Daily Fixed Income Offering Selection December 23, 2014 The Daily Fixed Income Offering Selection provides you with a sample of fixed income offerings currently available through TD Ameritrade Institutional. For more information on these securities, or any fixed income product offerings available through TD Ameritrade Institutional, please contact a Specialist on the Institutional Fixed Income Desk at 800-355-2297 or visit Veo® at Trading>Fixed Income>Offerings. New Issue CDs CDs FDIC Ins ured up to applicable account lim it, Survivor Option (Eligibility and/or allow able put back quantities w ill vary by account type) Brokered CD's are subject to interest rate-driven secondary market f luctuations, meaning, the resale prices of it Qty Market Description Coupon Min/Incr/MBR Execution Pay Freq. CUSIP Maturity 836 Primary 1// BERKSHIRE BANK (MA) Temp 0.3 Non-callable, oh, tx 3 month Close Date Trade Date 12/30/2014 3/30/2015 12/29/2014 0.45 12/29/2014 Maturity 230 Primary 1// EVERBANK (FL) 29976DUL2 Non-callable, 3 month 4/2/2015 12/26/2014 0.4 12/31/2014 Maturity 38 Primary 1// ENERBANK USA (UT) 29266NG50 Non-callable, 6 month 6/30/2015 12/30/2014 0.3 12/30/2014 Monthly 691 Primary 1// SAFRA NATIONAL BANK (NY) 78658QJX2 Non-callable, 6 month 6/30/2015 12/29/2014 0.45 12/30/2014 Maturity 895 Primary 1// PACIFIC WESTERN BANK (CA) 69506YBS7 Non-callable, 9 month 9/30/2015 12/29/2014 0.4 12/30/2014 Monthly 973 Primary 1// SAFRA NATIONAL BANK (NY) 78658QJY0 Non-callable, 9 month 9/30/2015 12/29/2014 0.5 12/30/2014 Maturity 436 Primary 1// SAFRA NATIONAL BANK (NY) 78658QJZ7 Non-callable, 1 year 12/30/2015 12/29/2014 0.5 12/30/2014 Maturity 336 Primary 1// SYNOVUS BANK (GA) 87164DGG9 Non-callable, 1 year 12/30/2015 12/29/2014 0.65 12/31/2014 Maturity 850 Primary 1// GOLDMAN SACHS BANK USA (NY) 38148JFT3 Non-callable, 18 month 6/30/2016 12/30/2014 0.65 12/30/2014 Semi-Annual 130 Primary 1// UNITED BANK (CT) 909552AR2 Non-callable, 18 month 6/30/2016 12/29/2014 0.75 12/29/2014 Semi-Annual 895 Primary 1// EVERBANK (FL) 29976DUS7 Non-callable, 2 year 1/3/2017 12/26/2014 1.05 12/31/2014 Semi-Annual 654 Primary 1// GOLDMAN SACHS BANK USA (NY) 38148JFU0 Non-callable, 2 year 1/3/2017 12/30/2014 1.15 12/31/2014 Semi-Annual 969 Primary 1// GOLDMAN SACHS BANK USA (NY) 38148JFV8 Non-callable, 30 month 6/30/2017 12/30/2014 1.5 12/31/2014 Semi-Annual 472 Primary 1// GOLDMAN SACHS BANK USA (NY) 38148JFW6 Non-callable, 3 year 1/2/2018 12/30/2014 1.4 12/31/2014 Semi-Annual 994 Primary 1// BANK OF NORTH CAROLINA (NC) 06414QTX7 Non-callable, 39 month 3/29/2018 12/30/2014 1.5 12/31/2014 Monthly 999 Primary 1// BANK OF NORTH CAROLINA (NC) 06414QTY5 Non-callable, 42 month 6/29/2018 12/30/2014 1.9 12/31/2014 Monthly 762 Primary 1// GOLDMAN SACHS BANK USA (NY) 38148JFX4 Non-callable, 4 year 12/31/2018 12/30/2014 2.2 12/31/2014 Semi-Annual 669 Primary 1// GOLDMAN SACHS BANK USA (NY) 38148JFY2 Non-callable, 5 year 12/31/2019 12/30/2014 2.3 12/31/2014 Semi-Annual 807 Primary 1// GOLDMAN SACHS BANK USA (NY) 38148JFZ9 Non-callable, 6 year 12/31/2020 12/30/2014 2.5 12/31/2014 Semi-Annual 926 Primary 1// DISCOVER BANK (DE) Temp Non-callable, 7 year 12/31/2021 12/30/2014 2.55 12/31/2014 Semi-Annual 933 Primary 1// GOLDMAN SACHS BANK USA (NY) 38148JGA3 Non-callable, 7 year 1/3/2022 