2 Spring / Summer 0 Car Care 1 Guide 3 provided by: The Eureka-Pacific Current News Magazine Guide Contents Assured Automotive Towing .......page 2 Center Line Auto Body ................page 4 Don Flier .......................................page 1 Kempin Automotive................... page 11 Long’s Auto .................................. page 8 Mahler’s Truck & Auto Repair.... page 7 Midwest Motors ...........................page 2 Nassar Tire & Automotive......... page 12 Rockwood Bank ........................... page 9 Selbert’s Autobody ......................page 5 Zeman Tire Town & Wheels ......page 10 The Eureka-Pacific Current News Magazine Car Care Guide Page 2 May 2013 • Issue 1 Midwest Motors Revs Up Service Offerings Owners used down economy to jump-start small business By Cathy Lirette Staff Writer In addition to the sale of pre-owned vehicles, the staff at Midwest Motors offers full-service maintenance and repairs on all makes and models. When the recession started impacting businesses five years ago, the owners of the locally-owned Midwest Motors decided it was time to think about servicing the Eureka community in a whole new way. In addition to selling affordable pre-owned vehicles, Art and Meg Kociela started offering their loyal base of customers full-service maintenance and repairs. Five years later, they are still going strong. It started in 2008 when Art and Meg began hearing from their customers that instead of a new set of wheels, what they needed the most was to get more mileage out of the car or truck they already owned. As it turned out, this was a nation-wide trend: the poor economy meant that consumers were holding on to their vehicles for an average of eleven years – much longer than when Midwest Motors opened up shop in 1995. To help meet their customers’ needs and keep their small business going strong, Art and Meg started repairing the vehicles of family and friends. This could mean anything from helping with a quick state-mandated inspection to replacing tires to repairing a neighbor’s college student’s car while home on break. “We already had the equipment and the knowledge,” explained Art, “So we took that scary time as an opportunity to actually take a leap. Instead of pulling back, we invested more so we could give our customers what they needed.” Word soon spread and before they knew it, Midwest Motors was hiring additional technicians and offering full-service repairs to the general public. “It was amazing to see how just a simple redirection of our business kept us prospering even during tough economic times,” said Meg. Today, revenue from repairs account for nearly 50% of business, which allows Midwest Motors to continue to grow, as the economy begins to bounce back. If Midwest Motors sounds familiar, that’s because they have been selling pre-owned vehicles in the local Eureka area for nearly 20 years. They started small, with Meg at the front desk offering 20 vehicles out of a shop in Eureka. When they outgrew their storefront, Art and Meg worked with the city to construct the building they are in today on South Outer Road, where today they sell hundreds of pre-owned cars and trucks as well as service. “It’s funny how most people still have no idea we offer complete maintenance and repair,” said Meg. “When people pass by, they see all the vehicles and think we are just a dealership, which is far from the truth. Sure they can still come here and find great vehicles for great prices. But they can also bring in their cars and trucks to be repaired and serviced.” All the techs at Midwest Motors are ASE certified and offer a wide variety of services, including motor work, brakes, tires, coolant and air conditioning, computer diagnostics and more. They are diesel specialists and can work on any make or model. Midwest Motors is a state inspection, safety and emission site that is easily found at 1400 S. Outer Road in Eureka. To find out more, visit www.midwestmotors.biz or call 636-938-5777. 