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Daily Fixed Income Offering
Selection
April 14, 2015
The Daily Fixed Income Offering Selection provides you with a sample of fixed income offerings currently available through TD
Ameritrade Institutional. For more information on these securities, or any fixed income product offerings available through TD
Ameritrade Institutional, please contact a Specialist on the Institutional
Fixed Income Desk at 800-355-2297 or visit Veo® at Trading>Fixed Income>Offerings.
New Issue CDs
CDs
FDIC Insured up to applicable account lim it, Survivor Option (Eligibility and/or allow able put back quantities w ill vary by account type)
Brokered CD's are subject to interest rate-driven secondary market fluctuations, meaning, the resale prices of it
Qty
Market
Description
Coupon
Min/Incr/MBR
Execution
Pay Freq.
CUSIP
Maturity
995
Primary
1//
ADMIRALS BANK (RI)
007220AK2
Non-callable, 2 month
0.15
Close Date
Trade Date
4/22/2015
6/22/2015
4/21/2015
0.25
4/22/2015
Maturity
168
Primary
1//
CITIZENS BANK OF PENNSYLVANIA (PA)
17417QBE2
Non-callable, 3 month
7/22/2015
4/21/2015
0.25
4/22/2015
Maturity
823
Primary
1//
CITIZENS BANK NATIONAL ASSOCIATION (RI)
75524KEA8
Non-callable, 3 month
7/22/2015
4/21/2015
0.3
4/17/2015
Maturity
470
Primary
1//
STATE BANK OF INDIA (NY)
8562843Z5
Non-callable, 6 month
10/19/2015
4/16/2015
0.3
4/29/2015
Maturity
175
Primary
1//
EVERBANK (FL)
29976DWS5
Non-callable, 6 month
10/29/2015
4/28/2015
0.3
4/22/2015
Maturity
985
Primary
1//
SANTANDER BANK NA (DE)
80280JER8
Non-callable, 9 month
1/22/2016
4/21/2015
0.35
4/22/2015
Maturity
805
Primary
1//
GOLDMAN SACHS BANK USA (NY)
38148JRQ6
Non-callable, 1 year
4/22/2016
4/21/2015
0.3
4/22/2015
Maturity
1000
Primary
1//
PEOPLES UNITED BANK (CT)
71270QMW3
Non-callable, 1 year
4/22/2016
4/21/2015
0.4
4/22/2015
Maturity
941
Primary
1//
SANTANDER BANK NA (DE)
80280JES6
Non-callable, 1 year
4/22/2016
4/21/2015
0.55
4/16/2015
Maturity
95
Primary
1//
THE CITIZENS STATE BANK (OK)
17669WFD2
Non-callable, 18 month
10/17/2016
4/15/2015
0.55
4/22/2015
Monthly
970
Primary
1//
GOLDMAN SACHS BANK USA (NY)
38148JRH6
Non-callable, 18 month
10/24/2016
4/21/2015
0.85
4/22/2015
Semi-Annual
875
Primary
1//
GOLDMAN SACHS BANK USA (NY)
38148JRM5
Non-callable, 2 year
4/24/2017
4/21/2015
0.85
4/20/2015
Semi-Annual
430
Primary
1//
IBERIABANK (LA)
45083AEM0
Non-callable, 30 month
10/20/2017
4/17/2015
1
4/22/2015
Semi-Annual
747
Primary
1//
GOLDMAN SACHS BANK (NY)
38148JRN3
Non-callable, 30 month
10/23/2017
4/21/2015
1.15
4/22/2015
Semi-Annual
455
Primary
1//
GOLDMAN SACHS BANK USA (NY)
38148JRJ2
Non-callable, 3 year
4/23/2018
4/21/2015
1.5
4/30/2015
Semi-Annual
994
Primary
1//
JP MORGAN CHASE (OH)
48125YBM5
Callable, 4 year
4/30/2019
4/29/2015
1.75
4/30/2015
Monthly
