Daily Fixed Income Offering Selection March 6, 2015 The Daily Fixed Income Offering Selection provides you with a sample of fixed income offerings currently available through TD Ameritrade Institutional. For more information on these securities, or any fixed income product offerings available through TD Ameritrade Institutional, please contact a Specialist on the Institutional Fixed Income Desk at 800-355-2297 or visit Veo® at Trading>Fixed Income>Offerings. New Issue CDs CDs FDIC Insured up to applicable account lim it, Survivor Option (Eligibility and/or allow able put back quantities w ill vary by account type ) Brokered CD's are subject to interest rate-driven secondary market fluctuations, meaning, the resale prices of it Qty Market Description Coupon Min/Incr/MBR Execution Pay Freq. CUSIP Maturity 480 Primary 1// BANK OF INDIA (NY) 06278CT88 0.35 Non-callable, 3 month Close Date Trade Date 3/11/2015 6/10/2015 3/10/2015 0.25 3/11/2015 Maturity 217 Primary 1// MIZUHO BANK (NY) 60688MKN3 Non-callable, 3 month 6/11/2015 3/10/2015 0.2 3/13/2015 Maturity 865 Primary 1// HOMESTREET BANK (WA) 43785QGK3 Non-callable, 4 month 7/13/2015 3/12/2015 0.4 3/11/2015 Monthly 1000 Primary 1// BANK OF INDIA (NY) 06278CT96 Non-callable, 6 month 9/9/2015 3/10/2015 0.3 3/11/2015 Maturity 651 Primary 1// MIZUHO BANK (NY) 60688MLP8 Non-callable, 6 month 9/11/2015 3/10/2015 0.35 3/11/2015 Maturity 500 Primary 1// MIZUHO BANK (NY) 60688MKQ6 Non-callable, 9 month 12/11/2015 3/10/2015 0.4 3/16/2015 Maturity 716 Primary 1// SAF RA NATIONAL BANK (NY) 78658QLW1 Non-callable, 9 month 12/16/2015 3/13/2015 0.55 3/11/2015 Maturity 494 Primary 1// BANK OF INDIA (NY) 06278CU29 Non-callable, 1 year 3/9/2016 3/10/2015 0.5 3/16/2015 Maturity 571 Primary 1// SAF RA NATIONAL BANK (NY) 78658QLV3 Non-callable, 1 year 3/16/2016 3/13/2015 0.55 3/16/2015 Maturity 965 Primary 1// STATE BANK OF INDIA (NY) 8562843R3 Non-callable, 1 year 3/16/2016 3/13/2015 0.5 3/17/2015 Semi-Annual 900 Primary 1// THE CITIZENS STATE BANK (OK) 17669WFB6 Non-callable, 15 month 6/17/2016 3/16/2015 0.6 3/12/2015 Monthly 950 Primary 1// ALLY BANK (UT) 02006LPH0 Non-callable, 18 month 9/12/2016 3/11/2015 0.6 3/11/2015 Semi-Annual 500 Primary 1// DISCOVER BANK (DE) 254672JW9 Non-callable, 18 month 9/12/2016 3/10/2015 0.85 3/12/2015 Semi-Annual 755 Primary 1// ALLY BANK (UT) 02006LPG2 Non-callable, 2 year 3/13/2017 3/11/2015 0.85 3/11/2015 Semi-Annual 921 Primary 1// DISCOVER BANK (DE) 254672JQ2 Non-callable, 2 year 3/13/2017 3/10/2015 1.05 3/12/2015 Semi-Annual 423 Primary 1// ALLY BANK (UT) 02006LPF4 Non-callable, 30 month 9/12/2017 3/11/2015 1.2 3/12/2015 Semi-Annual 688 Primary 1// ALLY BANK (UT) 02006LPJ6 Non-callable, 3 year 3/12/2018 3/11/2015 1.2 3/11/2015 Semi-Annual 840 Primary 1// DISCOVER BANK (DE) 254672JU3 Non-callable, 3 year 3/12/2018 3/10/2015 1.15 3/16/2015 Semi-Annual 240 Primary 1// SAF RA NATIONAL BANK (NY) Temp Non-callable, 3 year 3/16/2018 3/13/2015 1.5 3/11/2015 Semi-Annual 1000 Primary 1// DISCOVER BANK (DE) 254672JR0 Non-callable, 4 year 3/11/2019 3/10/2015 1.45 3/13/2015 Semi-Annual 840 Primary 1// EVERBANK (FL) 29976DVU1 Non-callable, 4 year 3/13/2019 3/12/2015 1.9 3/11/2015 Semi-Annual 990 Primary 1// DISCOVER BANK (DE) 254672JS8 Non-callable, 5 year 3/11/2020 3/10/2015 1.95 3/13/2015 Semi-Annual 760 Primary 1// SYNCHRONY BANK (UT) 87165FFF6 