211** 177* 1400 S. Outer Rd • Eureka, MO 63025 M12090 M11170 2004 Andi - A4 1.8 Turbo Leather, Loaded, ONLY 78K miles 2005 Durango SLT - 4x4 Full Power Package Clean & Sharp $10,990 Please come visit us the next time your car or truck needs service! We at MIDWEST MOTORS are known for being honest, friendly and knowledgeable about all makes of cars. We promise you won’t 429** be sorry to support our local business, and we’d be honored to assist you with any of the services listed below: 252** • State Inspections, Safety & Emission 2010 Ford F350 - Crew Cab Lariat 4x4 Powerstoke Diesel Leather Roof & Navagation $29,990 • Transmission Service 5.9 • Computer Diagnostics Diesel • Air Conditioners • Coolant service M13039 • Oil changes 2005 Doge Ram 2500 - Quad Cab SLT • Alignments 4x4 Cummins Turbo Diesel M13042 M12095 2010 Ford Mustang - V-6, Auto, Power Package, ONLY 35K miles $17,990 207** M12170 2007 Jeep Wrangler Sahara - 4x4, Ready For Fun in The Sun $14,990 MIDWEST MOTORS 207** 252** • Tires • Brakes • Batteries • Motor Work • Diesel Work • Shocks • Struts CALL US AT: (636-938-5777) OR VISIT: wwwmidwestmotors.biz M12204 M12110 2008 SAAB - 9-3 Turbo, Leather, Loaded ONLY 53K Miles, Great MPG $14,990 2007 Chevrolet Suburban LT3 - 4x4, Loaded With all the Power Toys $17,990 207** 179* M12161 M13020 2008 Chevrolet 2500 - 4x4, V8, Ready For Work or Play $14,990 2008 Ford Fusion SE - Full Power Package, Clean & Sharp Good Miles ONLY $12,990 Payments at 1,000 Down & 1.99% with approved credit *60 months **72 months $ 25* Gift Certificate Good toward ANY service or purchase! *Limit one per customer. The Eureka-Pacific Current News Magazine Car Care Guide May 2013 • Issue 1 Page 3 PERFORMANCE AUTOMOTIVE & TOWING Pacific 636.271.2010 24-Hour Towing & Recovery www.perfautoandtow.com 2763 West Osage Gray Summit 636.451.5100 Eureka (1/4 Mile West Of Pacific High School) 636.938.4210 Automotive Repair Service WE DO SAFETY • Tune-Ups • Mufflers • Alignments • Exhaust & EMISSIONS • Brake System Service • Fuel Pump • Radiators • Alternators INSPECTIONS! • Transmission Service • Timing Belts r u O t i s i V New ! n o i t a c Lo • Water Pumps • Computer Diagnostics • Emission Repair 20 OFF Labor • AC Repair & Replace • Transmissions & Engines $ On Any Repair of $ 100 or more. WITH COUPON. EXPIRES 5/31/13 Front Brakes or Rear Brakes Starting at 89 $ 50 We Are 4x4ts! cialis Spe 24 Hour Towing 7 Days A Week!!! Competitive Rates • Jump Starts Tire Changing • Lock Out Service Recovery Service • Transport We Carry Tires!! Call ahead for your size & price. Mets $10 extra 4x4 & Imports Slightly Higher WITH COUPON. EXPIRES 5/31/11 GRAND OPENING SPECIAL QUICK OIL CHANGE $29 9 5 MOST CARS BY APPOINTMENT Must Present Coupon COUPON EXPIRES 5/31/13 Get Ready for Summer A/C Tune-Up $79 95 Includes up to 2lbs of freon COUPON EXPIRES 5/31/13 RADIATOR FLUSH & FILL $49 95 Includes 1 Gallon of Anti Freeze COUPON EXPIRES 5/31/13 Transmission Service starting at $89 95 Most Cars • Light Trucks COUPON EXPIRES 5/31/13 The Eureka-Pacific Current News Magazine Car Care Guide Page 4 May 2013 • Issue 1 Tim says: Keep your oil Clean! By Tim Phillips Assured Automotive LLC We were Voted the #1 Shop By You the Residents, I Thank You! “ASSURED of the Highest Quality at the Best Prices” A/C CHARGE • A/C CONVERSION • COOLING SYSTEM FLUSHING OUR POLICY HAS ALWAYS BEEN “WE SURVIVE ON THE TRUST & LOYALTY OF OUR CUSTOMERS” Mon-Fri 8am-5pm 19 W 5TH STREET • EUREKA, MO 63025 636-938-9066 or 636-587-8898 What if I never changed the oil in my car? The blood in your body. Water in the desert. And, oil in an engine. They’re all vital. Without them, someone or something is going to die! Oil is an essential lubricant in your engine. It lets metal press against metal without damage. For example, it lubricates the pistons as they move up and down in the cylinders. Without oil, the metalon-metal friction creates so much heat that eventually the surfaces weld themselves together and the engine seizes. Which is not good if you’re trying to get somewhere. On the other hand, if you want someone else not to get somewhere, then draining the oil out of his or her engine is an effective roadblock! Let’s say that your engine has plenty of oil, but you never change it. Two things will definitely happen: -Dirt will accumulate in the oil. The filter will remove the dirt for a while, but eventually the filter will clog and the dirty oil will automatically bypass the filter through a relief valve. Dirty oil is thick and abrasive, so it causes more wear. -Additive’s in the oil like detergents, dispersants, rust-fighters and friction reducers will wear out, so the oil won’t lubricate as