796
Primary
1//
JP MORGAN CHASE BANK (OH)
48125YBL7
Callable, 4.5 year
10/30/2019
4/29/2015
1.85
4/17/2015
Monthly
330
Primary
1//
SYNCHRONY BANK (UT)
87164YGH1
Non-callable, 5 year
4/17/2020
4/16/2015
1.9
4/22/2015
Semi-Annual
987
Primary
1//
GOLDMAN SACHS BANK USA (NY)
38148JRS2
Non-callable, 5 year
4/22/2020
4/21/2015
2.2
4/22/2015
Semi-Annual
760
Primary
1//
GOLDMAN SACHS BANK USA (NY)
38148JRG8
Non-callable, 6 year
4/22/2021
4/21/2015
2.3
4/17/2015
Semi-Annual
411
Primary
1//
SYNCHRONY BANK (UT)
87164YGK4
Non-callable, 7 year
4/18/2022
4/16/2015
2.4
4/22/2015
Semi-Annual
958
Primary
1//
GOLDMAN SACHS BANK USA (NY)
38148JRP8
Non-callable, 7 year
4/22/2022
4/21/2015
2.85
4/17/2015
Semi-Annual
242
Primary
1//
SYNCHRONY BANK (UT)
4/17/2025
4/16/2015
GOLDMAN SACHS BANK USA (NY)
87164YGL2
Non-callable, 10 year
2.95
4/22/2015
38148JRT0
4/22/2025
4/21/2015
Semi-Annual
681
Primary
1//
Non-callable, 10 year
Semi-Annual
Page 1 of 9
Please see the last page of this document for important disclosures
Daily Fixed Income Offering
Selection
April 14, 2015
New Issue Structured CDs
Goldman Sachs Bank USA (NY) Step-Up CDs
Issuer:
Rating:
Coupons:
Maturity:
Payment:
Call Status:
CUSIP:
Survivors Option:
Goldman Sachs Bank USA (NY)
FDIC Limits up to applicable limits.
Steps: 2.00% till 04/22/2019,
3.00% till 04/22/2023,
5.00% till 04/22/2024,
7.00% till 04/22/2025 (YTM 3.09)
04/22/2025 (10 year)
Semi-Pay
04/22/2016 @ 100 @ semi-annually thereafter
38148JQM6
Yes- Up to applicable limits
JP Morgan Chase Bank Step-Up CDs
Issuer:
Rating:
Coupons:
Maturity:
Payment:
Call Status:
CUSIP:
Survivors Option:
JP Morgan Chase Bank
FDIC Limits up to applicable limits.
Steps: 1.50% till 04/22/2018,
1.75% till 04/22/2019,
3.00% till 04/22/2021,
4.50% till 04/22/2022,
7.00% till 10/22/2022.
YTM is 2.63 if not called
10/22/2022 (7.5 Year)
Quarterly Pay
10/22/15 @ 100 and quarterly thereafter
48125YAV6
Yes- Up to applicable limits
Page 2 of 9
Please see the last page of this document for important disclosures
Daily Fixed Income Offering
Selection
April 14, 2015
New Issue Structured Notes
Morgan Stanley Structured Notes
Holders ARE subject to the CREDIT of Morgan Stanley
Issuer:
Ratings:
Coupon:
Maturity Date:
Underlying
Coupon Barrier:
Principal Barrier level:
Morgan Stanley
Baa2/A-(Negative Outlook)
*7.00%
4/30/2025 (10 Year)
RTY Index (The Russell 2000)
*Observed Monthly subject to RTY greater than or equal
to 70% of initial level
50% Principal Barrier Level - observed once at maturity
(100% principal at risk)
•
If RTY index is at or above 50% of its initial level
at maturity the notes will mature at par.
•
If RTY index is below 50% of its initial level at
maturity you will lose 1% of the principal amount of
your Notes for every 1% that the Index Return is down.
