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JULY 2014
OCTOBER 2014
A QUARTERLY NEWSLETTER OF LAUNCH FEDERAL CREDIT UNION
MOBILE CHECK DEPOSIT NOW AVAILABLE
Eligible members using Mobile Banking
now have a simple, convenient option
for depositing checks into their credit
union account. Launch FCU has added
Mobile Check Deposit as an option in
Mobile Banking, giving members a new
deposit choice.
There is no cost to use this deposit selection, making Mobile Check Deposit a
useful alternative to visiting a branch.
Deposits made this way can be directed to your Launch FCU checking
account.
Launch FCU Mobile Banking app on
your handheld device and make deposits into your checking account.
There are only a few qualifications for
Mobile Check Deposit. You must be:
„ 18 years or older
„ A member for over three months
„ Have an active checking account
„ Be enrolled in e-statements
„ Have a current email address on file
with Launch FCU
„ A member in good standing
When a deposit made
through Mobile Check
Deposit has been credited
to your account, you will
receive a confirmation
email stating that the item
has been approved. It’s
simple and convenient.
Some items are not acceptable for mobile deposit. A list of these items is
available on our website.
The Launch FCU Mobile Banking application is available for iPhone®, iPad®,
and Android™ devices and smartphones. You can download the application at no charge. If you are currently
using Mobile Banking, simply update
your app to include the new Mobile
Check Deposit feature.
Using Mobile Check Deposit is as easy
as taking a photo. Simply log into the
Launch FCU is proud to
bring members a valuable, convenient service that can help
save time and we encourage you to
“Go Mobile”. For complete information
about Mobile
Banking and to view
the Mobile Check
Deposit Agreement,
please visit the
website at
launchfcu.com.
October 10th
Merritt Island
November 21st
Headquarters,
KSC
December 19th
Port St. John
CEO Joe Mirachi is visiting a
different branch every month,
from 10:00 a.m. to noon. Enjoy
coffee, snacks, and an opportunity
to talk and provide feedback
about your credit union.
Stop in and chat, have coffee,
and let Joe know what you
love about Launch FCU!
LOCAL SERVICE. GLOBAL GOOD. CELEBRATE YOUR CREDIT UNION.
The World Council
of Credit Unions,
established in 1971,
observed the first
International Credit
Union (ICU) Day
more than 30 years
ago. Celebrate
the credit union
difference during
this year’s ICU Day
– October 16, 2014.
On October 16, 2014, credit unions around the
world will celebrate International Credit Union
(ICU) Day®. That’s 200+ million people … from
56,000 credit unions … in 101 countries joining
together to celebrate their cooperative spirit.
Globally, this cooperative spirit has led to lifechanging opportunities in the form of small business start-ups, home ownership, and education.
In some countries, members encounter their first
taste of democratic decision-making through
their member-owned credit unions.
This year, credit unions have been present during
the most tumultuous moments around the world.
Throughout the crisis in Ukraine, credit union volunteers were among the protesters in Kiev and
are now attempting to maintain financial stability for their members. With the help of the World
Council of Credit Unions, which is supported by
credit unions in the U.S., Ukrainian credit unions
are working on ways to ensure loans can be
made to those who need it, and upholding the
confidence of their members.
On the other side of the globe, credit unions in
the Philippines are dealing with the devastation left after the recent typhoon. With the help
of credit union organizations around the world,
they are now rebuilding and renovating affected branches to better fit members’ needs.
After such destruction, these Filipino credit unions
are helping people get back on their feet. And
credit unions worldwide are providing the basis
for development while serving local communities, with an unwavering belief in the “people
helping people” philosophy upon which we
were built.
Locally, as a member of Launch
FCU, you and your financial stability are our top priorities. Globally, you’re part of a much bigger
movement—the credit union movement—working towards global
good each and every day. We’re
here to help you go beyond. That’s
definitely something to celebrate!