Non-callable, 5 year 3/13/2020 3/12/2015 2.2 3/13/2015 Semi-Annual 999 Primary 1// SYNCHRONY BANK (UT) Temp Non-callable, 6 year 3/15/2021 3/12/2015 2.25 3/11/2015 Semi-Annual 494 Primary 1// DISCOVER BANK (DE) 254672JX7 Non-callable, 7 year 3/11/2022 3/10/2015 2.35 4/13/2015 Semi-Annual 1000 Primary 1// SYNCHRONY BANK (UT) 3/14/2022 4/10/2015 DISCOVER BANK (DE) Temp Non-callable, 7 year 2.7 3/11/2015 254672JV1 3/11/2025 3/10/2015 Semi-Annual 1000 Primary 1// Non-callable, 10 year Semi-Annual Page 1 of 8 Please see the last page of this document for important disclosures Daily Fixed Income Offering Selection March 6, 2015 New Issue Structured CDs Wells Fargo & Company (SD) Step-Up CDs Issuer: Rating: Closing Date Coupons: Maturity: Payment: Call Status: CUSIP: Survivors Option: Wells Fargo & Company (SD) FDIC Limits up to applicable limits. 03/16/2015 Steps: 3.00% till 03/18/2022 3.50% till 03/18/2027 4.00% till 03/18/2031 5.00% till 03/18/2033 6.00% till 03/18/2034 8.00% till 03/19/2035 (YTM if not called 3.72%) 03/19/2035 Semi Callable 03/18/2018 @ 100, and quarterly thereafter 94986TTB3 Yes- Up to applicable limits New Issue Structured Notes ROYAL BANK OF CANADA Step-Up Notes Holders ARE subject to the CREDIT of ROYAL BANK OF CANADA Closing Date Rating: Coupons: Maturity: Payment: Call Status: CUSIP: Survivors Option: Outlook: 03/27/2015 Aa3/AASteps: 2.50% till 03/27/2020, 3.25% till 03/27/2025, 4.50% till 03/27/2026, 5.50% till 03/27/2027, 6.50% till 03/27/2028. 03/27/2028 (13 Years) Semi-Annually Callable four times 03/27/2020, 03/27/2025, 03/27/2026, 03/27/2027 @ 100. 78012KAJ6 Yes up to applicable limits – please see the doc for details. Negative Outlook Page 2 of 8 Please see the last page of this document for important disclosures Daily Fixed Income Offering Selection March 6, 2015 New Issue Corporate Offerings New Issue Corporate Offerings CUSIP Rating Outlook Coupon Term Callable Closing Date Survivors Option up to applicable limits Dow Chemical Company InterNotes 26054LA45 Baa2/BBB Stable 2.35% 5 Year Callable on 03/15/16 9-Mar Yes Dow Chemical Company InterNotes 26054LA52 Baa2/BBB Stable 2.90% 7 Year Callable on 03/15/16 9-Mar Yes Dow Chemical Company InterNotes 26054LA60 Baa2/BBB Stable 3.35% 10 Year Callable on 03/15/16 9-Mar Yes Ford Motor Credit Corp. Notes 34540TJG8 Baa3/BBB- Stable 3.30% 10 Year Callable on 03/20/2016 9-Mar Yes General Electric Capital Corp. Notes 36966TLJ9 A1/AA+ Stable 2.25% 7 Year One time call @ 100 on 12/15/2021 9-Mar Yes Issuer Prudential Financial InterNotes 74432AZD5 Baa1/A Stable 4.25% 25 Year Callable on 03/15/20 9-Mar Yes National Rural InterNotes 63743FVS2 A2/A Stable 3.00% 11 Year No Call 9-Mar Yes National Rural InterNotes 63743FVT0 A2/A Stable 3.50% 13.5 Year No Call 9-Mar Yes Secondary Corporate Offerings Corporate Offerings CUSIP Qty 06050WBT1 10 59018YRZ6 25 38141E7E3 15 06050WEJ0 25 40429XYN0 10 36962G5H3 10 140420ND8 25 38143CEQ0 5 093662AE4 93 44106MAS1 35 457153AG9 131 81618TAC4 24 905581AQ7 20 38141EG78 100 36966TJB9 5 36966TEM0 10 38141EX95 100 Issue Ratings BANK AMER CORP SR INTNOTES BE Baa2/A-/--Non Callable, Spec Redemp, NYBE MERRILL LYNCH CO INC MTN BE Non Baa2/A-/A Callable, NYBE MER GOLDMAN SACHS GRP INC MTN BE Baa1/A-/A Non Callable, Spec Redemp BANK AMER CORP SR INTNOTES BE Baa2/A-/--Non Callable, Spec Redemp HSBC FIN CORP HSBC FIN