12/30/2014 2.9 12/31/2014 Semi-Annual 988 Primary 1// GOLDMAN SACHS BANK USA (NY) 38148JGB1 Non-callable, 9 year 1/2/2024 12/30/2014 3.1 12/31/2014 Semi-Annual 700 Primary 1// GOLDMAN SACHS BANK USA (NY) 12/31/2024 12/30/2014 DISCOVER BANK (DE) 38148JGC9 Non-callable, 10 year 2.95 12/31/2014 Temp 12/31/2024 12/30/2014 Semi-Annual 1000 Primary 1// Non-callable, 10 year Semi-Annual Page 1 of 7 Please see the last page of this document for important disclosures Daily Fixed Income Offering Selection December 23, 2014 New Issue Corporate Offerings New Issue Corporate Offerings CUSIP Rating Outlook Coupon Term Callable Closing Date Survivors Option up to applicable limits Goldman Sachs Senior Notes 38143C2T7 Baa1/A- Negative 3.25% 12 Year No Call 29-Dec Yes Goldman Sachs Senior Notes 38143C2U4 Baa1/A- Negative 4.00% 28 Year No Call 29-Dec Yes Ally Financial Term Notes 02006DFN6 B1/BB+ Positive/Stable 3.20% 3 Year Callable on 1/15/16 29-Dec Yes Ally Financial Term Notes 02006DFP1 B1/BB+ Positive/Stable 3.80% 5 Year Callable on 1/15/16 29-Dec Yes Issuer Odd-Lot Corporate Offerings Corporate Offerings CUSIP Qty 61746BDB9 25 34540TFK3 50 345397VC4 25 72447XAC1 30 855030AL6 5 631103AD0 15 482480AD2 35 36962G6S8 15 44106MAR3 12 724479AJ9 55 34540TGH9 15 126117AS9 50 00912XAN4 50 26054LZH9 24 457153AG9 50 36966TEE8 20 36966TFK3 15 85590AAR5 50 38143CBS9 45 38141EY78 10 Issue MORGAN STANLEY Non Callable, Make Whole Calls, NYBE FORD MOTOR CREDIT COMPANY Callable, Next Call 05-20-2015 @ 100.000, Spec Redemp, NYBE FORD MOTOR CREDIT CO LLC Non Callable, NYBE PITNEY BOWES INC GLBL MTN Non Callable, Make Whole Calls, Spec Redemp, NYBE PBI STAPLES INC Callable, Next Call 12-132017 @ 100.000, Make Whole Calls, Spec Redemp NASDAQ OMX GROUP INC Non Callable, Make Whole Calls, Spec Redemp KLA-TENCOR CORP Cont Callable, Make Whole Calls, Spec Redemp GENERAL ELEC CAP CORP MTN BE Non Callable, NYBE HOSPITALITY PPTYS TR Cont Callable, Make Whole Calls, NYBE PITNEY BOWES INC Cont Callable, Make Whole Calls, Spec Redemp, NYBE FORD MOTOR CREDIT COMPANY Callable, Next Call 04-20-2015 @ 100.000, Spec Redemp, NYBE CNA FINL CORP Cont Callable, Make Whole Calls, NYBE AIR LEASE CORP Cont Callable, Make Whole Calls, Spec Redemp DOW CHEM CO SR INTERNOTES Callable, Next Call 12-15-2015 @ 100.000, Spec Redemp INGRAM MICRO INC Cont Callable, Make Whole Calls, Spec Redemp, NYBE GENERAL ELECTRIC CAPITAL CORP Non Callable, Spec Redemp, NYBE GENERAL ELECTRIC CAPITAL CORP Non Callable, Spec Redemp, NYBE STARWOOD HOTELS&RESORTS WRLDWD Cont Callable, Make Whole Calls, Spec Redemp GOLDMAN SACHS GROUP INC Non Callable, Spec Redemp GOLDMAN SACHS GRP INC MTN BE Non Callable, Spec Redemp, NYBE Ratings Coupon Maturity Pay Frequency YTM YTW Price Baa2/A-/A 5.75 10/18/2016 Semi-Annually 1.173 1.173 108.139 Baa3/BBB-/--- 1.25 11/20/2016 Semi-Annually 1.183 0.931 100.124 Baa3/BBB-/BBB- 8 12/15/2016 Semi-Annually 1.545 1.545 112.42 Baa2/BBB/BBB- 5.75 9/15/2017 Semi-Annually 1.994 1.994 109.86 Baa2/BBB-/BBB- 2.75 1/12/2018 Semi-Annually 2.496 2.489 100.739 Baa3/BBB-/--- 5.55 1/15/2020 Semi-Annually 3.236 3.236 110.688 Baa2/BBB/BBB- 4.125 11/1/2021 Semi-Annually 3.643 3.633 102.889 A1/AA+/--- 3.1 1/9/2023 Semi-Annually 2.851 2.851 101.777 Baa2/BBB-/--- 4.5 6/15/2023 Semi-Annually 4.092 4.071 102.889 Baa2/BBB/BBB- 