LAUNCH FCU BRANCH COMING SOON TO ORANGE CITY
Launch Federal Credit Union is expanding with a new branch in Orange City in Volusia
County. The new full-service branch will be located at the intersection of Harley Strickland Boulevard and Veterans Memorial Highway, in front of the West Volusia Towne
Center. It will feature a drive-thru, a drive-up ATM, ample parking, and safe deposit
boxes.
Groundbreaking on the new branch took place on September 24th and included
news coverage for the event. The new branch will join Launch FCU’s other branches
throughout Volusia and Brevard counties, and will allow consolidation of the nearby
Deltona location at this new, larger branch.
“We are proud and excited to be breaking ground on the new Orange City branch
which will serve much of the west Volusia area,” says Launch FCU’s CEO Joe Mirachi.
“As we move ahead into our next 50 years, we are happy to be able to continue our
growth by expanding into the Orange City area.”
Launch FCU hired local contractor Rhodes Building Company to complete the
building process. The building should be completed in April 2015. Watch our website,
www.launchfcu.com, for information about the new Orange City branch’s Grand
Opening Celebration.
CONGRATULATIONS TO SECOND SEMESTER “A POSITIVE FUTURE” WINNER
In an effort to reward our local students who “make the grade” and encourage students to do
well, Launch FCU presented student members with an opportunity to show us their “A’s”, and
enter to win.
One winner was drawn from submitted entries. Emma H. from Merritt Island won an iPadTM Mini.
Congratulations to our winner, and great job to all who entered for getting terrific grades. Keep
working hard!
GO GREEN — SAVE GREEN — GET GREEN!
Have you signed up for E-statements? Now is the perfect
time to eliminate a monthly pile of paperwork from
your life and sign up to get your Launch FCU account
statement online. Simply log into Online Banking through
the Launch FCU website, www.launchfcu.com, go to
your preferences – E-statement selection and change it
to electronic.
SAVE TIME. E-statements are
available early in the month,
through Online Banking. Launch FCU
CU
sends you an email notification when
hen
your statement is loaded and ready.
dy.
If you sign up now you’ll be eligible to participate in the
great “Go Green & Get Green” drawing! From October
1st through November 15th, all Launch FCU members
who are signed up for E-statements will be placed in a
drawing to win one of four $100 Publix Gift Cards, just in
time for Thanksgiving.
SAVE A TREE. E-statements use no paper, and cause no
delivery pollution.
SAVE WORRY. E-statements never get lost in the mail, and
they can’t be stolen out of your mailbox.
SAVE TROUBLE. E-statements eliminate messy paperwork.
You access them right on your computer. You can print
them if you want, or save them in your own files as a PDF.
FREE SHRED DAYS
Friday, October 10
Merritt Island branch
8 a.m. to 10 a.m.
Monday, October 20
South Daytona branch
10 a.m. to 12 noon
SAVE MONEY. E-statements are free;
e; no
fees or charges.
E-statements are a great way to help yourself and help
the world around you. It’s easy to do and makes your
statement easy to access and easy to store. Plus, by
signing up you could win some “GREEN” from Launch
FCU. If you’re already signed up for E-statements,
then you’re already entered. For complete rules, see
our website at www.launchfcu.com. So sign up for
E-statements today!
LAUNCH FCU MAKES LOANS EASY AND FAST.
Signing for your approved consumer loan,
to speak one on one with our mortgage
including auto loans, signature loans, and
specialists, call 321-455-9400, option 4 (inside
credit cards, is now more convenient! Receive
Brevard) or 800-662-5257, option 4 (outside
email delivery of your loan documents to sign
Brevard).
electronically. It is secure, fast, and easy, and
Whether you need an auto, signature, or
saves you a trip to the credit union.