Non Baa1/A/--Callable, Spec Redemp GENERAL ELEC CAP CORP MTN BE A1/AA+/--Non Callable, NYBE CAPITAL ONE BK USA NATL ASSN Cont A3/BBB+/ACallable, NYBE GOLDMAN SACHS GROUP INC Non Baa1/A-/--Callable, Spec Redemp BLOCK FINL CORP Callable, Next Call 05-01-2022 @ 100.000, Make Whole Baa2/BBB/--Calls, Spec Redemp, NYBE, H&R BLOCK, INC. HOSPITALITY PPTYS TR Cont Callable, Baa2/BBB-/--Make Whole Calls, NYBE INGRAM MICRO INC Cont Callable, Make Whole Calls, Spec Redemp, Baa3/BBB-/BBBNYBE SELECT INCOME REIT Cont Callable, Baa2/BBB-/--Make Whole Calls, NYBE UNION CARBIDE CORP Non Callable, Baa2/BBB/BBBPuttable, NYBE GOLDMAN SACHS GRP INC MTN BE Baa1/A-/--Non Callable, Spec Redemp GENERAL ELECTRIC CAPITAL CORP A1/AA+/--Non Callable, Spec Redemp, NYBE GENERAL ELECTRIC CAPITAL CORP A1/AA+/--Non Callable, Spec Redemp GOLDMAN SACHS GRP INC MTN BE Baa1/A-/A Non Callable, Spec Redemp, NYBE Coupon Maturity Pay Frequency YTM YTW Price 5.25 9/15/2015 Semi-Annually 0.557 0.557 102.392 5.3 9/30/2015 Semi-Annually 0.673 0.673 102.548 4.25 10/15/2015 Semi-Annually 0.741 0.741 102.077 3.95 12/15/2015 Semi-Annually 0.847 0.847 102.348 3.5 12/15/2015 Semi-Annually 0.609 0.609 102.191 3.35 10/17/2016 Semi-Annually 0.703 0.703 104.204 1.15 11/21/2016 Semi-Annually 0.98 3.5 11/15/2021 Monthly 3.044 3.044 102.755 5.5 11/1/2022 Semi-Annually 3.906 3.815 110.436 4.65 3/15/2024 Semi-Annually 4.108 4.087 104.046 4.95 12/15/2024 Semi-Annually 4.598 4.591 102.738 4.5 2/1/2025 Semi-Annually 4.535 4.535 99.719 6.79 6/1/2025 Semi-Annually 4.451 4.451 119.033 4.25 9/15/2025 Monthly 3.1 5/15/2026 Semi-Annually 3.182 3.182 99.233 4.35 2/15/2032 Semi-Annually 4.029 4.029 103.904 6 3/15/2041 Monthly 0.971 100.285 3.811 3.811 4.99 4.99 103.8 114.706 Page 3 of 8 Please see the last page of this document for important disclosures Daily Fixed Income Offering Selection March 6, 2015 Municipal Offerings Municipal Offerings CUSIP Qty Issue 443168HF9 10 048506BH1 10 826129DN5 35 735389RG5 40 926293ZE4 150 230138GM5 90 80585TCK5 175 13063CSP6 250 952347B27 175 161398HW5 30 604622BT6 40 346805FP4 210 646039VQ7 5 646136J69 30 64972FNR3 25 699211KH0 5 682001CH3 165 163501YU7 120 454795BU8 10 801686LB0 175 514264CL2 10 13068LLB9 130 649519BU8 75 416465AM4 45 HOWELL TWP N J SCH DIST REF SCH BDS Ser 2011, Non Callable, Subject to Income Tax ATLANTIC CNTY N J IMPT AUTH RE AUTH IMPT REV REF B Ser 2006, Callable, Next Call 11-01-2016 @ 100.000 SIDNEY OHIO CITY SCH DIST GO REF BDS Ser 2007, Callable, Next Call 12-012017 @ 100.000 PORT SEATTLE WASH REV INTERMEDIATE LIEN REV REF BD Ser 2012A, Callable, Next Call 08-01-2022 @ 100.000 VICTORIA TEX GO REF BDS Ser 2015, Callable, Next Call 08-15-2024 @ 100.000 CULLMAN ALA UTILS BRD WTR REV REV BDS Ser 2015 A, Callable, Next Call 09-01-2024 @ 100.000, Mandatory Sinking Fund SCAGO EDL FACS CORP FOR PICKEN REF REV BDS Ser 2015, Callable, Next Call 06-01-2025 @ 100.000 CALIFORNIA ST FOR PREVIOUS ISS GO BDS Ser B, Callable, Next Call 0301-2025 @ 100.000 WEST CONTRA COSTA CALIF UNI SC GO BDS Ser SER B, Callable, Next Call 08-01-2023 @ 100.000 CHARTIERS VALLEY PA SCH DIST GO BDS Ser B, Callable, Next Call 04-152025 @ 100.000 MIRAMAR FLA CAP IMPT REV REF BDS Ser 2015, Callable, Next Call 10-01-2024 @ 100.000 FORT BEND CNTY TEX MUN UTIL DI ULTD TAX REF BDS Ser 2015, Callable, Next Call 09-01-2023 @ 100.000 NEW JERSEY ST GO BDS