1. finance
2. grants, scholarships and financial aid
3. scholarships

SEE PAGE 9
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YOUR COMMUNIT Y NEWSPAPER
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Page 2
For Advertising Information please call: 905.420.4123 or 416.779.2523
Volume 5 Issue 01 – Jan. 21 – Feb. 18, 2015
Online at: www.retailpages.ca
The Toronto East RETAIL PAGES
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Volume 5 Issue 01 – Jan. 21 – Feb. 18, 2015
For Advertising Information please call: 905.420.4123 or 416.779.2523
Page 3
Online at: www.retailpages.ca
The Toronto East RETAIL PAGES
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Page 4
For Advertising Information please call: 905.420.4123 or 416.779.2523
Volume 5 Issue 01 – Jan. 21 – Feb. 18, 2015
Online at: www.retailpages.ca
The Toronto East RETAIL PAGES
The Benefits of Digital Access to Your Health Information
(NC) Alexa Thompson of Halifax,
Nova Scotia, credits access to digital
health tools for allowing her to take
control of her health and becoming
an active partner in her care. After
experiencing a severe post-operative
infection, Alexa spent six months
in the hospital and two months in
homecare, and as a result she couldn’t
work outside of the home.
After this experience, Alexa’s doctor
encouraged her to participate in a
pilot project, which allows her to keep
and access her health records online
using a patient portal.
“By having access to my health
information electronically, I feel much
more empowered to talk to my surgeon
and it allows me to ask my entire health
care team the right questions. I feel
more in charge of what is happening
to me than I ever have before,” says
Alexa.
Digital health can empower all
patients to take control of their health
care. For example, a survey found
that 98 per cent of Canadian patients
who had access to their personal
health record electronically said they
have confidence in the information
presented in their test results. Nearly
seven in 10 (69 per cent) of adults said
digital health solutions would allow
them to take more control over how
their health is managed.
For Alexa, a major advantage is being
able to add her own information into
her record, in addition to accessing
information about her. Alexa was
able to record her family history
using the patient portal. Her family
has a history of heart disease, so for
her, it’s imperative that any health
care provider that treats her has this
information.
“Now I am an active participant in
my own care, not just a recipient, and I
think it’s one of the best things that has
ever happened to me,” explains Alexa.
To learn more about how digital
health can impact your life, visit
betterhealthtogether.ca.
Are you sure you’re ready to move in together?
(NC) Love is in the air. You and your
significant other spend winter evenings
bundled up on the couch, your friends
all get along and every day is a new
adventure. You’re together so often
that you might as well take the next
step and move in with one another…
but wait just one minute. Have you
considered all the implications of
cohabitation? Living together can take
a relationship to the next level, though
there are important things to take into
consideration before making that leap,
as follows:
Financial Implications
Now that you’re splitting your
domestic costs, both of you can enjoy
extra savings. Nevertheless, you should
set certain ground rules beforehand,
as money can become divisive. For
instance, will you equally pay for the
rent/mortgage? Who will handle the
bills or paying for groceries? While it
may not sound romantic, deciding on
who is covering what ahead of time
will save misunderstandings down the
road.
Who Owns What?
You’re madly in love; your
relationship is unlike any other; and
it’s on entirely unshakeable ground.
It makes total sense that your books,
records, and other possessions should
come together as one, forever and
always. However, in the very unlikely
event that the two of you should
5 secrets for winning a postsecondary scholarship
(NC) Each year, thousands of
Canadian students earn scholarships
that help them offset their education
costs. Surprisingly, over $15 million of
the $70 million available each year in
scholarship dollars goes unclaimed,
according to industry estimates.
“Scholarships are a good source of
education funding – one that you don’t
have to pay back,” advises Melissa
Jarman, director of student banking at
RBC Royal Bank. “Don’t write yourself
off as an unqualified candidate. In
addition to funding school with your
savings, a part-time job, or a student
loan, you could receive an unexpected
top-up. Even smaller scholarships will
help out with your expenses.”
Scholarships
are
available
throughout the year, so here are five
tips to help you explore your options:
1. Research: Check your college or
university’s financial aid department.
If you are in high school, check
to see what scholarships are
available to graduating students.