Check out our new, improved, online
mortgage loan, Launch FCU makes borrowing
money simple, quick, and accessible.
mortgage application. If you would prefer
PURCHASE A GREAT VEHICLE AT A LAUNCH FCU CAR SALE
Do you need a new vehicle for your upcoming holiday travel? Don’t
worry! Launch FCU is hosting more car sales for our members.
Mike Erdman Toyota and Mike Erdman Motors will be hosting an auto
sale at Space Coast Stadium in Brevard County, October 9th - 13th.
Launch FCU will have loan officers at the sale location on Friday the
10th and Saturday the 11th, helping members.
The South Daytona branch will be the site for an Enterprise Auto Sale
October 17th and 18th. Dozens of quality used autos will be available,
with great member incentives.
Launch FCU will be partnering with Evolution Auto Sales November
6th - 9th for a special sale with lots of benefits for members. Watch
our website, www. launchfcu.com, and branches for all the details.
Evolution Auto Sales is located at 1300 Rinehart Road in Sanford, and
you can view their inventory at www.evolutionauto.com.
Member Marla H. and her family display the 2011
Honda Crosstour that she purchased at the Melbourne
Enterprise Car Sale event in September.
Go to any branch, or call 321-455-9400 (inside Brevard) or 800-662-5257
(outside Brevard), opt. 4, and get pre-approved for a loan. You’ll know
what your rate and payments will be ahead of time, and you’ll be able
to shop for a vehicle with confidence.
If you’re looking for a vehicle but don’t want an automobile, Launch
FCU is offering great low motorcycle loan rates. Purchase your dream
bike at low, affordable loan rates.
BRANCH HOURS
M - W 9:00 A.M. - 5:00 P.M.
TH & F 9:00 A.M. - 6:00 P.M.
Drive-thru opens at 8:30 A.M.
NOMINATIONS FOR BOARD OF DIRECTORS
LOCATIONS
VOLUSIA
Coming Soon to Orange City!
South Daytona
2290 S. Ridgewood Ave.
386-761-9752 • 800-562-5257
DeLand
301 W. New York Ave.
386-734-5200
Deltona*
2783 Elkcam Blvd., Ste. 101
386-917-0656
Edgewater
2810 S. Ridgewood Ave.
386-428-7098
BREVARD
Titusville
3950 S. Washington Ave.
321-268-3070
Port St. John
7347 N. Hwy. U.S. 1
321-639-0600
BOARD OF
DIRECTORS
The Board of
Directors of
Launch Federal
Credit Union
serve on a
volunteer basis
for three-year
terms. They
are elected by
a vote of the
membership.
Merritt Island
415 Fortenberry Road
321-455-9400 or 800-662-5257
Rockledge
3300 Murrell Road
321-455-9400
Melbourne
2200 North Wickham Road
321-455-9400
Palm Bay
5225 Babcock St. NE
321-455-9400
RESTRICTED ACCESS BRANCHES
KSC Headquarters Building*
Room 1243, Kennedy Space Center
M-F 8:00 a.m.-4:00 p.m.
321-455-9410
KSC Multi-Function Facility*
Room 102, Kennedy Space Center
M-F 8:00 a.m.-4:00 p.m.
321-455-9420
In accordance with Credit Union
bylaws, it is the duty of the Nominating Committee to nominate
at least one individual for each
vacancy on the Credit Union
Board of Directors. For the year
2015, there are three vacancies to
be filled on our Board of Directors.
Members on the Board of Directors
serve on a volunteer basis.
Five members have applied and
have been nominated by the
Committee. These members are J.
Albert Diggs, Jr., Charles E. Jenkins,
Jr., Charles R. Kesick, Yvonne Parker, and Richard R. Russell. Members
in good standing who have not
been nominated may be included
on the ballot by submitting an
election package (available at
any branch) and signatures of at
least 500 members of Launch FCU
who are eligible to vote for the
Board. This completed package
and petition must be submitted by
November 15, 2014.