Callable, Next Call 06-01-2025 @ 100.000 NEW JERSEY ST TRANSN TR FD AUT TRANS PROGRAM BDS Ser 2012 AA, Callable, Next Call 06-15-2022 @ 100.000 NEW YORK N Y CITY MUN WTR FIN REV BDS Ser FISCAL 2008 SERIES A, Callable, Next Call 06-15-2017 @ 100.000 PARAMOUNT CALIF UNI SCH DIST GO BDS Ser 2013, Callable, Next Call 08-012023 @ 100.000 OMAHA PUB PWR DIST NEB ELEC RE ELEC SYS SUB REV BD Ser 2014 CC, Callable, Next Call 02-01-2024 @ 100.000 CHELTENHAM TWP PA SCH DIST GO BDS Ser 2014, Callable, Next Call 02-152023 @ 100.000, Mandatory Sinking Fund INDIANA HEALTH & EDL FAC FING REV BDS ASCENSION HEALTH SENIOR CREDIT GROUP Ser 2006B-5, Callable, Next Call 11-15-2016 @ 100.000, Mandatory Sinking Fund SANTA CLARITA CALIF CMNTY COLL GO BDS Ser 2007, Callable, Next Call 08-01-2017 @ 100.000, Mandatory Sinking Fund LANCASTER OHIO CITY SCH DIST SCH FACS AND IMPT BDS Ser 2012, Callable, Next Call 10-01-2022 @ 100.000, Mandatory Sinking Fund CALIFORNIA ST PUB WKS BRD LEAS REV BDS Ser 2013I, Callable, Next Call 11-01-2023 @ 100.000, Mandatory Sinking Fund NEW YORK LIBERTY DEV CORP LIBE REV BDS ONE WORLD TRADE CTR Ser 2011 - 1WTC, Callable, Next Call 12-152021 @ 100.000, Mandatory Sinking Fund HARTFORD CONN STAD AUTH LEASE LEASE REV BDS Ser B, Non Callable, Subject to Income Tax, Mandatory Sinking Fund Ratings Insurer ---/AA-/--- Underlying State Coupon Maturity Pay Frequency YTM YTW Price ---/---/--- NJ 2.960 10/1/2017 Semi-Annually 1.611 1.611 103.364 A3/AA-/--- MBIA ---/A+/--- NJ 4.250 11/1/2022 Semi-Annually 3.509 1.205 104.926 Aa3/AA-/--- NATL Aa3/A+/--- OH 4.375 12/1/2026 Semi-Annually 3.487 1.198 108.482 A1/A+/A+ A1/---/--- WA 5.000 8/1/2027 Semi-Annually 3.405 2.604 116.006 ---/AA/--- ---/---/--- TX 3.000 8/15/2027 Semi-Annually 3.037 3.037 99.614 A1/A/--- AL 3.000 9/1/2028 Semi-Annually 3.058 3.058 99.362 A1/A/--- A1/---/--- SC 3.250 12/1/2028 Semi-Annually 3.383 3.383 98.555 Aa3/-/--- Aa3/---/--- CA 3.000 3/1/2029 Semi-Annually 3.124 3.124 98.605 Aa3/A+/A+ Aa3/---/--- CA 4.250 8/1/2029 Semi-Annually 3.411 2.965 109.477 ---/AA-/--- ---/---/--- PA 3.125 10/15/2029 Semi-Annually 3.18 3.18 99.363 Aa3/AA-/--- Aa3/---/--- FL 3.250 10/1/2030 Semi-Annually 3.387 3.387 98.353 A1/AA/--- AGMC ---/AA/--- AGMC ---/A-/--- TX 3.250 9/1/2031 Semi-Annually 3.422 3.422 97.849 A1/AA/--- SBAM A1/A/--- NJ 4.000 6/1/2033 Semi-Annually 3.474 3.186 107.052 A2/---/--- NJ 5.000 6/15/2033 Semi-Annually 4.267 3.547 109.225 A2/A-/A- Aa2/AA+/AA+ NATL Aa2/AA+/AA+ NY 4.750 6/15/2033 Semi-Annually 4.17 1.429 107.362 A1/AA/--- BAM A1/A+/--- CA 4.500 8/1/2033 Semi-Annually 3.919 3.453 107.565 Aa3/AA-/--- Aa3/---/--- NE 4.000 2/1/2035 Semi-Annually 3.568 3.204 106.114 ---/AA-/--- ---/---/--- PA 5.000 2/15/2036 Semi-Annually 4.025 3.041 113.704 Aa2/AA+/AA+ Aa2/---/--- IN 5.000 11/15/2036 Semi-Annually 4.543 1.221 106.255 ---/AA/AA CA 4.750 8/1/2037 Semi-Annually 4.176 1.218 108.289 ---/AA/--- ---/---/--- OH 5.000 10/1/2037 Semi-Annually 4.06 2.949 113.798 A1/A/A A1/---/--- CA 5.000 11/1/2038 Semi-Annually 4.05 3.093 114.357 Aa3/AA-/AA- ---/---/--- NY 5.000 12/15/2041 Semi-Annually 4.086 2.602 114.777 ---/A+/--- ---/---/--- CT 5.375 2/1/2042 Semi-Annually 5.287 5.287 101.25 A3/AA/AA MBIA Page 4 of 8 Please see the last page of this document for important disclosures Daily Fixed Income Offering Selection March 6, 2015 Treasury Rates TREASURIES Term