Take advantage of online resources
such as studentawards.com and
scholarshipscanada.com that match
you to available scholarships.
2. Be optimistic: If you’re not a
Volume 5 Issue 01 – Jan. 21 – Feb. 18, 2015
straight-A student, be aware that
not all scholarships are based on
academic standing. Some of them
reward civic engagement, leadership
experience, your heritage, affiliations,
or a particular skill.
3. Tap your network: You may find
scholarships are offered by your
employer, sports league or your bank.
Ask your parents if their employers
offer funding to children of employees.
4. Plan ahead and start early: Be
prepared to devote time towards
fulfilling scholarship criteria. There
are often essays, questionnaires and
school transcripts to submit, so allot
your time wisely for maximum impact.
5. Be conscientious: Proofread your
application and ensure you followed
all the instructions. Ask friends and
family to review your application
before you send it.
Jarman says that RBC provides
over $550,000 in annual scholarships,
including the Students Leading
Change Scholarships, the Aboriginal
Student
Awards
Program
and
Scholarship Program for the Children
of RBC Employees. More information
is available online at scholarships.rbc.
com.
one day part ways, separating your
possessions can be exceedingly
challenging and painful. Give some
thought to recording what’s yours at
the outset, just in case.
Protect Yourself
Romance comes in many forms. It’s
in the little things, like inside jokes,
spontaneous outings, and surprise
presents, as well as in the big things,
like moving in together. And when you
do the latter, you can take it one step
further and update your insurance
policy.
“If you add someone to your
homeowner’s policy, removing him or
her can be very difficult. In fact, you
may need to resort to halting payments
to have the policy cancelled so you
can remove them,” says James Hall,
an insurance expert with Western
Financial Group. “Instead, either
add the person as what’s called an
‘additional insured’ or have them get
their own tenant package.”
The same should be applied to
updating your car insurance if you
plan to share a vehicle. Whatever you
decide, start by talking to your broker.
Now that you’ve given all of the
above some thought, you can move in
together with a bit more peace of mind.
More answers to questions about the
nuances of insurance when it comes
to cohabitation can be found online at
www.westernfinancialgroup.ca.
Valentine’ss
V
DINNER DANCE
DJ
with
APPETIZERS
ENTREES
California Organic Greens
(with Balsamic Vinaigrette)
or
Caesar Salad
(with our own Creamy Dressing)
or
Creme of Tomato & Basil Soup
(Fresh Tomatoes)
Supreme of Grain Fed Chicken
with Rosemary & Red Wine Sauce
or
New York Steak with Peppercorn
and Mushroom Sauce
or
Roasted Salmon Steak with
Herb Crust & Lemon Sauce
(All Entrees served with Seasonal
Vegetables and Potatoes)
HOME
OME MADE TIRAMISU
TIRAMIS
TIRA
TEA and COFFEE
DINNER
6000
$
(tax not included)
B L U F F E R S Restaurant
7 Brimley Road
www.bluffersparkrestaurant.com
For Advertising Information please call: 905.420.4123 or 416.779.2523
416.264.2337
Page 5
Online at: www.retailpages.ca
The Toronto East RETAIL PAGES
WHERE DOES MY coffee cup
GO?
SEARCH
Learn what to do with
unwanted stuff.
8 good reasons to take your
pet to the vet for checkups
(NC) One thing is certain no matter
whether you’re a dog person or a cat
person: you love your furry pal.
In fact, a Western Financial Group
study showed that half of Canadians
with pet insurance purchased a
policy in case of emergencies or
serious illness, while 26 per cent did
it simply because they see their pet
as a family member.
This means that you do everything
in your power to keep him or her
safe, happy, and healthy. You go out
for exercise whatever the weather,
you opt for a nutritious diet, and you
make sure to visit your veterinarian
regularly. Of course, that visit can
prove costly and many pet owners
question whether or not their pet
needs to see their veterinarian on
a regular basis. According to Dr.
Bernhard Pukay, chairman of the
Petsecure
Veterinary
Advisory
Board, the top eight reasons for
regular checkups include:
1. Prevention is better than reaction:
Just like a human, animals need
checkups to ensure they remain
healthy. This way, you can stop many
illnesses long before they become a
problem.