4.625 3/15/2024 Semi-Annually 4.093 4.081 104.046 Baa3/BBB-/--- 4 4/20/2024 Semi-Annually 3.951 2.759 100.373 Baa2/BBB/BBB 3.95 5/15/2024 Semi-Annually 3.678 3.673 102.134 ---/BBB-/--- 4.25 9/15/2024 Semi-Annually 4.013 4.009 101.883 Baa2/BBB/--- 3.6 12/15/2024 Semi-Annually 3.682 3.682 99.317 Baa3/BBB-/BBB- 4.95 12/15/2024 Semi-Annually 4.787 4.784 101.279 A1/AA+/--- 4.3 1/15/2031 Semi-Annually 4.181 4.181 101.379 A1/AA+/--- 4.2 6/15/2032 Semi-Annually 4.158 4.158 100.522 Baa2/BBB/BBB 4.5 10/1/2034 Semi-Annually 4.337 4.335 102.136 Baa1/A-/--- 4.2 3/15/2038 Monthly 4.244 4.244 99.355 Baa1/A-/A 6 3/15/2041 Monthly 5.162 5.162 112.033 Page 2 of 7 Please see the last page of this document for important disclosures Daily Fixed Income Offering Selection December 23, 2014 Municipal Offerings Municipal Offerings CUSIP Qty Issue 71781LAX7 85 452227CM1 25 167615QP1 25 791498AV0 20 972315BX2 60 815883KF9 20 161036ET1 10 16772PAW6 20 50375EAZ4 315 158843VU3 25 476576JH7 110 068617EB1 185 63877NHG5 55 92818LNZ1 210 65956NDX1 50 596564QB3 80 249002AH9 25 PHILADELPHIA PA AUTH FOR INDL BDS Ser 1999 B, Non Callable, Subject to Income Tax ILLINOIS ST SALES TAX REV BUILD ILL SALES TAX REV Ser 2009-B, Non Callable CHICAGO ILL PK DIST GO AND LTD GO BDS Ser 2011B, Non Callable ST LOUIS CNTY MO SPL SCH DIST COPS Ser 2013, Callable, Next Call 04-01-2020 @ 100.000, Bank Qualified WILSON N C CTFS PARTN COPS Ser 2008, Callable, Next Call 05-01-2018 @ 100.000 SEGUIN TEX UTIL SYS REV REV BDS Ser 2014, Callable, Next Call 02-01-2023 @ 100.000 CHARLOTTE N C ARPT REV ARPT REV REF BDS CHARLOTTE/DOUGLAS INTL ARPT Ser 2007A, Callable, Next Call 07-01-2017 @ 100.000 CHICAGO ILL TRAN AUTH SALES TA REV BDS Ser 2011, Callable, Next Call 12-012021 @ 100.000 LA PAZ CNTY ARIZ INDL DEV AUTH SR LN REF PROJ REV IMPERIAL VALLEY GATEWAY CENTER LLC Ser 2014, Callable, Next Call 12-01-2019 @ 102.000, Subject to Income Tax CHANDLER ARIZ GO BDS Ser 2009, Callable, Next Call 07-01-2018 @ 100.000 JERSEY CITY N J GEN IMPT BDS Ser 2014, Callable, Next Call 12-01-2024 @ 100.000 BARRINGTON N J BRD ED REF SCH BDS Callable, Next Call 04-01-2023 @ 100.000, Bank Qualified NATOMAS UNI SCH DIST CALIF GO REF BDS Ser 2014, Callable, Next Call 08-012023 @ 100.000 VIRGINIA ST RES AUTH INFRASTRU STATE MORAL OBLIG R Ser 2014 D, Callable, Next Call 11-01-2024 @ 100.000 NORTH HARRIS CNTY REGL WTR AUT SR LIEN REV REF BDS Ser 2013, Callable, Next Call 12-15-2022 @ 100.000 MIDDLESEX CNTY N J IMPT AUTH L CNTY GTD LEASE REV Ser 2014A, Callable, Next Call 12-15-2024 @ 100.000 DENTON TEX INDPT SCH DIST UNLTD TAX REF BDS Ser 2012 D, Callable, Next Call 0815-2022 @ 100.000 Ratings Insurer Underlying State Coupon Maturity Pay Frequency YTM YTW Price A2/A+/A- AMBAC A2/A+/A- PA 0.000 4/15/2019 At-Maturity 3.112 3.112 87.582 A3/AAA/AA+ A3/---/--- IL 5.000 6/15/2019 Semi-Annually 1.57 1.57 114.723 A3/AA+/AA- A3/---/--- IL 5.000 1/1/2021 Semi-Annually 2.132 2.132 116.088 ---/AA/--- ---/---/--- MO 3.000 4/1/2022 Semi-Annually 2.338 2.112 104.394 A1/AA/--- AGC A1/A+/--- NC 4.500 5/1/2022 Semi-Annually 2.953 1.383 110.135 ---/AA/A+ BAM ---/A+/--- TX 3.000 2/1/2024 Semi-Annually 2.486 2.43 104.16 Aa3/A+/A+ AMBAC Aa3/A+/A+ NC 5.000 7/1/2025 Semi-Annually 3.825 0.92 110.083 A1/AA/--- A1/---/--- IL 5.250 12/1/2026 Semi-Annually 