well as it should. Eventually, as the oil gets dirtier and dirtier, it will stop lubricating and the engine will quickly wear and fail. Don’t worry, this isn’t going to happen if you forget to change your oil one month and it goes over the recommended change interval by 500 miles. You would have to run the same oil through the engine for a long time-many thousands of miles—before it causes catastrophic failure. At Assured Automotive, we give you a full service oil change. When your auto pulls into our service garage, we do more than change your oil. Here is the 10 point checklist we do with every oil change: 1. Check all lights when pulling in 2. Check oil level before changing 3. Check all belts and hoses 4. Check all fluid colors and levels 5. Check front and rear differential color and level 6. Check tire air pressure 7. Check coolant color and freeze point 8. Check front and rear brakes 9. Top off washer fluid 10. Load check battery Remember, when it comes to oil changes, you get what you pay for. Before you take off on a road trip or vacation, come by and see us. n Find Us O 3824 Gravois, House Springs, MO 63051 • Fax: 636.677.3370 At A Qualit y e c Fair Pri ions apply some restrict Steve Pilgram Owner Over 25 Years Experience Hours: Mon-Fri. 7am-5pm Sat. By Appt. Windshield Repair & Replacement Paintless Dent Rem ova l * We Will Meet or Beat Any Reasonable Professionally Written Estimate! 10% Off S a v Labor e Does Not Include Parts. Expires 5/31/13 300 S $ a v Toward Your e Deductible Good on Jobs $2,000 & Up. Expires 5/31/13 May 2013 • Issue 1 The Eureka-Pacific Current News Magazine Car Care Guide Page 5 Selbert’s Autobody Offers “One Stop Shopping” When It Comes To Vehicle Repair By Cathy Lirette Staff Writer Established 1996 Selbert’s Auto Body is committed to upholding the According to the National Highway Traffic Administration, vehicle accidents happen every minute of the day. This equates to millions of dollars being spent on repairing the involved vehicles. So how can a person decide which body shop to bring their car to? Quality of repair, customer service, up-to-date equipment and Owner Terry Selbert and his associates at Selbert Auto pricing are all factors to Body are ready to help. consider; which is why the staff at Selbert’s Auto Body say they are heads above the rest. “Upon entering the building you can tell that we take our job very seriously,” said office manager Debbie Morris. “Everything is nice, clean and organized whether you’re in the office or in the shop. Image is top priority here.” But it’s not all show at Selbert’s Auto Body as the highly An aliment machine allows techs to offer addition- trained technicians ensure that the al services. work is done right. “From start to finish my techs, work diligently to fix the problem and ensure a great turnaround time,” said owner Terry Selbert. “Everything is done in house from general maintenance to body repair and paint application.” This includes getting a rental vehicle as Enterprise is also located within the 15,000 square foot building. “We know being in an accident and getting your vehicle repaired can be an aggravating process, “said Morris. “This is why we try to make the process as stress free as possible by offering ‘one-stop shopping’ if you will.” Selbert first opened Selbert’s Auto Body in 1996 in downtown Eureka. He rented space on S. Virginia Street, but knew he wanted to own his own building that encompassed all different aspects of the business. In 2008 he built his dream structure and began hiring quality staff and technicians. Business boomed due to the new exposure and in 2010 he purchased an alignment machine/rack to offer even more services. To find out what else Selbert’s Auto Body can do, stop by the building located at 410 W. 4th Street in Eureka. Visitors will find Terry Selbert there running the everyday operations. Hours are Monday through Friday from 7:30 a.m. to 6 p.m. and Saturdays from 9 a.m. to noon. Selbert’s Auto Body is also an official NAPA Auto Care Center. Call 636938-5400 to find out what is available. highest standards in the collision repair business . Here are a few products/services we have to offer: • 15,000 sq ft first class facility • Highly committed, knowledgeable & friendly staff • Free estimates • Repairs on all makes and models • Paintless