hang Seng. In any event Hang Seng will not be responsible for any damage to or loss of any of the
_____________________________________________________________________________________________________________________
contents of the Box by reason or as a result or in consequence of the Box having to be broken open.
_________________________________________________________________________________
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SD125 (YX) 2-5 05/15 E
18a. Hang Seng's right to break open the Box and to deal with and/or dispose of contents
If the Renter fails to open the Box and/or remove the contents thereof and return the Keys when called upon to do so in pursuance of any of the
_____________________________________________________________________________________________________________________
provisions herein or of the said Rules or when the renting of the Box is terminated for any reason whatsoever, Hang Seng will without prejudice to any
_____________________________________________________________________________________________________________________
other remedy, be at liberty, without any further notice, to have the Box broken open and to have the contents thereof dealt with or disposed of at the
_____________________________________________________________________________________________________________________
Renter's risks and costs in such manner as Hang Seng may in its absolute discretion think fit, and Hang Seng will not be responsible for any damage
_____________________________________________________________________________________________________________________
or loss which the Renter may suffer or sustain by reason or as a result or in consequence thereof. For the purpose of breaking open the Box and/or
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disposing of its contents, Hang Seng may, but is not bound to, employ the services of a notary public, solicitor, auctioneer and/or other agents,
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contractors or workmen whatsoever. The Renter shall be responsible for all the costs to be incurred by Hang Seng in carrying out the said breaking
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dealing and disposal operations, which shall include all disbursements to be paid by Hang Seng for the services of a solicitor or notary public and
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auctioneer and other parties whatsoever. Without prejudice to the generality of the foregoing, Hang Seng will have the right to sell the contents of the
_____________________________________________________________________________________________________________________
Box or any part thereof without any further notice to the Renter either by public auction or by private treaty and apply the proceeds thereof in payment
_____________________________________________________________________________________________________________________
of the costs to be incurred by Hang Seng and any outstanding money owing to Hang Seng, it being understood that the Renter shall make good the
_____________________________________________________________________________________________________________________
deficiency, if any, when called upon to do so.
_____________________________________
20. Loss of chop or seal
The
Renter undertakes to notify Hang Seng in writing immediately upon the loss of the chop or seal, an impression of which is used as authority for
_____________________________________________________________________________________________________________________
access
to the Box, and to fill in such form regarding the loss as Hang Seng may from time to time prescribe. The Renter shall not be entitled to have
_____________________________________________________________________________________________________________________
access
to the Box without producing on Hang Seng's prescribed form an impression of the chop or seal in question except on such terms and
_____________________________________________________________________________________________________________________
conditions
as will be acceptable to Hang Seng. Hang Seng will not be responsible for allowing any access to the Box on the authority of the authorised
_____________________________________________________________________________________________________________________
impression
of a chop or seal before the receipt of such notice of loss or within a reasonable time after the receipt of such notice.
______________________________________________________________________________________________________
21a. Death of Single Renter/Sole Proprietor
(Applicable
where there is only one Renter or the Renter is a sole proprietor) Upon the death of the Renter, any authority given to an attorney to have
_____________________________________________________________________________________________________________________
access
to the Box shall continue to be valid until written notice of such death is given to Hang Seng, whereupon every such authority shall
_____________________________________________________________________________________________________________________
automatically
cease and determine. Access to the Box shall thereafter only be allowed to the duly constituted legal personal representative of the
_____________________________________________________________________________________________________________________
deceased
Renter and such other person(s) as may for the time being be permitted under applicable laws, rules and regulations. If, notwithstanding
_____________________________________________________________________________________________________________________
the
foregoing and at the entire discretion of Hang Seng, Hang Seng allows any solicitor or other person purporting to act for the personal
_____________________________________________________________________________________________________________________
representative
(or the intended personal representative) of the deceased to have access to the Box at any time after the death of the Renter for the
_____________________________________________________________________________________________________________________
purpose
only of making an inventory of the contents thereof, Hang Seng shall not be held liable in any way for permitting such access. Nothing herein
_____________________________________________________________________________________________________________________
_____________________________________________________________________________________________
shall
affect the liability for the rent of the Box, which shall continue until the Box shall be surrendered to Hang Seng.