2. Save yourself money: Prevention
is far less expensive than medical
treatment. So, while you may pay
more in the short term for checkups,
you will ultimately conserve cash if
your pet gets ill or has an accident.
3. Compensate for the aging process:
You’ve heard that dog and cat years
happen much faster than the human
equivalent. With that in mind, an
annual checkup for them is like you
waiting several years for your next
physical. Don’t put it off.
4. It doesn’t need to be costly: By
purchasing a pet insurance policy,
you not only protect yourself and
your four-legged pal from the very
high cost of an emergency, you can
also reduce your routine regular vet
fees. “Certain insurance plans from
Petsecure will cover up to four visits
per year,” explains Dr. Pukay. “You
should speak with your insurance
provider to learn more.”
5. Fend off unwanted visitors:
Internal and external parasites
and heartworms can prove very
dangerous for your pet, but
preventing these is easy. Talk to your
vet for appropriate medication.
6. Keep the pounds off: Ongoing
nutritional consultation provided by
your vet allows you to control pet
weight gain and loss, making sure
that your canine or feline roommates
are on diets that are designed with
optimal nutrition in mind.
7. Healthy smiles: The majority of
cats and dogs will experience dental
problems in their lifetimes and,
given how much they rely on their
mouths, it’s particularly important
to properly maintain their teeth. A
dental examination is part of every
veterinary exam and, as always,
prevention is better than treatment.
8. You’d do it for your car: It’s true
that we regularly take our cars in for
maintenance and when the mechanic
fails to find anything wrong, we
rejoice. This should be the same
approach with pet care. Moreover, it
will give your veterinarian a baseline
– a way to understand what state your
pet should be in – which makes it
easier to treat them should an illness
or injury occur.
More information is available at
www.petsecure.com.
W
ASTE WIZARD
toronto.ca/wastewizard
Space provided through a partnership between industry and
Ontario municipalities to support waste diversion programs.
Page 6
For Advertising Information please call: 905.420.4123 or 416.779.2523
Volume 5 Issue 01 – Jan. 21 – Feb. 18, 2015
Online at: www.retailpages.ca
The Toronto East RETAIL PAGES
FOR THOUSANDS OF LISTINGS SEE
www.torontolocalrealestate.com
• 1400 Sq. Ft. 3 Bdrm Toronto Condo
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Open 7 am to 6:30 pm
David Hemmings
Broker
People’s Choice Realty Inc.
Do you know how much your home is worth?
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Dir. 416.716.5383
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Email: [email protected] www.torontolocalrealestate.com
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Volume 5 Issue 01 – Jan. 21 – Feb. 18, 2015
$950
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Meal Plans . Recreaon & Exercise . Emergency Assistance . Hairdresser . Tuck-shop
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Independent Senior Apartments
Call 416-264-2301
130 Midland Avenue, Scarborough
www.midlandgardens.ca
For Advertising Information please call: 905.420.4123 or 416.779.2523
Our Philosophy is Choice
Page 7
Online at: www.retailpages.ca
The Toronto East RETAIL PAGES
Advertising doesn
doesn’tt havee to be expensive…
just EFFECTIVE!
When you need to improve your sales,
without breaking your budget.