3.762 2.967 114.189 ---/BBB/--- ---/---/--- AZ 6.500 12/1/2026 Semi-Annually 5.88 5.573 105.256 Aaa/---/--- AZ 4.250 7/1/2027 Semi-Annually 3.266 1.312 110.035 A1/---/--- NJ 3.000 12/1/2027 Semi-Annually 3.036 3.036 99.615 ---/---/--- NJ 4.000 4/1/2028 Semi-Annually 3.166 2.777 108.965 A2/A/--- CA 3.000 8/1/2028 Semi-Annually 3.075 3.075 99.166 Aa2/AA/--- Aa2/---/--- VA 3.000 11/1/2028 Semi-Annually 3.046 3.046 99.486 A1/AA-/--- A1/---/--- TX 3.000 12/15/2028 Semi-Annually 3.088 3.088 99.007 ---/AAA/--- ---/---/--- NJ 3.000 12/15/2031 Semi-Annually 3.131 3.131 98.288 Aaa/AAA/AAA A1/AA/--- ---/A+/--- A2/AA/--- ---/---/AA TX 4.000 8/15/2032 Semi-Annually 3.405 2.849 107.838 Aaa/AAA/--- Aa1/---/--- TX 5.000 8/1/2033 Semi-Annually 4.09 1.613 111.764 Aa2/---/--- CA 6.763 8/1/2034 Semi-Annually 5.395 3.503 116.415 Aa1/AA+/AA+ TX 4.500 5/15/2037 Semi-Annually 4.048 1.657 106.601 ---/---/--- MO 5.750 4/1/2038 Semi-Annually 4.921 2.107 111.401 A1/---/--- GA 4.000 6/15/2039 Semi-Annually 3.843 3.712 102.48 Aa2/---/--- ME 5.000 7/1/2039 Semi-Annually 4.082 1.726 114.135 ---/A/--- CA 4.500 10/1/2039 Semi-Annually 4.237 2.158 104.01 A2/A-/A A2/---/--- MD 4.750 5/15/2042 Semi-Annually 4.485 1.686 104.154 Aa2/AA/AA Aa2/---/--- CA 5.000 7/1/2043 Semi-Annually 4.158 2.912 113.989 A2/A/A A2/---/--- NY 5.000 2/15/2047 Semi-Annually 4.558 1.445 107.42 4985303D4 15 802385LF9 10 SANTA MONICA CALIF CMNTY COLLE GO BDS Ser 2010A-1, Callable, Next Call 08-012020 @ 100.000, Subject to Income Tax, Mandatory Sinking Fund, Build America Bonds Direct Pay Aa2/AA/--- 79642BCV3 10 SAN ANTONIO TEX WTR REV REF REV BDS Ser 2007 SR LIEN, Callable, Next Call 05-152017 @ 100.000, Mandatory Sinking Fund Aa1/AA+/AA+ 60636CE88 140 MISSOURI ST DEV FIN BRD INFRAS REV BDS Ser 2008 D, Callable, Next Call 04-012018 @ 100.000, Mandatory Sinking Fund 145339MC8 15 5604253N8 10 79875FFB3 75 574217C52 40 544525QG6 40 LOS ANGELES CALIF DEPT WTR & P REV BDS Ser 2012 B, Callable, Next Call 07-012022 @ 100.000, Mandatory Sinking Fund 110 HUDSON YDS INFRASTRUCTURE CORP REV BDS Ser 2007 A, Callable, Next Call 0215-2017 @ 100.000 44420PAC8 BAM ---/AAA/AAA KLEIN TEX INDPT SCH DIST SCH REF BDS Ser 2008-A, Callable, Next Call 08-01-2018 @ 100.000, Mandatory Sinking Fund CARROLLTON GA PAYROLL DEV AUTH REF REV ANTIC CTFS UWG ATHLETIC COMPLEX LLC Ser 2014, Callable, Next Call 06-15-2025 @ 100.000, Mandatory Sinking Fund MAINE HEALTH & HIGHER EDL FACS REV BDS BOWDOIN COLLEGE Ser 2009-A, Callable, Next Call 07-01-2019 @ 100.000, Mandatory Sinking Fund SAN MARCOS CALIF PUB FACS AUTH TAX INCREMENT REF B Ser 2006 A, Callable, Next Call 10-01-2016 @ 100.000, Mandatory Sinking Fund MARYLAND ST HEALTH & HIGHER ED REV BDS MEDSTAR HLTH INC F/K/A MEDLANTIC/HELIX PARENT INC Ser 2007, Callable, Next Call 05-15-2016 @ 100.000, Mandatory Sinking Fund BAM NATL ---/A-/--- A1/AA/--- AGMC Aa2/-/--- ---/A/--- AMBAC Page 3 of 7 Please see the last page of this document for important disclosures Daily Fixed Income Offering Selection December 23, 2014 Treasury Rates TREASURIES Term Maturity Today's Yield 1 mo. Bill 1/15/2015 0.000 3 mos. Bill 3/26/2015 0.035 6 mos. Bill 6/25/2015 0.142 12 mos. Bill 12/10/2015 0.259 2 Year December 2016 0.731 5 Year November 2019 1.694 10 Year November 2024 2.193 30 Year November 2044 2.775 TD