Voting for the Credit Union Board
of Directors will take place at all
Launch FCU branches on Tuesday,
February 17, 2015, from 10 a.m. 4 p.m. Voting before the Annual
Meeting at the La Cita Country
Club in Titusville, Florida, will be on
Wednesday, February 18, 2015,
from 4:30 p.m. - 5:15 p.m., and the
Annual Meeting will follow at
5:15 p.m.
SHARE YOUR CHRISTMAS FOOD DRIVE
Launch Federal Credit Union will have a
food drive during the month of November
to coincide with WESH’s “Share Your Christmas”. Collection boxes will be available at
all Launch FCU branches from November
1st through November 30th for your donation of non-perishable food items. All donations benefit Second Harvest Food Bank in
Brevard and Volusia counties. Watch WESHTV during early December for Launch FCU
to deliver your donated food items.
HOLIDAY ACCOUNT
As a reminder, the entire balance in your
Holiday Account will be transferred to your
Savings Account at the close of business
on October 31, 2014. Your Holiday Account will remain open.
*No Drive-thru
Merritt Island Administration
300 S. Plumosa Street
Merritt Island, Florida, 32952
321-455-9400 or 800-662-5257
EXECUTIVE OFFICERS
Joe Mirachi, President/CEO
Kevin LeBeau, CFO
Margie Mitchell, COO
Kevin Correa, CAO
Queen Fisher, VP/Internal Audit
Cindy Holmes, HR Director
Kelly Haskins, Marketing Director
Grady M. Hudson, IT Director
Susan Smith, Compliance Director
BOARD OF DIRECTORS
Robert Griffin, Chair
Charles Jenkins, Jr., Vice Chair
Yvonne Parker, Secretary
Lonnie Blocker, Treasurer
Delores Abraham
Marilyn Cherubini
J. Albert Diggs, Jr.
Nadine Parrish
Dan Sicchio
Levoyce Bethea, Associate
SUPERVISORY COMMITTEE
L. Joanne Wilson, Chair
S. David Banks
Judith H. Zollinger
Federally insured by NCUA
DIVIDENDS ESTABLISHED
Month Ending September 30, 2014
FREQUENTLY CALLED
NUMBERS
SAVINGS
$25.00 - $199.99 (minor accts)
$200 - $2,499.99
$2,500 - $9,999.99
$10,000 - $24,999.99
$25,000 - $49,999.99
$50,000 - $99,999.99
$100,000 and up
RATE
.10%
.10%
.15%
.20%
.25%
.35%
.40%
APY*
.10%
.10%
.15%
.20%
.25%
.35%
.40%
Call Center
321-455-9400, Option 3
(Inside Brevard County)
CHECKING
IRA
HOLIDAY ACCOUNTS
SECURED VISA ACCOUNT
.10%
.30%
.20%
.10%
.10%
.30%
.20%
.10%
October 2014
IRA
.30%
.30%
1-800-662-5257, Option 3
(Outside Brevard County)
VoiceTouch24
321-455-9400, Option 2
1-800-662-5257 Option 2
Visa (Lost/Stolen/Activation)
1-800-543-5073
*”APY” as used above means “annual percentage yield”. Contact a
Credit Union employee for further information about applicable fees
and terms. Dividends will be compounded monthly, and dividend
rates may change monthly. Please see www.launchfcu.com, call
321-455-9400 or 1-800-662-5257, or inquire at your local branch for
current rates.
HOLIDAY CLOSINGS
All branches will be closed:
Columbus Day – Monday, Oct. 13th
Veterans Day – Tuesday, Nov. 11th
Thanksgiving Day - Thursday, Nov. 27th
Christmas Day - Thursday, Dec. 25th
Headquarters and MFF branches will be
closed on Friday, Nov. 28th.
All branches of Launch FCU will close
at 2:00 p.m. on Wednesday, Dec. 24th
(Christmas Eve) and on Wednesday, Dec.
31st (New Year’s Eve).
launchfcu.com