P A G E S IN-PRINT & ONLINE
23
YOUR COMMUNIT Y NE WSPA PE R
PICKERING | AJAX | WHITBY & BROOKLIN | OSHAWA | TORONTO EAST
Phone: 905.420.4123 Email: [email protected] Web: www.retailpages.ca
Page 8
For Advertising Information please call: 905.420.4123 or 416.779.2523
Volume 5 Issue 01 – Jan. 21 – Feb. 18, 2015
Online at: www.retailpages.ca
The Toronto East RETAIL PAGES
PROMOTIONS
HOURS OF OPERATION: Breakfast - Fri to Sun 9:15am | Matinee - Mon to Sun 12:15pm | Evening - Mon to Sun 7:00pm
Midnight - Mon to Sun 10:15pm | Quickcash - Wed, Thurs,
s, Fri to Sun 6:15pm
p | Quick Cash Latenite - FFri & Sat 1:00am
Twilite - Fri to Sun 3:30pm
S
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SPECIAL FEATURE VASSaturday February
DAY
Feb
Feb
ebru
ruary 14th
LIC # M490001
SATURDAY,, JAN. 24TH,, FEB. 14TH & 28TH PLAYED AT THE 7:00 PM & 10:15 PM SESSION
22 X $1,000.00
BONANZA BLITZ
Food Bankk Game
Game
me at every
eve session
ses for
Free Dabbers
at all sessions
FREE Cupcakes on
Valentine’s Day
PROGRAM
$1,000.00
While supplies last
From Jan. 15th to 28th, every player at each session will receive a single faced bonanza card. These cards
d are to
t be
b played
l d att eachh
session (Matinee, Evening & Late) on January 29th for a guaranteed $1,000.00 prize. From February 12th to February 26 every player
at each session will receive a single faced bonanza card. These cards are to be played at each session (Matinee, Evening & Late) on
February 26th for a guaranteed $1,000 prize
NEW
ALL WINNERS GAME
For the month of February every matinee session Mon through Friday
playing the 11 x $500 program… final jackpot $1,000. Played on all
9:15am and 3:30pm programs Friday, Saturday and Sunday. 10:15pm
Session Sunday, Monday, Tuesday, Wednesday & Thursday.
Collect your ballots on Sunday, February 1st through February 21st
to come back February 21st and play for $1,000.00 during the
12:15pm and $3,000.00 during the 7:00pm session.
FOOD BANK GAME
11 x $500 PROGRAM
This game is played every Wednesday night during the 7:00pm session.
Bring a non-perishable food item or toy to recieve your card to play a
game to win $1,000.00.
22 x $1000 PROGRAM
Played every Friday and Saturday at the 7:00pm Session
FAMILY DAY
FEBRUARY 16TH FREE QUICK CASH SESSION AT 10:30AM
FOLLOWED BY A 5 X $1,000 PROGRAM. DOORS OPEN AT 9AM.
EXTRA 3:30PM SESSION FOLLOWED BY A 6:15PM QUICK CASH SESSION.
On February 28th, the Super Jackpot is a MUST GO
at all sessions
MONSTER BINGO COMING SOON!
COMPLIMENTARY DINNER
SERVED EVERY SATURDAY BETWEEN 6 PM & 7 PM
975 DILLINGHAM ROAD
LIC # M490001
Volume 5 Issue 01 – Jan. 21 – Feb. 18, 2015
1 block south of Bayly off Brock Road
1st right is Dillingham, 3rd driveway on left
HOT LINE 905 831 2421 www.deltabingo.com
For Advertising Information please call: 905.420.4123 or 416.779.2523
LIC # M490001
Page 9
Online at: www.retailpages.ca
The Toronto East RETAIL PAGES
Guide children away from trends in disordered eating
(NC) Parents worry when celebrities
like Jennifer Lawrence label the
gluten-free diet as ‘the cool new
eating disorder’ – and when their
children see thinspiration images
and quotes on Instagram, Pinterest,
Tumblr, Facebook and Twitter.
People from all walks of life are
sharing their latest prescription
for achieving ‘the perfect body’
through juicing cleanses, detox
diets, waist training, and even the
cotton ball diet. These are just some
of the influences that are shaping the
attitudes and behaviours of millions
of young Canadians that are at risk of
developing an eating disorder.
The causes of eating disorders
are not fully understood although
research suggests that they are
influenced by a multitude of factors,
including: genetics, psychological,
social and cultural factors.
From a very young age, girls in
particular, begin to receive messages
about beauty and the unrealistically
thin ideals reflected by celebrities
and models, says the National
Eating Disorder Information Centre
(NEDIC). These cultural influences
can shape their attitudes about their
own body image and can negatively
impact self-confidence.
To encourage positive self-esteem
and to make sure your child is
healthy on the inside and on the
outside, NEDIC offers these tips:
• Help your child develop proper
nutrition and exercise habits at a
young age, so that it becomes a part
of their healthy lifestyle.
• Encourage physical activity for
the pleasure and health benefits it
brings, not for the purpose of losing
weight.
• Focus on health and wellbeing,
not appearance, size or shape. For
example, is your child energetic,
talented and healthy?