Maturity Today's Yield 1 mo. Bill 4/2/2015 0.010 3 mos. Bill 6/4/2015 0.010 6 mos. Bill 9/3/2015 0.112 12 mos. Bill 3/3/2016 0.260 2 Year February 2017 0.723 5 Year February 2020 1.699 10 Year February 2025 2.240 30 Year February 2045 2.836 TD AMERITRADE Cash Rates Effective June 1, 2010. Subject to change without prior notice. Interest Rate Annual Percentage Yield <$1,999 0.00999% 0.01% $2,000.00 - $9,999.99 0.00999% 0.01% $10,000.00 - $24,999.99 0.00999% 0.01% $25,000.00 - $99,999.99 0.00999% 0.01% $100,000.00+ 0.00999% 0.01% Dollar Range TD Ameritrade FDIC Insured Deposit Account (IDA12)* Effective September 1, 2011. Subject to change without prior notice. Interest Rate Annual Percentage Yield $0.01-$4,999.99 0.00999% 0.01% $5,000.00 - $24,999.99 0.00999% 0.01% $25,000.00 - $99,999.99 0.00999% 0.01% $100,000.00 - $199,999.99 0.00999% 0.01% $200,000.00+ 0.00999% 0.01% Dollar Range Page 5 of 8 Please see the last page of this document for important disclosures Daily Fixed Income Offering Selection March 6, 2015 TD Asset Management USA Funds* Money Market Rate Table Effective Date: January 24, 2012 Portfolio 7-Day Current Yield 7-Day Effective Yield Sweep Vehicles TDAM Municipal Money Market Portfolio – Class A (ZTD79) TDAM California Municipal Money Market Portfolio – Class A (ZTD87) TDAM New York Municipal Money Market Portfolio – Class A (ZTD88) 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% Position Traded Funds TDAM Money Market Portfolio – Premium Class (NPLXX) 0.01% 0.01% $25k initial purchase minimum / $100k minimum household equity Please contact your service team for questions regarding Money Markets. Mutual fund investors should consider a Fund's investment objectives, risks, and charges and expenses carefully before investing. This, and other information regarding the Funds, is included in the prospectus, which may be obtained by calling 800-431-3500, option 1 or writing to TD AMERITRADE, Inc., P.O. Box 2209, Omaha, Nebraska 68103-2209. Please read the prospectus carefully prior to investing. Page 6 of 8 Please see the last page of this document for important disclosures Daily Fixed Income Offering Selection March 6, 2015 Performance information represents past performance and does not guarantee future results. Current performance may be lower or higher than the performance data quoted. Although the Funds have no transaction fees, there are other fees and expenses that apply to an investment in a Fund and these fees are described in the prospectus. The investment manager and its affiliates from time to time may waive certain of these fees or assume certain of these expenses in an effort to maintain certain net yields for the Funds. Accordingly, any waiver or expense reduction will have the effect of increasing yield to investors during the period of the expense reduction. Certain of each Fund’s fees are currently being waived voluntarily in an effort to maintain certain net yields. The performance information shown above reflects such voluntary fee waivers, which may be reduced or eliminated at any time. An investment in the Funds is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although the Funds seek to preserve the value of your investment at $1.00 per share, it is possible to lose money by investing in the Funds. The TDAM California Municipal Money Market Portfolio and TDAM