21b. Death of Joint Renter/Partnership
(Applicable
where there are two or more Renter, or the Renter is a partnership) Upon the death of any of the Renter, any authority given by them to
_____________________________________________________________________________________________________________________
an
attorney to have access to the Box shall continue to be valid until written notice of such death is given to Hang Seng, whereupon every such
_____________________________________________________________________________________________________________________
_____________________________________________________________________________________________________________________
authority
shall automatically cease and determine. Hang Seng is authorised to hold the Box and its contents to the order of the survivor or the
survivors
of the Renter without prejudice, however, to any rights Hang Seng may have in respect thereof and also subject to any applicable laws, rules
_____________________________________________________________________________________________________________________
and
regulations or any guidelines or directions given by any relevant authority (whether having the force of law). Access to the Box shall only be
_____________________________________________________________________________________________________________________
allowed
to the survivor or survivors of the Renter or to any attorney duly appointed by any one of the survivors, subject to any applicable laws, rules
_____________________________________________________________________________________________________________________
and
regulations or any guidelines or directions given by any relevant authority (whether having the force of law), and such other person(s) as may for
_____________________________________________________________________________________________________________________
_____________________________________________________________________________________________________________________
the
time being be permitted under applicable laws, rules and regulations. Upon the death of the last survivor of the Renter, access to the Box shall
only
be allowed to the duly constituted legal personal representative of such last survivor and such other person(s) as may for the time being be
_____________________________________________________________________________________________________________________
permitted
under applicable laws, rules and regulations. If, notwithstanding the foregoing and at the entire discretion of Hang Seng, Hang Seng allows
_____________________________________________________________________________________________________________________
any
solicitor or other person purporting to act for the personal representative (or the intended personal representative) of such last survivor to have
_____________________________________________________________________________________________________________________
access
to the Box at any time after his/her death for the purpose only of making an inventory of the contents thereof, Hang Seng Bank shall not be
_____________________________________________________________________________________________________________________
held
liable in any way for permitting such access and the Renter agrees to indemnify Hang Seng in respect of any claim which may be made against
_____________________________________________________________________________________________________________________
Hang
Seng as a result of the Hang Seng's permitting such access. Nothing herein shall affect the liability for the rent of the Box, which shall continue
_____________________________________________________________________________________________________________________
_______________________________________
until
the Box shall be surrendered to Hang Seng.
22. Serving of notice on Renter
Any notice required to be given to the Renter shall be sufficiently served on the Renter if sent by registered post to the last known address of the
Renter and shall be deemed to have been received by the Renter on the day following that on which the same was posted, its return by the Post Office
to Hang Seng notwithstanding.
23. Renter's change of address
The
Renter undertakes to notify Hang Seng in case of any change of address. Until Hang Seng has been notified otherwise, the Renter's address
_____________________________________________________________________________________________________________________
registered
with Hang Seng shall be deemed to be the Renter's address and any notice to the Renter sent to that address shall be deemed to have
_____________________________________________________________________________________________________________________
been
duly sent.
_____________
24. Hang Seng's right to amend charges
The
Renter agrees that except for the first year of the opening of the Box, Hang Seng reserves the right from time to time to increase the rental for
_____________________________________________________________________________________________________________________
the
Box and also the amount of the deposit payable by the Renter as security for the due observance and performance by the Renter of these Terms
_____________________________________________________________________________________________________________________
_____________
and
Conditions.
25. Hang Seng's right to amend Terms and Conditions
Hang Seng shall be entitled to revise these Terms and Conditions and/or introduce additional terms and conditions at any time and from time to time
and any revision and/or addition to these Terms and Conditions shall become effective subject to Hang Seng's notice (for a period of 30 days for any
variation affecting fees and charges and liabilities or obligations of the Renter or for such reasonable period as Hang Seng may prescribe in the case
of any other variations) which may be given by display, advertisement or other means as Hang Seng thinks fit, and shall be binding on the Renter if
the Renter continues to use or retain the Box after the effective date thereof.