• Build self-confidence and selfesteem through a range of activities,
both physical and non-physical.
• Don’t participate in ‘fat talk’ or
comment on your own or others’
weight or body shape.
• Ask them about their ideas about
beauty, and encourage them to
celebrate their own personal features
that make them unique.
• Encourage them to engage in
activities that make them feel joyful
and purposeful (like volunteering in
the community)
• Teach them to respect themselves
and others by valuing the natural
diversity of human bodies, including
their own.
• Make sure that your child knows
that you love them regardless of their
size or weight.
So instead of following the
latest fad, or falling for the most
recent celebrity headline, foster an
environment that can nurture and
shape your child’s self-esteem for
years to come. More information is
available online at nedic.ca or tollfree at 1-866-NEDIC-20 or 416-3404156.
"Specializing in artisanal scratch-baked cupcakes,
cookies and custom cakes for birthdays,
weddings and other special occasions."
SKYLARK CUSTOM UPHOLSTERING
Over 40 Years at the same location! FREE Shop-at-Home Service
Skylark Custom Upholstering is a family owned and operated business. With 50
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We have built our business on our customer's expectation of excellent
workmanship and attention to detail. Our lasting quality is built up from a solid
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the finest fabrics from the industries most recognized suppliers. We will take
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Visit our showroom today!
875 O’Connor Dr., Toronto, ON M4B 2S7 416.757.1717
Expires Mar. 31, 2015
Page 10
For Advertising Information please call: 905.420.4123 or 416.779.2523
Shop Hours:
Monday – Closed
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Saturday 10 am - 3 pm
Sunday 11 am - 3 pm
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905-420-5191
www.cococakeco.com
Volume 5 Issue 01 – Jan. 21 – Feb. 18, 2015
Online at: www.retailpages.ca
The Toronto East RETAIL PAGES
WHAT WILL THIS SEASON OFFER YOU?
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415 MacKenzie Ave. Unit A, Ajax
[email protected]
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WANTED
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All Scrap, Junk, Salvage
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YOUR ALL CANADIAN FAMILY DISCOUNT STORE®
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3750 LAWRENCE AVE. E., SCARBOROUGH
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RESTAURANT &
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VEGETARIAN PLATE
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1/2 Price valid on lowest price item. Offer expires Feb. 15, 2015
Volume 5 Issue 01 – Jan. 21 – Feb. 18, 2015
We Cater
Express Lunch
Take-Out
Dine-In
For Advertising Information please call: 905.420.4123 or 416.779.2523
325 Westney Rd. & Bayly
Ajax, Ontario
905.427.9933
www.mazzagarden.com
Page 11
Online at: www.retailpages.ca
The Toronto East RETAIL PAGES
MILLWOOD SHOE REPAIR TRIstar
star
High Quality Shoe Repair
Shoes Cleaned & Dyed Any Colour
Purse Handles Repaired / Replaced
New and Reconditioned Skates
Skates Sharpened
& SKATE EXCHANGE
Office Equipment
Sales, Service, & Supplies
business systems inc
454 Weldrick Road East, Richmond Hill, L4B 2M3
SERVING LEASIDE & DAVISVILLE VILLAGE FOR 50 YEARS!
706 Millwood Road (at Bayview Ave.)
Toronto, Ontario, M4G 1V6
416-485-7855
Laser Printers, Fax Machines, Shredders,
Bar Code Printers, Dictation Equipment, Typewriters
EDWIN DE SOUZA: Tel 416-747-1088 or 905-780-8686 – Fax 905-780-6484
Check to see if your retirement savings are safe
• GICs or other term deposits with an
original term to maturity of 5 years or
less;
• Money orders, certified cheques,
travellers’ cheques and bank drafts
issued by CDIC members;
• Accounts that hold realty taxes on
mortgaged properties.
Uninsured Deposits
There is no insurance coverage for:
• Mutual funds and stocks;
• GICs, and other term deposits with
a date to maturity of more than 5
years;
• Bonds and Treasury bills
• Foreign currency, including U.S.
dollar accounts.
You will be covered up to $100,000
separately for each of the eligible
accounts you hold: an account in one
name, an account in joint names, for
a trust account, and for the RRSPs,
RRIFs, and TFSAs you own.