Accrual:
Payment:
Callable
CUSIP:
Price:
Pricing Date:
Principal at risk
(You may lose up to 100% of the principal amount of
your Notes)
Monthly
Monthly-Pay (min coupon 0%)
Callable 4/30/2016 @ 100 and monthly thereafter
61761JYJ2
100.00
04/27/2015
YES
Page 3 of 9
Please see the last page of this document for important disclosures
Daily Fixed Income Offering
Selection
April 14, 2015
Secondary Corporate Offerings
Corporate Offerings
CUSIP
Qty
Issue
38141GEE0
50
GOLDMAN SACHS GROUP INC Non
Callable, Spec Redemp, NYBE GS
708696BP3
25
PENNSYLVANIA ELEC CO Non Callable,
Make Whole Calls, MBIA-IBC
26054LA29
34540TJF0
36966R7J9
98310WAL2
695156AQ2
502413BD8
38141EH36
26054LZH9
457153AG9
189754AA2
38141EF87
620076AP4
36966TEM0
36966TGE6
36966TGM8
38143CEA5
36966TCE0
DOW CHEM CO SR INTERNOTES
Callable, Next Call 03-15-2016 @
100.000, Spec Redemp
FORD MOTOR CREDIT COMPANY
27 Callable, Next Call 03-20-2016 @
100.000, Spec Redemp
GE CAPITAL INTERNOTES Non
10
Callable, Spec Redemp, NYBE
WYNDHAM WORLDWIDE CORP Cont
45 Callable, Make Whole Calls, Spec
Redemp, NYBE
PACKAGING CORP AMER Cont
Callable, Make Whole Calls, Spec
25
Redemp, NYBE, SUBSIDIARY
GUARANTORS
L-3 COMMUNICATIONS CORP Cont
Callable, Make Whole Calls, Spec
47
Redemp, NYBE, SUBSIDIARY
GUARANTORS
GOLDMAN SACHS GRP INC MTN BE
122
Non Callable, Spec Redemp, NYBE
DOW CHEM CO SR INTERNOTES
6
Callable, Next Call 12-15-2015 @
100.000, Spec Redemp
INGRAM MICRO INC Cont Callable,
180 Make Whole Calls, Spec Redemp,
NYBE
COACH INC Cont Callable, Make Whole
103
Calls, Spec Redemp, NYBE
GOLDMAN SACHS GRP INC MTN BE
20
Non Callable, Spec Redemp
12
15
Coupon
Maturity
Pay Frequency
YTM
YTW
Price
Baa1/A-/A
5.35
1/15/2016
Semi-Annually
0.813
0.813
103.359
A3/AA-/---
6.625
4/1/2019
Semi-Annually
3.204
3.204
112.611
Baa2/BBB/---
2.9
3/15/2022
Semi-Annually
2.848
2.537
100.323
Baa3/BBB-/---
3
3/20/2022
Semi-Annually
2.907
2.365
100.575
A1/AA+/---
4.25
8/15/2022
Semi-Annually
2.826
2.826
109.364
Baa3/BBB-/BBB-
3.9
3/1/2023
Semi-Annually
3.462
3.451
102.99
Baa3/BBB/---
4.5
11/1/2023
Semi-Annually
3.357
3.329
108.423
Baa3/BBB-/BBB-
3.95
5/28/2024
Semi-Annually
3.511
3.502
103.392
Baa1/A-/---
4.05
9/15/2024
Monthly
3.501
3.501
104.398
Baa2/BBB/---
3.6
12/15/2024
Semi-Annually
3.538
2.829
100.498
Baa3/BBB-/BBB-
4.95
12/15/2024
Semi-Annually
4.23
4.216
105.656
Baa2/BBB-/BBB
4.25
4/1/2025
Semi-Annually
3.896
3.889
102.889
Baa1/A-/---
4.5
8/15/2027
Monthly
3.935
3.935
105.515
6.5
11/15/2028
Semi-Annually
4.763
4.763
117.217
A1/AA+/---
4.35
2/15/2032
Semi-Annually
3.978
3.978
104.532
A1/AA+/---
4
8/17/2032
Monthly
3.93
1.368
100.875
A1/AA+/---
4
9/17/2032
Quarterly
3.95
2.491
100.623
Baa1/A-/---
5
9/15/2033
Monthly
4.693
4.693
103.775
A1/AA+/---
5.25
6/15/2034
Semi-Annually
4.325
4.325
111.959
MOTOROLA SOLUTIONS INC Non
Baa2/BBB/BBB