AMERITRADE Cash Rates Effective June 1, 2010. Subject to change without prior notice. Interest Rate Annual Percentage Yield <$1,999 0.00999% 0.01% $2,000.00 - $9,999.99 0.00999% 0.01% $10,000.00 - $24,999.99 0.00999% 0.01% $25,000.00 - $99,999.99 0.00999% 0.01% $100,000.00+ 0.00999% 0.01% Dollar Range TD Ameritrade FDIC Insured Deposit Account (IDA12)* Effective September 1, 2011. Subject to change without prior notice. Interest Rate Annual Percentage Yield $0.01-$4,999.99 0.00999% 0.01% $5,000.00 - $24,999.99 0.00999% 0.01% $25,000.00 - $99,999.99 0.00999% 0.01% $100,000.00 - $199,999.99 0.00999% 0.01% $200,000.00+ 0.00999% 0.01% Dollar Range Page 4 of 7 Please see the last page of this document for important disclosures Daily Fixed Income Offering Selection December 23, 2014 TD Asset Management USA Funds* Money Market Rate Table Effective Date: January 24, 2012 Portfolio 7-Day Current Yield 7-Day Effective Yield Sweep Vehicles TDAM Municipal Money Market Portfolio – Class A (ZTD79) TDAM California Municipal Money Market Portfolio – Class A (ZTD87) TDAM New York Municipal Money Market Portfolio – Class A (ZTD88) 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% Position Traded Funds TDAM Money Market Portfolio – Premium Class (NPLXX) 0.01% 0.01% $25k initial purchase minimum / $100k minimum household equity Please contact your service team for questions regarding Money Markets. Mutual fund investors should consider a Fund's investment objectives, risks, and charges and expenses carefully before investing. This, and other information regarding the Funds, is included in the prospectus, which may be obtained by calling 800-431-3500, option 1 or writing to TD AMERITRADE, Inc., P.O. Box 2209, Omaha, Nebraska 68103-2209. Please read the prospectus carefully prior to investing. Page 5 of 7 Please see the last page of this document for important disclosures Daily Fixed Income Offering Selection December 23, 2014 Performance information represents past performance and does not guarantee future results. Current performance may be lower or higher than the performance data quoted. Although the Funds have no transaction fees, there are other fees and expenses that apply to an investment in a Fund and these fees are described in the prospectus. The investment manager and its affiliates from time to time may waive certain of these fees or assume certain of these expenses in an effort to maintain certain net yields for the Funds. Accordingly, any waiver or expense reduction will have the effect of increasing yield to investors during the period of the expense reduction. Certain of each Fund’s fees are currently being waived voluntarily in an effort to maintain certain net yields. The performance information shown above reflects such voluntary fee waivers, which may be reduced or eliminated at any time. An investment in the Funds is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although the Funds seek to preserve the value of your investment at $1.00 per share, it is possible to lose money by investing in the Funds. The TDAM California Municipal Money Market Portfolio and TDAM New York Municipal Money Market Portfolio are non-diversified funds and there is no guarantee that their income will be exempt from federal or state income tax. Tax exempt portfolios