Here, from CIDC are tips for
applying this information to your
retirement plan:
1. Personal Accounts/Joint Accounts
– If you’re looking to maximize your
insurance protection, it’s good to
remember that deposits held in one
name are protected separately from
those held jointly. So, if you have
personal deposits, your spouse has
personal deposits, and you own
deposits jointly, you would have total
coverage of up to $300,000.
2. Trust Deposits – CDIC insures trust
deposits separately from deposits
held personally by the trustee or
the beneficiary. In this instance, the
deposits are separately insured per
beneficiary not per depositor. So
a trust account in which your five
grandchildren have an equal share
could be protected up to $500,000.
3. Spousal RRSPs – Eligible deposits
held in an RRSP are insured
separately from other eligible
deposits. In the case of a spousal
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Download your current issue at: www.retailpages.ca
For pricing information email us at: [email protected]
For Advertising Information please call: 905.420.4123 or 416.779.2523
RRSP, the contributor and the
owner are different people. Eligible
contributions are added to other
registered deposits in the name of the
spouse or common-law partner for
whom the plan is established – and
not with the contributor’s deposits.
4. Foreign currency – If you are a
snowbird or considering becoming
one, it’s important to remember
that CDIC does not insure foreign
currency, including U.S. dollar
accounts.
To take responsibility for your
money and to keep it safe in your
retirement, information is available
from your financial advisor, as well
as online at cdic.ca.
LOCAL
(NC) Retirement is on the horizon,
so now you are likely spending far
less time dreaming about it, and
more time actually planning it. As
you focus on your hard-earned
savings, are you sure all of your
money is safe? The failure, or the
bankruptcy of a financial institution
is not beyond possibilities in Canada
– and not all deposits are insured.
Take a minute now to understand the
different types of deposits and how
to apply this information to your own
retirement plan.
First,
the
Canada
Deposit
Insurance Corporation (CDIC) is the
federal agency that exists to protect
the savings of Canadians in the event
their bank fails or goes bankrupt. If
you have an eligible account held in
Canadian dollars at a CDIC member
institution, you’re automatically
insured up to $100,000.
The first thing you should know is
that, while deposits up to $100,000
are insured, not all deposits are
covered, as follows:
Insured Deposits
You will receive insurance on:
• Savings and chequing accounts;
IN PRINT AND ON-LINE
23
JOBS • EDUCATION • TRAINING • CAREERS
YOUR JOB SEARCH AND RECRUITMENT SOLUTION IN YORK REGION | TORONTO EAST | DURHAM REGION
www.localhelpwanted.ca
Volume 5 Issue 01 – Jan. 21 – Feb. 18, 2015
Online at: www.retailpages.ca
The Toronto East RETAIL PAGES
Property
Administrator
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416-510-2739
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YOUR COMMUNIT Y NEWSPAPER
For more information contact us at
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© 2012 KrazyDad.com
Call to book your ad today: 905
Volume 5 Issue 01 – Jan. 21 – Feb. 18, 2015
420 4123 or 416 779 2523
Copyright © 2015 Retail Pages. All Rights Reserved.
For Advertising Information please call: 905.420.4123 or 416.779.2523
MEADOWVALE
HWY 40
MARKHAM RD.
EGLINTON AVE.
INE AVE.
D.
NR
TO
GS
KIN
LAKE ONTARIO
PICKERING
LAKE RIDGE RD
WHITBY OSHAWA
TAUNTON RD
AJAX
ROSSLAND RD
HWY 401
COURTICE RD
LESLIE ST
.
VICTORIA PARK AVE.
LAWRENCE AVE.
WOODB
Retail Pages does not provide an “Exclusive” clause in the agreement to run any advertising. SSpecial
i l positioning
iti i off ads
d cannott bbe
guaranteed, all ads are situated at the discretion of the publisher. Retail Pages assumes no responsibility for any product or service
reported or advertised and will not knowingly publish any editorial content or advertisement which is illegal or in any way mis leading
to its readers. Retail Pages reserves the right to classify all advertising. The publisher assumes no financial liability for typographic
errors or omissions in copy other than cost of the space occupied by the error. Retail Pages will not accept cancellation of any
advertisement after 7 days prior to the date of publication. Please consult your sales representative for ad deadlines.