26. Debt collection agency
Hang Seng may appoint any other person as its agent to collect any or all indebtedness owed by the Renter to Hang Seng and
the Renter shall be
___________________
responsible
for all costs and expenses of reasonable amount and reasonably incurred by Hang Seng for that purpose on each occasion.
_____________________________________________________________________________________________________________
28. Interpretation clause
It is declared that in the construction of these presents the words "access to the Box" shall include the right to open the Box and to remove therefrom
and to place therein anything and otherwise to use or operate the Box in any manner whatsoever at any time and from time to time and that unless
the contrary intention appears, words importing the masculine gender shall include feminine and neuter genders, and words in the singular shall
include plural and vice-versa. Clause headings shall be grossed in the interpretation of these Terms and Conditions.
29. Language
The Renter agrees that in the construction and interpretation of these Terms and Conditions, the English text prevails and the Chinese version is
provided for the Renter’s information only and is not intended to have any legal effect.
30. Governing Law
These Terms and Conditions shall be governed by and construed in accordance with the laws of the Hong Kong Special Administrative Region.
Note: In case of discrepancies between the English and Chinese versions, the English version shall apply and prevail.
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27. Personal data
The
Renter acknowledges and agrees that all personal data relating to the Renter may be used and disclosed by Hang Seng for such purposes and
_____________________________________________________________________________________________________________________
to
such persons in accordance with Hang Seng's policies on use and disclosure of personal data as set out in statements, circulars, notices or terms
_____________________________________________________________________________________________________________________
and
conditions made available by Hang Seng to customers from time to time.
______________________________________________________________
保管箱租用章則及條款(「本章則」)
1.
定義
於本章則內：
「該箱」指由恒生根據本章則提供予租用人的保管箱；
「恒生」指恒生銀行有限公司及其繼承人及受讓人；
「箱匙」指恒生根據本章則向租用人提供的兩條鑰匙，以讓租用人使用及操作該箱；及
「租用人」指已根據本章則獲恒生提供該箱之任何人士，而如文義另有所指，則包括一位聯名租用人及彼等各自之法定代表及合法繼承人。
2.
出示香港身份證及/或其他憑證
於申請開箱時，恒生可隨時要求租用人出示香港身份證或恒生認為適當之其他身份證明文件。
3.
租用期及繳付按金
除依照本章則所規定中途退租外，租箱以一年為期。首年租金須於簽約時繳交，以後每年一次過上期繳交，不得扣減。恒生保留權利，就任何逾期繳
付租金徵收由恒生不時酌情規定之服務費。凡逾期三個月不清繳租金者，恒生可在毋須通知租用人下取消租約。
4.
簽字式樣
租用人須向恒生提供或促使租用人所授權任何其他人士向恒生提供其簽字式樣，以備開箱時核對之用。如租用人或上文所述之該等其他人士以圖章代
_____________________________________________________________________________________________________________________
簽字，租用人須向恒生提供或促使該等其他人士向恒生提供有關圖章之式樣。凡於恒生印備之開箱申請書上所蓋之印鑑，經恒生職員核對並認為與租
_____________________________________________________________________________________________________________________
用人向恒生提供或上述之該等其他人士向恒生提供其圖章式樣相同後，即可准予開箱，因此而引致一切後果，概由租用人負責。
_____________________________________________________________________________________________________
5.
箱匙
租用人承諾妥為保管箱匙以備每次開箱之用，並不得使用其他自配之鑰匙開箱。該箱匙屬恒生所有，租用人承諾於退租時將箱匙以良好狀況交還予恒
_____________________________________________________________________________________________________________________
生。
____
6.
營業時間及申請開箱
租用人只可在恒生不時公佈的營業時間內開箱。租用人同意遵守恒生不時就監管保管箱之使用及操作所採納之規條(「有關規條」)。如恒生職員認為
___________________________________________________________________
開箱申請書之簽字或蓋章與恒生留存樣式有不符時，恒生職員有權拒絕開箱。
7.