Callable, Make Whole Calls, NYBE MOT
GENERAL ELECTRIC CAPITAL CORP
Non Callable, Spec Redemp
GENERAL ELECTRIC CAPITAL CORP
25 Callable, Next Call 08-17-2015 @
100.000, Spec Redemp, NYBE
GENERAL ELECTRIC CAPITAL CORP
112 Callable, Next Call 09-17-2015 @
100.000, Spec Redemp, NYBE
GOLDMAN SACHS GROUP INC Non
105
Callable, Spec Redemp, NYBE
GENERAL ELECTRIC CAPITAL CORP
4
Non Callable, Spec Redemp, NYBE
35
Ratings
Page 4 of 9
Please see the last page of this document for important disclosures
Daily Fixed Income Offering
Selection
April 14, 2015
Municipal Offerings
Municipal Offerings
CUSIP
Qty
692160MD3
180
6461355R0
75
373384JM9
10
645918T86
50
071365 E55
10
222867CS0
20
777352AT2
100
95855RBH8
25
70917SRH8
250
870262FR8
150
914399LF5
50
13033LCB1
50
914233A84
95
54811BKJ9
15
109754BS9
50
797683GQ6
305
56045RBJ7
20
66285WAU0
50
843059AY2
10
19648AGV1
10
529050DE3
45
59259RU93
100
574217K95
5
494782JL0
20
896858BK2
20
64990EFM4
30
64972F3C8
50
Issue
OYSTER BAY N Y GO BDS Ser 2014, Non
Callable
NEW JERSEY ST TRANSN TR FD AUT TRANSN
SYS BDS Ser 2005 B, Non Callable
GEORGIA ST GO BDS Ser 2009B, Callable, Next
Call 01-01-2019 @ 100.000
NEW JERSEY ECONOMIC DEV AUTH R SCH
FACS CONSTR REF Ser 2013 NN, Callable, Next
Call 03-01-2023 @ 100.000
BATTLE CREEK MICH GO LTD TAX REF BDS
Ser 2013, Callable, Next Call 05-01-2018 @
100.000, Subject to Income Tax, Mandatory
Sinking Fund
COVENTRY OHIO LOC SCH DIST SUM GO SCH
IMPT BDS Callable, Next Call 11-01-2021 @
100.000
ROSEDALE-RIO BRAVO CALIF WTR S COPS
Ser 2010, Callable, Next Call 01-01-2020 @
100.000, Bank Qualified
WESTERN MARICOPA ED CTR DIST N SCH
IMPT BDS Ser 2014 B, Callable, Next Call 07-012024 @ 100.000
PENNSYLVANIA ST HIGHER EDL FACS AUTH
REV REV BDS URSINUS COLLEGE Ser 2015,
Callable, Next Call 01-01-2025 @ 100.000,
Mandatory Sinking Fund
SWEDESBORO WOOLWICH N J CONS SCH
DIST REF SCH BDS Callable, Next Call 02-152025 @ 100.000
UNIVERSITY OF MAINE SYSTEM REF REV BDS
Ser 2013, Callable, Next Call 03-01-2023 @
100.000
CALIFORNIA HEALTH FACS FING AU REV BDS
ST JOSEPH HEALTH SYSTEM Ser 2009A,
Callable, Next Call 07-01-2019 @ 100.000,
Mandatory Sinking Fund
UNIVERSITY CONN GO BDS Ser 2015A,
Callable, Next Call 02-15-2025 @ 100.000
LOWER COLO RIV AUTH TEX TRANSM REF
IMPT REV BDS LCRA TRANSMISSION SVCS
CORP Ser 2010, Callable, Next Call 05-15-2020
@ 100.000, Mandatory Sinking Fund
BRISTOL BORO PA SCH DIST GO BDS Ser
2007, Callable, Next Call 09-01-2016 @ 100.000,
Mandatory Sinking Fund
SAN FRANCISCO CALIF CMNTY COLL GO REF
BDS Ser 2015, Callable, Next Call 06-15-2025 @
100.000
MAINE MUN BD BK REV BDS Ser 2011A,
Callable, Next Call 11-01-2020 @ 100.000
NORTH TEX TWY AUTH REV FIRST TIER REF
REV BDS Ser 2008A, Callable, Next Call 01-012018 @ 100.000, Mandatory Sinking Fund
SOUTHERN HUMBOLDT CALIF JT UNI G O BDS
Ser SERIES A, Callable, Next Call 08-01-2020 @