New York Municipal Money Market Portfolio are non-diversified funds and there is no guarantee that their income will be exempt from federal or state income tax. Tax exempt portfolios may be subject to the alternative minimum tax. Prospective investors should consult their own professional advisers about the tax implications of making an investment in, or holding or disposing of, shares of a Fund, and about the tax implications of distributions of income from a Fund. Shares of the Funds are distributed by SEI Investments Distribution Co. * Cash in the IDA is held at TD Bank, N.A., TD Bank USA, N.A., or both. Assets at each bank will be eligible for FDIC insurance of up to $250,000 per depositor. Because there are two banks in the IDA program, IDA balances could be covered for up to $500,000 per depositor. TD Bank N.A. and TD Bank USA, N.A. are affiliates of TD Ameritrade. Interest rates paid on balances in the IDA are based on tiers. The previous day's closing balance determines eligibility for a particular tier each day. Simple interest is accrued daily based on the interest rate tier applicable to each day's balance, and is credited to your account on the last business day of the month. In accordance with the Client Agreement, TD Ameritrade may change the tiers and rates at its discretion and without notice and is not obligated to pay different rates between tiers. Rate changes may vary by program, location or arrangement. TD Bank, N.A. and TD Bank USA, N.A. (“the Banks”) use Insured Deposit Account balances to fund current and new investment and lending activity. The Banks seek to make a profit by achieving a positive spread between their cost of funds (for example, deposits) and the return on their assets, net of expenses. TD Ameritrade receives a fee from the Banks for marketing, recordkeeping, and support services in connection with the Insured Deposit Accounts. In exchange for providing these services, the Banks pay TD Ameritrade an aggregate marketing fee based on the weighted average yield earned on the client Insured Deposit Account balances, less the actual interest paid to clients, a servicing fee to the Banks of 25 basis points (subject to adjustment), and the cost of FDIC insurance premiums. TD Ameritrade has the right to waive all or part of this fee. The rate of the fee that TD Ameritrade receives may exceed the interest rate or effective yield that you receive in your balances in the Insured Deposit Accounts, and the payment of the fee reduces the yield that you receive. Other than the applicable fees charged on brokerage accounts, there will be no charges, fees, or commissions imposed on your account for this cash sweep feature. The current Insured Deposit Account interest rate will be disclosed on the TD Ameritrade website and may be changed without prior notice. ** Effective August 11, 2009. Subject to change without prior notice. Please call 800-431-3500, option 1 for current rates. Please Note: Investors should carefully consider the investment objectives and policies, risk considerations, charges and/or fees and ongoing expenses of any investment company security Unit Investment Trust or Structured Product before investing. A prospectus contains this and other important information. To learn how to obtain a prospectus containing this and other important information, please consult