dent removal • Tires • Alignments • Batteries • Oil Changes • Auto Details • Direct repair for most major insurances co’s • On site rental with We are now proud to be a Napa AutoCare Center for your general mechanical needs. Visit us: Mon-Fri 7:30am-6:00pm Saturday 9:00am-12:00pm 410 West 4th Street Eureka, MO • 63025 636.938.5400 selbertsautobody.com The Eureka-Pacific Current News Magazine Car Care Guide Page 6 Reed Insurance Agency Auto, Home, Commercial, Health, & Life 30 Years Service To The Community Auto • Home • Life Health • Commercial Brad Reed Agent 104 W. St. Louis St. Pacific 636-271-2308 AUTO INSURANCE: Get Prepared Before Your Summer Road Trip By Brad Reed, Reed Insurance Agency If you’re planning a summer road trip, it’s crucial to review your auto insurance before you hit the road. In case you’re involved in an accident, it’s also important to know what happens when you file a claim. The National Association of Insurance Commissioners (NAIC) offers these tips for consumers planning summer travel. Before Leaving on Vacation * Make sure you have your insurance identification card in the car. * Double-check that phone numbers for your insurance company and agent are listed on the identification card. If not, make note of these numbers to keep with your ID card. If You’re In an Accident * Remain calm. * Check for any injuries and administer first aid, if necessary. * Contact the proper authorities and inform them of any injuries. Regardless of the circumstances, report the accident to the police. * Record the name, address and phone number of the other driver. Always write down the make, model and license plate number of all vehicles involved. * Collect the names, addresses and phone numbers of all passengers and witnesses. * Take photos of the accident scene, if possible. * Do not admit fault. * Ask the investigating officer how to obtain a copy of the police report. * Notify your insurance agent or company immediately. What to Expect After the Accident Rental Cars If your car was damaged as result of another driver’s negligence, the other driver’s insurance company should pay your rental car costs for a reasonable length of repair time. If your car is totaled, many companies will pay for your rental as a courtesy, but they are not required to do so. May 2013 • Issue 1 If you are filing a claim with your own insurance company, the cost of a rental car will only be covered if you paid a premium to include rental reimbursement coverage in your policy. Most polices have a dollar limit for rental payments, so check your policy if you have questions. Uninsured Drivers If an uninsured driver caused the accident, then your insurance company will pay for damage to your vehicle if you have collision coverage or uninsured motorist property damage. If your damage is repaired under your collision coverage — be aware you will still have to pay a deductible. Repairs Even if your claims adjuster recommends a specific body shop, you may choose to have your car repaired at the body shop of your choice. To avoid any confusion, be sure to notify the claims adjuster which shop you would like to repair your car, before any of the work is done. If Your Car Is a Total Loss If the damage to your car is extensive, and the claims adjuster determines the cost to repair your car is greater than the value of your car, the insurance company might choose to declare your car a total loss. When this happens, your insurance company has the option to take the title for your vehicle when it issues payment on your claim. The insurance company will use the Kelley Blue Book as a guide to valuing the car. The insurance company is required to pay what your vehicle was actually worth at the moment before the crash. The claims adjuster will check to see what a car like yours (same make, model and year) is worth in your general geographic area. It is also a good idea for you to independently research the value of your car before agreeing to a settlement with the insurance company. Ramifications of Filing a Claim An accident filed with your insurance company might cause your rates to rise. Premium increases are more likely when the accident is your fault; however, an insurance company might also raise your premiums if you have more than one not-at-fault accident within a policy period. If you have