100.000, Bank Qualified
COLORADO HEALTH FACS AUTH REV REV BDS
CATHOLIC HEALTH INITIATIVES Ser 2006 C-5,
Callable, Next Call 05-01-2018 @ 100.000,
Mandatory Sinking Fund
LEXINGTON CNTY S C HEALTH SVCS HOSP
REV REF BDS LEXINGTON MED CTR Ser 2007,
Callable, Next Call 11-01-2017 @ 100.000,
Mandatory Sinking Fund
METROPOLITAN TRANSN AUTH N Y R TRANS
REV BDS Ser 2006B, Callable, Next Call 11-152016 @ 100.000, Mandatory Sinking Fund
MARYLAND ST HEALTH & HIGHER ED REV BDS
MERCY MED CTR Ser 2007A, Callable, Next Call
07-01-2017 @ 100.000, Mandatory Sinking Fund
KING CNTY WASH PUB HOSP DIST N LTGO
REF BDS Ser A, Callable, Next Call 06-01-2018
@ 100.000, Mandatory Sinking Fund
TRIVIEW COLO MET DIST GO REF BDS Ser
2009, Callable, Next Call 11-01-2019 @ 100.000,
Mandatory Sinking Fund
NEW YORK ST DORM AUTH ST PERS REV BDS
Ser 2012B, Callable, Next Call 03-15-2022 @
100.000, Mandatory Sinking Fund
NEW YORK N Y CITY MUN WTR FIN REV BDS
Ser 2011GG, Callable, Next Call 06-15-2021 @
100.000, Mandatory Sinking Fund
Ratings
Insurer Underlying State Coupon
---/AA/---
AGMC
A2/AA-/A-
MBIA
---/BBB/---
Maturity
Pay Frequency
YTM
YTW
Price
NY
3.250
8/1/2021
Semi-Annually
2.061
2.061
106.978
A2/A-/A-
NJ
5.500
12/15/2021
Semi-Annually
2.723
2.723
116.808
Aaa/AAA/AAA
Aaa/---/---
GA
4.000
1/1/2023
Semi-Annually
2.642
1.387
109.406
A2/A-/A-
A2/---/---
NJ
5.000
3/1/2025
Semi-Annually
3.561
3.274
111.886
Aa3/AA/---
MI
5.000
5/1/2025
Semi-Annually
4.266
2.94
105.945
Aa2/-/---
Baa1/---/---
OH
5.000
11/1/2025
Semi-Annually
3.329
2.538
114.747
---/A/---
---/---/---
CA
4.000
1/1/2028
Semi-Annually
3.376
2.547
106.401
---/AA-/---
---/---/---
AZ
4.000
7/1/2028
Semi-Annually
3.042
2.721
110.351
---/A-/---
---/---/---
PA
3.250
1/1/2029
Semi-Annually
3.39
3.39
98.477
---/AA-/---
---/---/---
NJ
3.000
2/15/2029
Semi-Annually
3.147
3.147
98.358
---/AA-/---
---/---/---
ME
4.000
3/1/2029
Semi-Annually
3.364
2.995
106.996
A1/AA-/AA-
A1/---/---
CA
5.500
7/1/2029
Semi-Annually
4.005
1.539
116.07
Aa3/AA/AA-
Aa3/---/---
CT
3.125
2/15/2030
Semi-Annually
3.206
3.206
99.047
A2/A/A+
A2/---/---
TX
5.000
5/15/2030
Semi-Annually
4.004
2.631
111.188
---/A/---
PA
4.250
3/1/2031
Semi-Annually
3.882
1.067
104.323
Aa3/AA/AA
A2/AA/---
BAM
FSA
Aa3/A/---
Aa3/---/---
CA
3.250
6/15/2031
Semi-Annually
3.309
3.309
99.261
---/AA+/A+
---/---/---
ME
4.625
11/1/2031
Semi-Annually
3.907
2.916
108.68
A2/A-/---
A2/---/---
TX
5.625
1/1/2033
Semi-Annually
4.664
1.292
111.482
A1/AA/---
AGMC
A1/A+/---
CA
4.250
8/1/2033
Semi-Annually
3.786
2.999
106.072
A2/AA/A+
FSA
A2/A/A+
CO
5.000
9/1/2036
Semi-Annually
4.455
2.441
107.452
A1/---/---
SC
5.000
11/1/2036
Semi-Annually
4.403
1.666
108.254
A2/AA-/A
NY
4.500
11/15/2036
Semi-Annually
4.093
0.796
105.796
Baa2/---/---
MD
5.000
7/1/2037
Semi-Annually
4.832
3.916
102.263
A2/A/---
WA
5.000
12/1/2037