with our Fixed Income Trading Desk at 800-355-2297. Please read the prospectus carefully before you invest. Additionally, investors should consult their accounting, legal or tax advisor prior to investing. For a complete list or terms and definitions, please visit www.investinginbonds.com Diversification does not guarantee against loss. Investors should keep in mind that investing in UITs is typically a long-term strategy and should consider the tax consequences of, and their ability to pursue, investing in successive trusts. TD AMERITRADE does not provide tax advice. Please consult a qualified tax advisor with regard to your personal circumstances. Investment return and principal value will fluctuate depending on market conditions. When units are redeemed, they may be worth more or less than their original purchase price, depending on the value of the underlying securities at that time. Additionally, the trust may terminate earlier than the specified termination date as stated in the prospectus. Page 7 of 8 Please see the last page of this document for important disclosures Daily Fixed Income Offering Selection March 6, 2015 Structured Products are customizable, financially engineered investments designed, created and packaged together to provide a specific risk-return profile. Structured Products can be issued in Note or CD form and linked to a variety of underlying assets (equities, commodities, currencies, etc) with varying maturities and risks. Structured Products are pre-packaged investments and generally contain a derivative or option component. Investors should thoroughly review the risks associated with a Structured Product prior to making an investment. Structured Products are not suitable for all investors. Risks include but are not limited to a potential loss of principal, lack of liquidity prior to maturity or the possibility that at expiration the investor will own the reference asset at a cost basis above its current price. Before investing in a structured product, investors should carefully consider the product’s objectives, return potential, risks and expenses. Investors should read the Offering Circular carefully before investing. Structured investments can be used to enhance returns and provide various levels of principal protection. Structured Notes & CDs are investments that have some features of bonds (which pay regular income and offer principal protection) and equities or other assets which offer potential for greater returns than traditional fixed-income investments, but with a higher risk exposure. The following risks should be considered prior to investing in a Structured Product: the potential loss of principal, the return potential, a limited or potential lack of secondary market, a disparity between the price movement of the note and the value of the underlying assets and the credit quality of the issuer. For some products, while the redemption of principal is 100% protected at maturity, investors may realize a loss if the product is redeemed prior to maturity. TD Ameritrade does not provide tax advice. Tax consequences of Structured Products can be complex and depend on the holder’s individual circumstances. Clients should consult with a tax advisor with regard to their specific tax circumstances. Some Risk Factors of Structured Products: Potential Loss of Principal: An