may be subject to the alternative minimum tax. Prospective investors should consult their own professional advisers about the tax implications of making an investment in, or holding or disposing of, shares of a Fund, and about the tax implications of distributions of income from a Fund. Shares of the Funds are distributed by SEI Investments Distribution Co. * Cash in the IDA is held at TD Bank, N.A., TD Bank USA, N.A., or both. Assets at each bank will be eligible for FDIC insurance of up to $250,000 per depositor. Because there are two banks in the IDA program, IDA balances could be covered for up to $500,000 per depositor. TD Bank N.A. and TD Bank USA, N.A. are affiliates of TD Ameritrade. Interest rates paid on balances in the IDA are based on tiers. The previous day's closing balance determines eligibility for a particular tier each day. Simple interest is accrued daily based on the interest rate tier applicable to each day's balance, and is credited to your account on the last business day of the month. In accordance with the Client Agreement, TD Ameritrade may change the tiers and rates at its discretion and without notice and is not obligated to pay different rates between tiers. Rate changes may vary by program, location or arrangement. TD Bank, N.A. and TD Bank USA, N.A. (“the Banks”) use Insured Deposit Account balances to fund current and new investment and lending activity. The Banks seek to make a profit by achieving a positive spread between their cost of funds (for example, deposits) and the return on their assets, net of expenses. TD Ameritrade receives a fee from the Banks for marketing, recordkeeping, and support services in connection with the Insured Deposit Accounts. In exchange for providing these services, the Banks pay TD Ameritrade an aggregate marketing fee based on the weighted average yield earned on the client Insured Deposit Account balances, less the actual interest paid to clients, a servicing fee to the Banks of 25 basis points (subject to adjustment), and the cost of FDIC insurance premiums. TD Ameritrade has the right to waive all or part of this fee. The rate of the fee that TD Ameritrade receives may exceed the interest rate or effective yield that you receive in your balances in the Insured Deposit Accounts, and the payment of the fee reduces the yield that you receive. Other than the applicable fees charged on brokerage accounts, there will be no charges, fees, or commissions imposed on your account for this cash sweep feature. The current Insured Deposit Account interest rate will be disclosed on the TD Ameritrade website and may be changed without prior notice. ** Effective August 11, 2009. Subject to change without prior notice. Please call 800-431-3500, option 1 for current rates. Please Note: Investors should carefully consider the investment objectives and policies, risk considerations, charges and/or fees and ongoing expenses of any investment company security Unit Investment Trust or Structured Product before investing. A prospectus contains this and other important information. To learn how to obtain a prospectus containing this and other important information, please consult with our Fixed Income Trading Desk at 800-355-2297. Please read the prospectus carefully before you invest. Additionally, investors