Semi-Annually
4.414
2.226
108.32
---/A-/---
---/---/---
CO
4.750
11/1/2039
Semi-Annually
4.218
2.838
108.088
Aa1/AAA/AA+
Aa1/---/---
NY
5.000
3/15/2042
Semi-Annually
4.076
2.611
115.014
Aa2/AA+/AA+
Aa2/---/---
NY
5.000
6/15/2043
Semi-Annually
4.139
2.492
114.241
A1/AA-/AA-
A2/AA/A
SAGMC
Baa2/BBB/---
A2/AA/---
AGC
Page 5 of 9
Please see the last page of this document for important disclosures
Daily Fixed Income Offering
Selection
April 14, 2015
Treasury Rates
TREASURIES
Term
Maturity
Today's Yield
1 mo. Bill
5/7/2015
0.005
3 mos. Bill
7/16/2015
0.010
6 mos. Bill
10/15/2015
0.091
12 mos. Bill
3/31/2016
0.209
2 Year
March 2017
0.500
5 Year
March 2020
1.310
10 Year
February 2025
1.861
30 Year
February 2045
2.498
TD AMERITRADE Cash Rates
Effective June 1, 2010. Subject to change without prior notice.
Interest Rate
Annual Percentage
Yield
<$1,999
0.00999%
0.01%
$2,000.00 - $9,999.99
0.00999%
0.01%
$10,000.00 - $24,999.99
0.00999%
0.01%
$25,000.00 - $99,999.99
0.00999%
0.01%
$100,000.00+
0.00999%
0.01%
Dollar Range
TD Ameritrade FDIC Insured Deposit Account (IDA12)*
Effective September 1, 2011. Subject to change without prior notice.
Interest Rate
Annual Percentage
Yield
$0.01-$4,999.99
0.00999%
0.01%
$5,000.00 - $24,999.99
0.00999%
0.01%
$25,000.00 - $99,999.99
0.00999%
0.01%
$100,000.00 - $199,999.99
0.00999%
0.01%
$200,000.00+
0.00999%
0.01%
Dollar Range
Page 6 of 9
Please see the last page of this document for important disclosures
Daily Fixed Income Offering
Selection
April 14, 2015
TD Asset Management USA Funds*
Money Market Rate Table Effective Date: January 24, 2012
Portfolio
7-Day
Current
Yield
7-Day Effective Yield
Sweep Vehicles
TDAM Municipal Money
Market Portfolio – Class A
(ZTD79)
TDAM California Municipal
Money Market Portfolio –
Class A (ZTD87)
TDAM New York Municipal
Money Market Portfolio –
Class A (ZTD88)
0.01%
0.01%
0.01%
0.01%
0.01%
0.01%
Position Traded Funds
TDAM Money Market
Portfolio – Premium Class
(NPLXX)
0.01%
0.01%
$25k initial purchase minimum / $100k
minimum household equity
Please contact your service team for questions regarding Money Markets.
Mutual fund investors should consider a Fund's investment objectives, risks, and charges and expenses
carefully before investing. This, and other information regarding the Funds, is included in the prospectus,
which may be obtained by calling 800-431-3500, option 1 or writing to TD AMERITRADE, Inc., P.O. Box 2209,
Omaha, Nebraska 68103-2209. Please read the prospectus carefully prior to investing.
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Daily Fixed Income Offering
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April 14, 2015
Performance information represents past performance and does not guarantee future results. Current performance may be lower or
higher than the performance data quoted.