investment in a Structured Product may result in a loss of the initial investment. Additionally, principal protection only applies when the investment is held to maturity. Principal Protected Notes and CDs sold prior to maturity may result in a loss to the investor. No Dividends Payments or Voting Rights: Holders do not have voting rights and are not entitled to receive cash dividends or other distributions of the underlying asset(s). No guaranteed yield: An investor’s yield may be lower than the yield on other debt securities of comparable maturity. Lack of Liquidity: There may be little to no secondary market prior to maturity. Structured Products are intended to be "buy and hold" investments. Market price is influenced by many unpredictable factors: Several factors may influence the price of the Structured Investment in addition to the price movements of the underlying asset(s). These include economic, political, regulatory or judicial events and creditworthiness of the issuer. Credit of the Issuer: An investment in a Structured Product is subject to the credit risk of the issuer, and the issuer’s actual and perceived creditworthiness may affect the market value of the investment and their ability to honor the financial obligations associated with the investment. For a more detailed description of Risk Factors, please refer to the product’s official offering documents. Tax Considerations for principal protected notes Tax consequences of Structured Products can be complex and depend on the holders individual circumstances. Clients should consult with a tax advisor with regard to their specific tax circumstances. Please read the appropriate Tax Disclosure section of the offering document and consult with your own tax advisor before investing in any products. Closed-End Funds: There is no guarantee that a closed-end fund will achieve its investment objective(s). Past performance does not guarantee future results. The value of any closed-end fund will fluctuate with the value of the underlying securities and supply and demand in the secondary market. Until the original listing of a closed-end fund on an exchange, no closed-end fund's shares will have a history of public trading. Closed-end funds may trade at a premium or discount to their net asset value. Preferred Securities: Preferred securities are subject to market value fluctuations, given changes in the level of interest rates. For example, if interest rates rise, the value of these securities may decline. If preferred securities are sold prior to maturity, prices and yields may vary. Adverse changes in the credit quality of the issuer can negatively affect the market value of the securities. Preferred securities may include a call feature. If the security is called, holders of the securities may be forced to reinvest at a lower rate. Preferred stocks are also subject to other risks, including illiquidity and certain special redemption provisions. TD Ameritrade Institutional, Division of TD Ameritrade, Inc., member FINRA/SIPC/NFA. TD Ameritrade is a trademark jointly owned by TD Ameritrade IP Company, Inc. and the Toronto-Dominion Bank. © 2015 TD Ameritrade IP Company, Inc. All rights reserved. Used with permission. Page 8 of 8 Please see the last page of this document for important disclosures
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