1. No category

Turn your crash pad
into a cash pad
LNB home equity loans
as low as
3.40%
*
15-year loan
Unlock your home equity
NO CLOSING COSTS
Local Specialists
who value long-term relationships
The Hometown Advantage
LNB is committed to providing a banking
experience that is second to none.
3
Fixed rate
**
75%
.
home equity line
of credit
Stop in for a chance to win an Apple iPad
during our Spring Loan Event!
®
Banking.
It’s all about people.
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BankWithLNB.com
Canandaigua | Clyde | Geneva | Jordan | Lyons | Macedon
Newark | Ontario | Penn Yan | Seneca County | Wolcott
*As of March 16, 2015, a Fixed Rate Home Equity Loan at 3.40% Annual Percentage Rate (APR) is based on a $50,000 loan with 180
monthly principal and interest payments of $354.99. Must have an active LNB checking account with automatic payment of monthly loan
payments, must meet LNB loan underwriting guidelines. Payments do not include taxes and insurance which would increase the monthly
obligations. **As of March 16, 2015, Home Equity Line of Credit at a discounted fixed rate of 3.75% Annual Percentage Rate (APR) for the
first 84 months, then convert, for lines $50,000 and over Prime plus 0.00% with an active checking account, without an active checking
account the rate would be Prime plus .25%.; for lines of $25,000 to $49,999 Prime plus 0.50% with a checking account, without an active
checking account the rate would be Prime plus 1.00%; for lines of $10,000 to $24,999 Prime plus 0.75% with an active checking account,
without an active checking account the rate would be Prime plus 1.50% at the Current Prime Rate according to the highest Prime rate as
published in The Wall Street Journal and will adjust monthly. Current Prime rate is 3.25%. Subject to a minimum Floor Rate of 3.25%. The
maximum rate on a variable rate Home Equity Line of Credit could increase to a maximum of 16.00%. Both specials are subject to change
without notice. Other terms and rates are available. LNB will pay closing costs for loans $15,000 and over. If you terminated the line within
36 months of opening, you must pay all third party fees, generally totaling between $600 and $1200. Limited-time offer subject to: normal
application and credit approval. Property Insurance is required. Flood Insurance may be required. Consult your tax advisor regarding tax
deductibility of interest. Rates do not apply to the refinance of existing LNB loans. Drawing: Limit one entry per participating Spring Loan
Event customer. Prize winner(s) will receive an IRS 1099-MISC form. Drawing will be held on June 10, 2015.