1. finance
2. bank

Scott Madams, CIM®, DMS
Portfolio Manager
204 946-9841
[email protected]
1000 – One Lombard PL
Winnipeg, Manitoba R3B 3N9
www.scottmadams.com
Devon Mistafa, CIM®, FMA
Associate Investment Advisor
204 946-9868
[email protected]
We’re listening …
Only one measure counts – are we helping you reach your goals?
The first step is to sit down with you and define your objectives, recognizing that they
are unique to every client. Only then do we draw upon our expertise to develop a plan
appropriate to your situation. The result is a strategy that is unique to you, and you alone.
Our Team
A premier provider of wealth management services, CIBC Wood Gundy has a distinguished heritage of
helping investors achieve their goals.
As a CIBC Wood Gundy Investment Advisor, I can help you navigate the complexities of managing
wealth, while providing solutions that are tailored to your individual needs.
Capitalizing on the strengths of CIBC, I have access to other leading financial, estate and business
planning professionals, in-depth research and analysis, online tools and resources, and best-in-class
investment solutions.
Scott Madams – CIM®, DMS
Portfolio Manager
Scott joined CIBC Wood Gundy in 2006 with a purpose to deliver a unique offering to
affluent investors. Attempting to challenge the status quo, Scott has built a series of
investment portfolios based on strict discipline that provide peace of mind for his clients.
Born and raised in Winnipeg, Scott graduated from the Business Administration
Program at Red River College with a focus on marketing. Since then, he has attained
the Chartered Investment Manager (CIM®) designation, as well as the Derivatives
Markets Specialist (DMS) designation from the Canadian Securities Institute. Most
recently, Scott has started the journey towards attaining his Chartered Financial
Analyst (CFA) designation.
Scott is an accomplished curler and is a regular at Cross Fit. He and his partner
Devon Mistafa, have a wonderful basset hound named Peanut.
Devon Mistafa – CIM®, FMA
Associate Investment Advisor
Devon joined CIBC Wood Gundy in May 2008. She takes great pride in providing
the highest level of service and solutions to our clients. She serves as the team’s
financial planning contact, working with a group of CIBC Wood Gundy professionals
to design strategies for the purpose of minimizing our clients’ tax burdens while
maximizing the transfer of their wealth to the next generation.
Devon is a graduate of the University of Winnipeg and has gone on to receive both
the Chartered Investment Manager (CIM®) designation, as well as the Financial
Management Advisor (FMA) designation from the Canadian Securities Institute.
Devon has a passion for animals and loves spending time with Peanut, the basset
hound she shares with her partner Scott.
Jacqueline Mosiondz
Investment Advisor Assistant
Jacqui rejoined CIBC Wood Gundy in 2010. Jacqui is the team’s administrative
assistant and has over 15 years of financial services experience. Jacqui holds all the
necessary industry credentials for servicing clients. She is often the first point of
contact with any client account questions.
She has traveled the globe and continues to seek out new destinations. Jacqui is a
member of the Opimian Society and enjoys collecting wines. She is happily married
to her husband Barry.
1
Our Strategic Partners
Darryl Prociuk – CFP, RFP, CLU, TEP
Financial Planning Specialist
Darryl works in partnership with CIBC Wood Gundy Investment Advisors in identifying their clients’
unique vision of life and then designing customized financial strategies to achieve their goals. Using a
holistic financial planning process, he specializes in improving the level of knowledge of CIBC Wood
Gundy clients, explaining complex issues in a clear, understandable way.
Darryl has two wonderful children and a wife who support him.
Darryl has spent time volunteering with the Winnipeg Health Sciences Centre Foundation.
Martyn Hall – CLU, CFP
Estate Planning Specialist
Martyn is the Estate Planning Specialist for CIBC Wood Gundy’s Winnipeg branch.
He is a veteran of the financial services industry. Martyn has worked as an advisor and planner for
26 years. He has specialized in estate planning for most of the past 19 years.
Prior to joining CIBC Wood Gundy in 2009, he worked as both an advisor and manager with other financial
services companies. He started his career in the banking sector in various branch management roles.
He received his Certified Financial Planner (CFP) designation in 1996 and his Chartered Life Underwriter
(CLU) designation in 1998.
His role at CIBC Wood Gundy is to develop and implement insurance and estate plans for our clients. His
expertise is in life insurance, particularly as it applies to intergenerational wealth transfers, tax planning,
corporate estate planning and corporate reorganizations.
Planning is a key component of his work. He believes that creating the plan, implementing and
monitoring it produce a better result and increased confidence in the recommendations made. He works
with various programs that help to organize thinking and model alternatives, with the goal of producing
a working plan.
Martyn was raised in Manitoba’s Interlake and is now a Winnipegger. He is married with two children. As
a recent empty-nester (almost) he has been enjoying travel both internationally and in Canada.