委任授權人
租用人同意如其擬委派任何受權人，須另簽具恒生印備或認許之授權表格，否則無效。
____________________________________________________________________
8.
恒生於緊急情況下關閉庫門之權利
在恒生認為有緊急情況時，即使在營業時間內，恒生可隨時要求當時留在保管箱庫內之任何人等立即離開，並將保管箱庫庫門關閉。
9.
銀行之責任
_________
(i)
租用人承認及同意恒生毋須及將不會就保管箱內之物品(「箱內物品」)的任何風險安排任何保險。租用人同意須自行因應其本身情況，就箱內物
_________________________________________________________________________________________________________________
品以其認為恰當之金額及風險承擔安排保險之責任。
__________________________________________
(ii) _________________________________________________________________________________________________________________
租用人承認及同意，恒生之責任乃在相若費用或收費之情況下，符合香港特別行政區提供類似保管箱服務之一般零售銀行的普遍預期之保安及安
全標準於保管箱庫內提供保管箱服務。租用人並完全明白在恒生有關保管箱庫之營業時間以外，保管箱庫內只有少許甚或全無空氣調節，因此租
_______________________________
______
用人同意不會將任何可能對溫度敏感或隨溫度改變之物品放於保管箱內。據此，租用人承認及同意因保管箱庫之溫度或任何其他非恒生能合理控
_________________________________________________________________________________________________________________
制之情況(包括但不限於恐怖襲擊、戰爭、內亂、自然災害或其他自然原因)而對箱內物品造成損失或損壞，恒生毋須對該等損失或損害負任何責
_________________________________________________________________________________________________________________
任。
____
(iii) _________________________________________________________________________________________________________________
除因恒生或任何恒生職員或授權代理人於在職或委任期間因疏忽、過失、欺詐或不誠實，及只限於直接及純粹由此而引起之直接及可合理地預見
之損失或損害(如有)外，恒生不會就租用人之箱內物品之任何損失或損害承擔任何法律責任或負責。
_______________________________________________________________________________
(iv) 本章則之每項條文均可分割及獨立詮釋，倘於任何時間本章則之一項或多項條文因某司法管轄區之法律變成違法、無效及不能強制執行，餘下條
文的合法性、有效性或應執行性均不受任何影響。
10. 恒生拒絕開箱之權利
在下列任何一種情形下，恒生有權拒絕開箱：
(i) 恒生對開箱申請書之簽署或圖章有所懷疑。
(ii) 逾期未繳交租金。
(iii) 租用人未能履行及遵守本章則及有關規條。
11. 禁止非法使用保管箱及恒生開箱之權利
租用人承諾不利用該箱作非法用途，或存放任何爆炸性物品、易燃液體、任何違禁或具危險性或腐蝕性或恒生認為對公眾構成或可能構成妨害之物
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品。倘若租用人違反本條款,
或本章則或有關規條內所載之任何其他條款或條件，租用人承諾就恒生可能蒙受、涉及或出現之一切法律訴訟、索償、
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損失、虧損及費用作出全數賠償。如恒生懷疑箱內載有上述物件、該箱被作為不法用途或其使用有違反本章則或任何有關規條時，恒生可隨時要求租
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用人或租用人之受權人開箱檢查。如不照辦，則恒生有權鑿開該箱及處理箱內物件，所有因此而引起之費用及後果，概由租用人負責。
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13. 遵從權力機構之要求
恒生可毋須事前通知或徵求租用人同意，按任何對恒生具有司法權限的司法、行政、公營或監管機構、政府、法院或執法機關 (「權力機構」) 之要
求，容許權力機構獲取任何與保管箱有關之資料、紀錄或文件，包括以恒生絕對酌情認為合適之方法鑿開保管箱，風險及費用概由租用人承擔，而恒
生毋須就因此而引起之損失或損壞負責。
14. 不得分租
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租用人不得將該箱轉讓、分租或轉租予他人。