should consult their accounting, legal or tax advisor prior to investing. For a complete list or terms and definitions, please visit www.investinginbonds.com Diversification does not guarantee against loss. Investors should keep in mind that investing in UITs is typically a long-term strategy and should consider the tax consequences of, and their ability to pursue, investing in successive trusts. TD AMERITRADE does not provide tax advice. Please consult a qualified tax advisor with regard to your personal circumstances. Investment return and principal value will fluctuate depending on market conditions. When units are redeemed, they may be worth more or less than their original purchase price, depending on the value of the underlying securities at that time. Additionally, the trust may terminate earlier than the specified termination date as stated in the prospectus. Page 6 of 7 Please see the last page of this document for important disclosures Daily Fixed Income Offering Selection December 23, 2014 Structured Products are customizable, financially engineered investments designed, created and packaged together to provide a specific risk-return profile. Structured Products can be issued in Note or CD form and linked to a variety of underlying assets (equities, commodities, currencies, etc) with varying maturities and risks. Structured Products are pre-packaged investments and generally contain a derivative or option component. Investors should thoroughly review the risks associated with a Structured Product prior to making an investment. Structured Products are not suitable for all investors. Risks include but are not limited to a potential loss of principal, lack of liquidity prior to maturity or the possibility that at expiration the investor will own the reference asset at a cost basis above its current price. Before investing in a structured product, investors should carefully consider the product’s objectives, return potential, risks and expenses. Investors should read the Offering Circular carefully before investing. Structured investments can be used to enhance returns and provide various levels of principal protection. Structured Notes & CDs are investments that have some features of bonds (which pay regular income and offer principal protection) and equities or other assets which offer potential for greater returns than traditional fixed-income investments, but with a higher risk exposure. The following risks should be considered prior to investing in a Structured Product: the potential loss of principal, the return potential, a limited or potential lack of secondary market, a disparity between the price movement of the note and the value of the underlying assets and the credit quality of the issuer. For some products, while the redemption of principal is 100% protected at maturity, investors may realize a loss if the product is redeemed prior to maturity. TD Ameritrade does not provide tax advice. Tax consequences of Structured Products can be complex and depend on the holder’s individual circumstances. Clients should consult with a tax advisor with regard to their specific tax circumstances. Some Risk Factors of Structured Products: Potential Loss of Principal: An investment in a Structured Product may result in a loss of