2
How Asset Allocation Fits With Wealth Management
Our Approach
Asset allocation and management decisions are perhaps the most critical factors in developing a plan
to meet long-term investment and wealth objectives. Asset location (the integration of estate planning
and asset allocation) has the potential to significantly impact a family’s balance sheet, and is core to our
portfolio construction.
Using technology, our portfolio asset allocations are designed to help increase expected return while
mitigating risk or, conversely, to maintain risk while increasing potential returns. Asset class risks/returns
may diverge in the short-term, but we believe they are ultimately driven by economic fundamentals
and have predictable long-term relationship patterns. A disciplined and formal diversification program
increases the odds of investment success (although it does not eliminate short-term swings).
CIBC Wood Gundy is an industry leader in the integration of asset allocation with estate, tax, and
investment policy planning. With our approach to asset allocation within wealth management, we
employ a rigorous analytical process in evaluating a wide range of potential investment strategies tailored
specifically for your particular investment objectives.
CIBC Wood Gundy’s innovative technology helps us address big-picture asset allocation questions. For
investors who are concerned about decreasing their tax burden, this means structuring the portfolio in a
tax-efficient manner.
We operate in the real world, developing portfolios designed to achieve the true benchmark for success:
meeting your unique goals. At every step, Madams Investment Group looks beyond individual
investments to consider your overall investment strategy so that no matter what the market is doing,
your investment portfolio is properly positioned.
3
Portfolio Management
Madams Investment Group manages five portfolios that follow strict investment philosophies designed
to generate consistent returns.
Our Portfolios:
North American Yield North American Growth US Dividend Growth
Canadian Core North American Tactical Income & Growth
Key tools and resources:
CPMS Morningstar is a quantitative screening tool which enables us to screen thousands of companies
based on our investment criteria. Established in 1985, CPMS has become one of the industries most trusted
screen tools. CPMS enables us to run detailed back testing models which help us screen for potential risks.
SIACharts is Canada’s largest and most successful technical analysis advisory website. It actively helps to
manage portfolios through risk management, investment selection, and asset class rotation strategies.
The CIBC Investment Strategy Committee is comprised of a diverse panel of senior investment
professionals and subject matter experts from across CIBC World Markets Inc. The committee brings
together CIBC Wood Gundy and CIBC Wholesale Banking experts in economics, portfolio strategy, debt
capital markets, and investment research and analysis.
The Committee’s principal objective is to identify macroeconomic trends in asset classes while identifying
near-term investment opportunities for our Investment Advisors and valued institutional and retail clients.
The CIBC Investment Strategy Committee’s breadth of investment knowledge and expertise has been
further leveraged to create a unique and multi-disciplined approach, which utilizes proven fundamental,
quantitative and technical research techniques to create superior Model Portfolios.
4
Know Your Costs
Fee-Based Investment Services
Successful investing is more than just a series of transactions. That’s why fee-based accounts do not
charge transaction fees every time a trade is made. Instead, a monthly or quarterly fee is charged based
on the assets in your account. Benefiting from the advice of an investment professional and knowing that
someone you trust is looking out for your best interests is the foundation of a fee-based account.
Fee-based investing comes in many forms and we offer a choice of services to fit different types of
investors. Whether you prefer to work closely with our team to build and grow your portfolio or leave all
the investing decisions to professional investment managers, we have a solution to meet your needs.
Services Our Team Provides You
• Wealth management advice that is tailored to your unique situation - according to your investment
goals, risk tolerance and time horizon
• Access to a Portfolio Manager that has met specific industry credentials and strict CIBC Wood
Gundy qualifications
• First rate reporting with top quality Quarterly Portfolio Reviews, reserved for only our most
prestigious services
• Online access to your accounts through Wood Gundy Online, anytime from anywhere
• No need for phone calls on every trade — relieving you from day-to-day decisions
Our Fee Structure
Total Household Market Value
Flat Fee
$250,000 - $500,000
1.65%
$500,000 - $5,000,000
1.00%
$5,000,000 +
0.75%
5
How Complete Is Your Estate Plan?
Wealth is about more than just assets. It’s about independence, financial success, and the ability to meet
the needs of your family and support your favourite causes. Regardless of how much wealth you’ve
accumulated or want to accumulate, your estate plan, like any important undertaking, requires planning,
skill and ongoing attention.
Estate planning enables you to plan for tomorrow. No matter what stage of life you’re in, an estate plan
can help simplify the transfer of assets to the next generation and protect your beneficiaries. A carefully
crafted estate plan provides for the well-being and security of your loved ones upon your death. No
matter what your financial situation may be, estate planning can help you protect your assets.