15. 未滿期退租不獲退款
如租用人在12個月租用期未滿時退箱，恒生毋須退回該期已付之全部或部份租金。
16. 恒生提早終止租約之權利
恒生可在毋須提出理由之情況下，隨時預先向租用人發出一個月書面通知終止租約，而租用人則有權收回租約未到期部份所繳付之租金。
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12. 要求開箱及遷移保管箱之權利
倘若恒生擬在保管箱庫內任何地方及該箱附近進行修理，或將該箱原封遷移，則恒生毋須事前通知或徵求租用人同意。恒生亦可預先一個月以書面通
知租用人終止租約，並照比例退回未用期間之租金。在通知期限屆滿而租用人未退箱者，恒生毋須再行通知，即可遷移該箱，並無損於本章則第18a
條所賦予恒生之權力。
17. 解約退箱之手續
無論基於何種原因終止合約，租用人須立即開箱清除物件並交回箱匙，否則在無損於本章則第18a條所賦予恒生之權力下，恒生有權繼續一直收取租
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金，直至箱匙交還為止。
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18a. 鑿箱及處理箱內物件之權利
如租用人未能根據本章則任何規定在被要求時清除箱內物件並交回該箱及退還箱匙，或在租約在基於任何情況終止後未能清除箱內物件並交回該箱及
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退還箱匙，恒生毋須再行通知，即可以恒生絕對酌情認為合適之方法鑿開該箱，將箱內物件加以處理或清除，風險及費用概由租用人承擔，而恒生毋
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須就因此而引起之損失或損壞負責。在上述情形下，恒生可(但非硬性規定)延聘公證人、律師、拍賣行及/或其他代理人、承建商或工人等協助進行，
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所有因此而引起之費用(包括恒生就律師、公證人、拍賣行或其他任何人士提供服務所支付費用)，概由租用人支付。在與前文無抵觸之情況下，恒生
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毋須事前通知，即有權將箱內物件公開拍賣或私下變賣用以抵償上述一切費用及租用人所欠恒生之債務，不足之數仍須由租用人負責。
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放行箱內物品的權利
18b. _________________
恒生可依照本租約所賦予之上述權利，放行箱內全部或部份物品予租用人或租用人之受權人，而在恒生交回箱內物品予租用人，由租用人或其受權人
簽回任何確認書或收據或認收書時，即表示租用人同意及證實：
(i) 免除恒生全部責任；
(ii) 免除恒生對於一切與本章則或箱內物品所引起之任何法律訴訟、賬目、申索及索求之責任；及
(iii) 其為免除恒生對上述責任之確實證據。
19. 遺失箱匙
如遺失一條或全部兩條箱匙，租用人承諾即時以書面通知恒生，並填具恒生不時指定之報失表格。除非租用人按照恒生所認許之條款及條件，否則無
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權鑿箱或更換箱匙。如因鑿箱而致箱內物件有破損者，恒生毋須負責。
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20. 遺失圖章
如租用人或其受權人遺失作為開箱識別之用之圖章，租用人承諾以書面即時通知恒生，並填具恒生不時指定之表格。除非按照恒生所認許之該等條款
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及條件，否則如未能在恒生所印備之表格上蓋上有關圖章之情況下，恒生有權拒絕租用人或其受權人開箱。若恒生在接到通知前或在接到通知後之一
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段合理時間內憑印鑑對合之開箱申請書而准許任何人等開箱者，則一切損失概毋須由恒生負責。
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21a. 單名租用人/獨資經營者身故
(適用於當租用人為獨一租用人或租用人為獨資經營者)當租用人去世時，其授予授權人使用該箱的權限仍繼續有效，直至恒生接獲其死亡的書面通知
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始自動終止。其後，只可由租用人妥為委任的法定遺產代理人及於當時獲有關法律、規則及條例所允許的其他人等才獲准開啟該箱，但須受有關法
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律、規則及條例，或由其他有關當局所發出的守則或指示(不論是否具有法律效力)所約束。儘管前述的規定，若恒生酌情准許任何律師或宣稱代表遺
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產代理人(或擬定遺產代理人)的其他人士，於租用人去世後的任何時間開啟該箱，其目的只限於點算該箱內的財物，恒生毋須就允許該等人士開啟該