the initial investment. Additionally, principal protection only applies when the investment is held to maturity. Principal Protected Notes and CDs sold prior to maturity may result in a loss to the investor. No Dividends Payments or Voting Rights: Holders do not have voting rights and are not entitled to receive cash dividends or other distributions of the underlying asset(s). No guaranteed yield: An investor’s yield may be lower than the yield on other debt securities of comparable maturity. Lack of Liquidity: There may be little to no secondary market prior to maturity. Structured Products are intended to be "buy and hold" investments. Market price is influenced by many unpredictable factors: Several factors may influence the price of the Structured Investment in addition to the price movements of the underlying asset(s). These include economic, political, regulatory or judicial events and creditworthiness of the issuer. Credit of the Issuer: An investment in a Structured Product is subject to the credit risk of the issuer, and the issuer’s actual and perceived creditworthiness may affect the market value of the investment and their ability to honor the financial obligations associated with the investment. For a more detailed description of Risk Factors, please refer to the product’s official offering documents. Tax Considerations for principal protected notes Tax consequences of Structured Products can be complex and depend on the holders individual circumstances. Clients should consult with a tax advisor with regard to their specific tax circumstances. Please read the appropriate Tax Disclosure section of the offering document and consult with your own tax advisor before investing in any products. Closed-End Funds: There is no guarantee that a closed-end fund will achieve its investment objective(s). Past performance does not guarantee future results. The value of any closed-end fund will fluctuate with the value of the underlying securities and supply and demand in the secondary market. Until the original listing of a closed-end fund on an exchange, no closed-end fund's shares will have a history of public trading. Closed-end funds may trade at a premium or discount to their net asset value. Preferred Securities: Preferred securities are subject to market value fluctuations, given changes in the level of interest rates. For example, if interest rates rise, the value of these securities may decline. If preferred securities are sold prior to maturity, prices and yields may vary. Adverse changes in the credit quality of the issuer can negatively affect the market value of the securities. Preferred securities may include a call feature. If the security is called, holders of the securities may be forced to reinvest at a lower rate. Preferred stocks are also subject to other risks, including illiquidity and certain special redemption provisions. TD Ameritrade Institutional, Division of TD Ameritrade, Inc., member FINRA/SIPC/NFA. TD Ameritrade is a trademark jointly owned by TD Ameritrade IP Company, Inc. and the Toronto-Dominion Bank. © 2014 TD Ameritrade IP Company, Inc. All rights reserved. Used with permission. Page 7 of 7 Please see the last page of this document for important disclosures
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