Benefits Of An Estate Plan
• Conservation and distribution of assets
• Provision of income for survivors
• Prevention of unnecessary economic hardship for survivors
• Minimization of excessive tax or transfer costs
Take Advantage Of Our Expertise
Your CIBC Wood Gundy Investment Advisor understands the financial decisions you need to make, and
more importantly, the impact on future generations. To begin a discussion of your comprehensive estate
planning needs, Madams Investment Group can introduce you to a qualified Estate Planning Specialist.
Sean Foran, LLB
Managing Director of Business Transition Planning and Trust Services,
CIBC Wealth Advisory Services
Sean Foran joined CIBC from another major Canadian financial institution, where he was Vice-President,
Succession Planning. Previously, Sean was the Head of the Estate and Trust department at a mid-sized
Toronto law firm. Sean is an Estate and Trust lawyer and has worked with business owners for over
20 years. Sean can help business owners plan for the transition of their company in a more rational and
business-like manner. He provides advice on market values for private companies, as well as the optimal
tax and legal structure for businesses in transition.
6
Our Commitment to Our Clients
Integrity
• Our goal is to build a long-term relationship with our clients and their family and friends
• We achieve lasting bonds with our clients with the philosophy of “putting you first” in all things we do
Transparency
• We believe transparency is key to doing business with you
• You will always know how we manage your assets and how we are compensated
Accountability
• Although we work for CIBC Wood Gundy, we are employed by our clients
• Rest assured, the investment decisions we make are carefully analyzed and scrutinized long before
they enter a client account
• We cannot predict the future but we will make decisions based on the best information available at
the time
Communication
• We proactively keep you up to date with your account and how current market events impact
decisions that are being made
• You receive detailed quarterly statements that are clean and easy to understand
• Online access gives you up-to-date information on the performance of your account
• Tax reporting is made simple - working with our team we will help gather tax slips and send to your
tax preparer with your permission
• Follow us at www.scottmadams.com
• Our phone line is always open to answer any questions
7
What We Offer
Capitalizing on the strengths of CIBC, we have access to industry leading financial, estate and business
planning professionals, in-depth research and analysis, online tools and resources and best-in-class
investment solutions.
Retirement
Planning
Portfolio
Management
Private Banking
8
Trust Services
Life and Wealth
Protection
About CIBC Wood Gundy
Key Facts
• Over 1,000 CIBC Wood Gundy Investment Advisors working in more than 80 branches across Canada
• Over 100 years of history
• Top-quality research from CIBC Wholesale Banking research teams and top-ranked third-party firms
Largest Research Offerings
CIBC Wood Gundy has access to one of the largest research offerings, including CIBC Wholesale Banking
and top-ranked third party firms such as Credit Suisse. In addition, CIBC Wood Gundy’s Investment
Strategy Group (ISG) is an independent in-house team of CFA-accredited specialists. CIBC’s Analysts and
Economists comprise one of the largest and most esteemed groups of any investment firm.
Peace Of Mind
CIBC Wood Gundy, a division of CIBC World Markets Inc., is a member of the Investment Industry
Regulatory Organization of Canada (IIROC) and, as a result, is subject to the By-Laws, Regulations and
Rules of the Association governing business conduct, minimum capital requirements and record keeping.
IIROC is the national self-regulatory organization of the Canadian securities industry.
In addition, CIBC World Markets Inc. is a member of the Canadian Investor Protection Fund (CIPF), a
trust financed by IIROC members to provide protection for client assets in member accounts. CIBC Wood
Gundy clients enjoy the security of knowing their accounts, within specified limits, are protected by CIPF.
9
Contact Information
Scott Madams, CIM®, DMS
Portfolio Manager
204 946-9841
[email protected]
Devon Mistafa, CIM®, FMA
Associate Investment Advisor
204 946-9868
[email protected]
1000 – One Lombard PL
Winnipeg, Manitoba R3B 3N9
www.scottmadams.com
Madams Investment Group
CIBC Wood Gundy is a division of CIBC World Markets Inc., a subsidiary of CIBC and a Member of the Canadian Investor Protection Fund and Investment
Industry Regulatory Organization of Canada. If you are currently a CIBC Wood Gundy client, please contact your Investment Advisor. Clients are advised to seek
advice regarding their particular circumstances from their personal tax and legal advisors. This information, including any opinion, is based on various sources
believed to be reliable, but its accuracy cannot be guaranteed and is subject to change. CIBC and CIBC World Markets Inc., their affiliates, directors, officers and
employees may buy, sell, or hold a position in securities of a company mentioned herein, its affiliates or subsidiaries, and may also perform financial advisory
services, investment banking or other services for, or have lending or other credit relationships with the same. CIBC World Markets Inc. and its representatives
will receive sales commissions and/or a spread between bid and ask prices if you purchase, sell or hold the securities referred to above. © CIBC World Markets
Inc. 2015. Devon Mistafa is an Associate Investment Advisor working with Scott Madams, Portfolio Manager.