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箱承擔任何責任。以上所述的任何內容均不對續付租金的責任構成任何影響，租金應續付至該箱交還恒生為止。
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21b. 聯名租用人/合夥身故
(適用於當租用人為兩名或多名聯名租用人，或租用人為合夥)當租用人中任何成員去世時，其授予授權人使用該箱的權限仍繼續有效，直至恒生接獲
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其死亡的書面通知始自動終止。在不影響恒生可享有的任何權利的情況下，恒生謹此獲得授權代表租用人的尚存成員持有該箱及其內所存物品，但須
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遵循有關法律、規則及條例，或由其他有關當局所發出的守則或指示(不論是否具有法律效力)。只有租用人的尚存成員或其任何委任代表及於當時獲
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有關法律、規則及條例所允許的其他人等才獲准開啟該箱，但須受有關法律、規則及條例，或由其他有關當局所發出的守則或指示(不論是否具有法
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律效力)所約束。而在租用人等最後一位尚存成員去世時，只有該名最後尚存成員妥為委任的法定遺產代理人及於當時獲有關法律、規則及條例所允
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許的其他人等才獲准開啟該箱。儘管前述的規定，若恒生酌情准許任何律師或宣稱代表該名最後尚存成員的遺產代理人(或擬定遺產代理人)的其他人
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士，於該名最後尚存成員去世後的任何時間開啟該箱，其目的只限於點算該箱內的財物，恒生毋須就允許該等人士開啟該箱承擔任何責任，而且租用
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人願意賠償恒生因上述情況下允許開啟該箱而引致的任何索償。以上所述的任何內容均不對續付租金的責任構成任何影響，租金應續付至該箱交還恒
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生為止。
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22. 向租用人發出通知
寄交租用人之通知書，凡用掛號郵遞方法寄交租用人最近報與恒生之地址，即視作次日送達。即使由郵局送回，亦作已送達論。
23. 租用人更改地址
租用人承諾其地址如有更改，須即通知恒生。恒生收到該書面通知前，仍將以原登記地址為租用人之地址。凡恒生按址送往租用人之通知書，概被視
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為已寄發論。
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24. 恒生修改收費之權利
租用人同意除租用該箱之第一年外，恒生保留不時增加該箱之租金，以及租用人繳付作為其保證履行本章則之保證金之權利。
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25. 恒生修改章則之權利
恒生有權隨時及不時修訂本章則及/或加入新增條款。本章則之任何修訂及/或增加一經恒生發出通知(如屬由恒生決定之調整收費及費用，或涉及申請
人之責任或義務者，需於30天前發出通知。至於其他變更，則由恒生訂出認為合理之期間)即告生效。該等通知可以展示、廣告或恒生認為恰當之其
他形式發出。如申請人於生效日期後仍使用或租用保管箱，即對申請人具有約束力。
26. 收賬代理
恒生可委託任何其他人士出任為代理人，以代表恒生向租用人收取任何或全部欠款。恒生因此而涉及所有支出及費用，概由租用人負責。
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28. 租約字句之解釋
本文內所述「開箱」之權利，包括開啟該箱，存入或取出任何物件，及對該箱作一般性之使用。除非在上述條文有特別之解釋外，否則所指性別包括
男性或女性或中性論，所指單數亦包括眾數計。詮釋本章則時毋須理會條文標題。
29. 語言
租用人同意本章則之釋義及詮釋，文義如有歧異，概以英文本為準。本章則之中文本僅提供予租用人作為參考之用，並無任何法律效力。
30. 管轄法律
本章則需受香港特別行政區法律管轄，並需按其詮譯。
註 :英文本與中文本之文義如有差異，概以英文本為準。
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27. 個人資料
租用人確認並同意恒生可根據不時給予其客戶之結單、通告、通知或章則內所列出有關使用及披露個人資料之政策，將租用人之個人資料作有關用途
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或向有關人士披露。
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