questions about a rate increase following a claim, contact your state insurance department. More Information If you have a dispute with your insurer about the amount or terms of the claim settlement, contact your state insurance department for assistance. Go to www.naic.org/state_web_map.htm for a link to your state insurance department’s Web site. For more information about auto, home, life and health insurance options, as well as tips for choosing the coverage that is right for you and your family, call Brad Reed today at 636-271-2308. May 2013 • Issue 1 The Eureka-Pacific Current News Magazine Car Care Guide Page 7 Chrysler and Dodge Minivans: Great Summer Road Trip Vehicles By Michael Kircher Publisher I am driving my fifth Chrysler Minivan. My first minivan was a 1987 Plymouth Voyager. My daughter Sarah was born on June 4th of that year. In late July, we were going to Florida for 10 days. With two adults, two kids and a newborn, the car we had wasn’t going to work. After a successful trip, I quickly realized the value of the minivan. Since then, I have had a 1992 Dodge Caravan, 2001 Dodge Caravan, 2005 Chrysler Town and Country, and my latest, a 2010 Chrysler Town and Country. I have purchased all of these from Don Flier Motors in Pacific. The service I have received at Don Flier has been fantastic, I always get a fair deal. They always have what I want or they got it fast. How do I know this is a great road trip vehicle? By experience. I have taken more trips with minivans over the years than I can count. I raised two daughters in these vehicles. My daughters now are grown with children of their own. They frequently ask to borrow my minivan. I told them to buy one, but kids never do what you tell them to. I remember many weekends with one of my daughters with two or three friends heading on a camping trip, the back loaded to the ceiling. I do remember that my 1992 Dodge Caravan got me through over 100 float trips. And the worse to ever happen was I blew a brake seal and I had to drive from Steelville to Salem with no brakes. Other than that, it delivered me on many canoe trips to many gravel bars on many rivers. The Chrysler and Dodge minivans have evolved over the years. Still the leader of the pack, the Town and Country and Grand Caravan continue to set the bar high with cutting edge technology. With the new 3.6 L 283 –horsepower Pentastar V-6 engine and 6-speed automatic transmission, it delivers great gas mileage and power. I can tell you my Town and Country gets me down the highway fast with somewhere around 25 miles per gallon. Many of my friends with their SUV’s are jealous when I tell them I can drive to the Lake of the Ozarks and back on a tank of gas. And with a 2012 Insurance Institute for Highway Safety Top Safety Pick, you can feel confident on getting there safe. What makes these really great for road trips are the power up and down liftgate and the dual sliding doors. How about 81 different seating configurations? With the industry-exclusive stow n’ go seating, you can take seven people from the campground to town for dinner, then sleep comfortably in the van on your air mattress that night. The switch takes five minutes. If you are looking for technology, Chrysler can deliver it. They have the best family entertainment system in its class. If you want phone, navigation, voice command or the web, Chrysler minivans are on the cutting edge. My present minivan, a 2010 Chrysler Town and Country, has just turned over 113,000 miles. For anybody that knows me, you know I don’t stay home on weekends in the summer very much. I go canoeing and to the lake a lot. With all of this traveling, my minivan repairs to date, outside of normal wear and tear, have been about $350. Now you know why I keep buying Chrysler Minivans. If you are planning a big vacation this summer, or just some weekend road trips, I would highly recommend a minivan from Don Flier motors. They are located at 2326 West Osage in Pacific. Or visit their website at www.donfliermotors.net. Tell them the Current News Magazine sent you. Car Care: Getting Your Car Ready for Summer By: George Mahler Mahler’s Truck and Auto Repair Proper A/C Service keeps you out of the heat. The Kids will soon be out of school, which means it’s time to get your vehicle ready for summer. Before packing the camping