Although the Funds have no transaction fees, there are other fees and expenses that apply to an investment in a Fund and these
fees are described in the prospectus. The investment manager and its affiliates from time to time may waive certain of these fees or
assume certain of these expenses in an effort to maintain certain net yields for the Funds. Accordingly, any waiver or expense
reduction will have the effect of increasing yield to investors during the period of the expense reduction. Certain of each Fund’s fees
are currently being waived voluntarily in an effort to maintain certain net yields. The performance information shown above reflects
such voluntary fee waivers, which may be reduced or eliminated at any time.
An investment in the Funds is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government
agency. Although the Funds seek to preserve the value of your investment at $1.00 per share, it is possible to lose money by
investing in the Funds.
The TDAM California Municipal Money Market Portfolio and TDAM New York Municipal Money Market Portfolio are non-diversified
funds and there is no guarantee that their income will be exempt from federal or state income tax. Tax exempt portfolios may be
subject to the alternative minimum tax.
Prospective investors should consult their own professional advisers about the tax implications of making an investment in, or
holding or disposing of, shares of a Fund, and about the tax implications of distributions of income from a Fund.
Shares of the Funds are distributed by SEI Investments Distribution Co.
* Cash in the IDA is held at TD Bank, N.A., TD Bank USA, N.A., or both. Assets at each bank will be eligible for FDIC insurance of
up to $250,000 per depositor. Because there are two banks in the IDA program, IDA balances could be covered for up to $500,000
per depositor. TD Bank N.A. and TD Bank USA, N.A. are affiliates of TD Ameritrade.
Interest rates paid on balances in the IDA are based on tiers. The previous day's closing balance determines eligibility for a
particular tier each day. Simple interest is accrued daily based on the interest rate tier applicable to each day's balance, and is
credited to your account on the last business day of the month. In accordance with the Client Agreement, TD Ameritrade may
change the tiers and rates at its discretion and without notice and is not obligated to pay different rates between tiers. Rate changes
may vary by program, location or arrangement.
TD Bank, N.A. and TD Bank USA, N.A. (“the Banks”) use Insured Deposit Account balances to fund current and new investment
and lending activity. The Banks seek to make a profit by achieving a positive spread between their cost of funds (for example,
deposits) and the return on their assets, net of expenses. TD Ameritrade receives a fee from the Banks for marketing,
recordkeeping, and support services in connection with the Insured Deposit Accounts. In exchange for providing these services, the
Banks pay TD Ameritrade an aggregate marketing fee based on the weighted average yield earned on the client Insured Deposit
Account balances, less the actual interest paid to clients, a servicing fee to the Banks of 25 basis points (subject to adjustment), and
the cost of FDIC insurance premiums. TD Ameritrade has the right to waive all or part of this fee. The rate of the fee that TD
Ameritrade receives may exceed the interest rate or effective yield that you receive in your balances in the Insured Deposit
Accounts, and the payment of the fee reduces the yield that you receive. Other than the applicable fees charged on brokerage
accounts, there will be no charges, fees, or commissions imposed on your account for this cash sweep feature. The current Insured
Deposit Account interest rate will be disclosed on the TD Ameritrade website and may be changed without prior notice.
** Effective August 11, 2009. Subject to change without prior notice. Please call 800-431-3500, option 1 for current rates.
Please Note: Investors should carefully consider the investment objectives and policies, risk considerations, charges
and/or fees and ongoing expenses of any investment company security Unit Investment Trust or Structured Product
before investing. A prospectus contains this and other important information. To learn how to obtain a prospectus
containing this and other important information, please consult with our Fixed Income Trading Desk at 800-355-2297.
Please read the prospectus carefully before you invest. Additionally, investors should consult their accounting, legal
or tax advisor prior to investing.
For a complete list or terms and definitions, please visit www.investinginbonds.com
Diversification does not guarantee against loss.
Investors should keep in mind that investing in UITs is typically a long-term strategy and should consider the tax consequences of,
and their ability to pursue, investing in successive trusts. TD AMERITRADE does not provide tax advice. Please consult a qualified
tax advisor with regard to your personal circumstances. Investment return and principal value will fluctuate depending on market
conditions. When units are redeemed, they may be worth more or less than their original purchase price, depending on the value of
the underlying securities at that time.
Additionally, the trust may terminate earlier than the specified termination date as stated in the prospectus.