Our papers are available in all 5 communities through retail outlets including Walmart, community centres, libraries, restaurants,
banks and GO Train stations as well as our growing number of newspaper boxes and racks.
Visit us online at www.retailpages.ca and download all of our current issues. Email us at [email protected] for pricing info.
HWY 401
ELLESMERE RD.
BROCK RD
YOUR COMMUNIT Y NEWSPAPER
SHEPPARD AVE.
DON MILLS RD.
23
FINCH AVE.
SCARBOROUGH
CONC. 3
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Page 13
Online at: www.retailpages.ca
The Toronto East RETAIL PAGES
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Page 14
Open 7 Days a Week
1020 Brock Road South, #1-3,
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Phone: 905-831-9846
For Advertising Information please call: 905.420.4123 or 416.779.2523
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Volume 5 Issue 01 – Jan. 21 – Feb. 18, 2015
Online at: www.retailpages.ca
The Toronto East RETAIL PAGES
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IN PRINT AND ON-LINE
23
JOBS • EDUCATION • TRAINING • CAREERS
YOUR JOB SEARCH AND RECRUITMENT SOLUTION IN YORK REGION | TORONTO EAST | DURHAM REGION
www.localhelpwanted.ca
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(at Galsworthy)
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HIGHEST CA$H GUARANTEED
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How to get through tax season with a smile
(NC) Spring is not far off, but with
one hurdle first: tax time.
Turn it into an advantage for
yourself with a few easy tips:
File, pay on time – and online
If you owe taxes, file and pay on
time and you won’t get charged late
filing penalties and interest. If you
don’t owe taxes, you should still
file on time. This will ensure that
you receive your Canada child tax
benefits or GST/HST credit without
delay. If you’re expecting a refund,
you can have it in your bank account
in as little as eight days if you file
online and sign up for direct deposit. Claim your tax credits
• Medical expenses – You can claim
amounts spent on eligible medical
expenses, including prescription
drugs, medical devices, and special
dietary needs. If you have medical
coverage through your employer,
you can claim the amounts that were
not covered by the plan.
• Charitable donations – If it’s your first
time claiming charitable donations,
or your first time since 2007, you
may get an extra 25% credit your
donation, to a maximum of $1,000. • Fitness and arts credits for kids
– The children’s fitness and arts
Volume 5 Issue 01 – Jan. 21 – Feb. 18, 2015
tax credits help make the cost of
art lessons and organized fitness
activities for your children under 16
a little more affordable. You can
claim up to $1,000 (under proposed
changes) in eligible fitness-related
expenses, and up to $500 in eligible
arts-related expenses per child.
• Family Tax Cut – It’s a proposed
non-refundable tax credit of up to
$2,000 available to eligible couples
with children under the age of 18,
and is effective starting with the 2014
tax year. Ask for help
If you have a modest income, a
simple tax situation, and need help
completing and filing your return,
many community organizations host
tax clinics that may be able to help
you. To see if you are eligible for
the Community Volunteer Income
Tax Program go to www.cra.gc.ca/
volunteer.
Ask for a payment plan
The Canada Revenue Agency
(CRA) understands that some
taxpayers may be going through
a tough time. If you owe taxes but
can’t pay, talk to the CRA about your
situation. You may be able to set up a
payment arrangement which lets you
pay in smaller chunks over time. More
information is available at www.cra.
gc.ca/paymentarrangements. Don’t leave your taxes to chance
Getting a refund or having a
balance owing when you file your
return is not like winning or losing
the lottery. It’s simple math. If you’re
For Advertising Information please call: 905.420.4123 or 416.779.2523
consistently getting a refund, it
means you’re paying too much tax
during the year. If you always have a
balance owing, consider having more
taxes deducted at source, increasing
your instalment payments, or putting
money into a registered retirement
savings plan.
Page 15
Online at: www.retailpages.ca
The Toronto East RETAIL PAGES
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Page 16
For Advertising Information please call: 905.420.4123 or 416.779.2523
Volume 5 Issue 01 – Jan. 21 – Feb. 18, 2015