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Daily Fixed Income Offering
Selection
April 14, 2015
Structured Products are customizable, financially engineered investments designed, created and packaged together to provide a
specific risk-return profile. Structured Products can be issued in Note or CD form and linked to a variety of underlying assets
(equities, commodities, currencies, etc) with varying maturities and risks. Structured Products are pre-packaged investments and
generally contain a derivative or option component. Investors should thoroughly review the risks associated with a Structured
Product prior to making an investment. Structured Products are not suitable for all investors. Risks include but are not limited to a
potential loss of principal, lack of liquidity prior to maturity or the possibility that at expiration the investor will own the reference asset
at a cost basis above its current price. Before investing in a structured product, investors should carefully consider the product’s
objectives, return potential, risks and expenses. Investors should read the Offering Circular carefully before investing.
Structured investments can be used to enhance returns and provide various levels of principal protection. Structured Notes & CDs
are investments that have some features of bonds (which pay regular income and offer principal protection) and equities or other
assets which offer potential for greater returns than traditional fixed-income investments, but with a higher risk exposure.
The following risks should be considered prior to investing in a Structured Product: the potential loss of principal, the return potential,
a limited or potential lack of secondary market, a disparity between the price movement of the note and the value of the underlying
assets and the credit quality of the issuer.
For some products, while the redemption of principal is 100% protected at maturity, investors may realize a loss if the product is
redeemed prior to maturity.
TD Ameritrade does not provide tax advice. Tax consequences of Structured Products can be complex and depend on the holder’s
individual circumstances. Clients should consult with a tax advisor with regard to their specific tax circumstances.
Some Risk Factors of Structured Products:
Potential Loss of Principal: An investment in a Structured Product may result in a loss of the initial investment. Additionally,
principal protection only applies when the investment is held to maturity. Principal Protected Notes and CDs sold prior to maturity
may result in a loss to the investor.
No Dividends Payments or Voting Rights: Holders do not have voting rights and are not entitled to receive cash dividends or
other distributions of the underlying asset(s).
No guaranteed yield: An investor’s yield may be lower than the yield on other debt securities of comparable maturity.
Lack of Liquidity: There may be little to no secondary market prior to maturity. Structured Products are intended to be "buy and
hold" investments.
Market price is influenced by many unpredictable factors: Several factors may influence the price of the Structured Investment
in addition to the price movements of the underlying asset(s). These include economic, political, regulatory or judicial events and
creditworthiness of the issuer.
Credit of the Issuer: An investment in a Structured Product is subject to the credit risk of the issuer, and the issuer’s actual and
perceived creditworthiness may affect the market value of the investment and their ability to honor the financial obligations
associated with the investment.
For a more detailed description of Risk Factors, please refer to the product’s official offering documents.
Tax Considerations for principal protected notes
Tax consequences of Structured Products can be complex and depend on the holders individual circumstances. Clients should
consult with a tax advisor with regard to their specific tax circumstances.
Please read the appropriate Tax Disclosure section of the offering document and consult with your own tax advisor before
investing in any products.
Closed-End Funds: There is no guarantee that a closed-end fund will achieve its investment objective(s). Past performance does
not guarantee future results. The value of any closed-end fund will fluctuate with the value of the underlying securities and supply
and demand in the secondary market. Until the original listing of a closed-end fund on an exchange, no closed-end fund's shares
will have a history of public trading. Closed-end funds may trade at a premium or discount to their net asset value.
Preferred Securities: Preferred securities are subject to market value fluctuations, given changes in the level of interest rates. For
example, if interest rates rise, the value of these securities may decline. If preferred securities are sold prior to maturity, prices and
yields may vary. Adverse changes in the credit quality of the issuer can negatively affect the market value of the securities.
Preferred securities may include a call feature. If the security is called, holders of the securities may be forced to reinvest at a lower
rate. Preferred stocks are also subject to other risks, including illiquidity and certain special redemption provisions.
TD Ameritrade Institutional, Division of TD Ameritrade, Inc., member FINRA/SIPC/NFA. TD Ameritrade is a
trademark jointly owned by TD Ameritrade IP Company, Inc. and the Toronto-Dominion Bank. © 2015 TD
Ameritrade IP Company, Inc. All rights reserved. Used with permission.
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Please see the last page of this document for important disclosures