gear, coolers or suitcases, take a little bit of time to make sure your auto is ready for whatever you might encounter during your travels. A few simple checks will tell you if a visit to your dealer’s service department is necessary. The importance of a fully functioning air conditioning system in the warmer months is hard to overstate, especially if you have kids. To make sure your A/C will work when you need it, check it out early and have any concerns addressed before the hot weather arrives. With the engine off, start by inspecting the compressor drive belt for cracking or fraying and have it replaced if it is showing anything abnormal. Next, start the engine, select the coldest temperature level and turn on the blower fan-listen for the compressor and cooling fans cycling on and off to confirm the A/C is running. Gradually increase the fan speed from low to high and make sure the system is blowing cold air. Also check air flow from the rear vents, if your vehicle has them, and check that nothing is broken or has been stuck inside the vents (like food or parts of toys from children riding in the back). If you notice a humid odor coming from the vents when operating the A/C after a long period of inactivity, this is usually normal and will dissipate with more frequent use. If it remains, the A/C ducts and evaporator should be checked for accumulation of seasonal debris such as leaves and dust. If necessary, your dealer’s service department can disassemble, clean out and wash the ducts and evaporator with mild soap and warm water. If the blower fan isn’t working properly, the vent outlet air isn’t getting as cold as it used to, the mode controls aren’t changing air distribution properly, or the compressor isn’t cycling on and off, the A/C system should be inspected, tested and diagnosed by your dealer to determine what is needed to restore proper function. If you need help with auto A/C problems, we are here for you. We have just installed a Snap-On KoolKare Plus Refrigerant Recovery/Recycle/ Recharge Station. Our technicians are trained to evaluate and fix your problem and keep you cool on the road this summer. Mahler’s Truck and Auto Repair is located at 615 E. Osage in Pacific. We can be reached at 636-271-2020. 615 E. Osage • Pacific WE NOW DO SAFETY & EMISSIONS INSPECTIONS! Are you ready for Summer? State-of-the-Art A/C Service NOW Available! NEW Snap-On Kool Kare Plus Recovery/Recycle/ Recharge Station FRONT BRAKES $ 95 89 Most Cars & Light Trucks With Coupon • Expires 5/31/13 RADIATOR FLUSH & FILL Includes 1 gal. Antifreeze $ 95 89 Most Cars & Light Trucks With Coupon • Expires 5/31/13 The Eureka-Pacific Current News Magazine Car Care Guide Page 8 How to Check Your Car Before a Road Trip Performance Auto Keeping Up with Technology By Randy Long Long’s Auto Tire 1. Check the fluids in your car. Checking the oil, coolant and brake fluid levels may help you avoid an accident or an unnecessary breakdown. 2. Check your air pressure. These should be printed in the owner’s manual or a sticker on the body where the driver’s door shuts. The pressure marked on the side of the tire is the max which must not be exceeded. Also, don’t forget to check your spare tire pressure. Often neglected, not doing so will turn a bad time into a worse one if unusable. 3. If it is almost time to get the oil changed, do it before you leave. A long trip can put additional stress on your motor. Also don’t think that adding extra oil by yourself will work like an oil change, because that does not get rid of the sludge from old used oil. You may not realize this due to the fact that you’re continuously adding new cleaner oil which makes it appear as if its clean. 4. Check your tire wear by using a penny or tread gauge. Tires heat up on long trips which can cause blowouts on worn out tires. 5. Check your car’s air filter. A plentiful supply of clean air to your engine improves its performance 6. Wash your car. At the minimum, clean the windows of your car for the best visibility. 7. Check to be certain that all lights and signals are functional on your car. You will need the help of another person for this. Sit in the car, turn on each light or signal and ask your friend to tell you if it is working or not. Replace bulbs as necessary. Note: occasionally, lights may not work because a fuse needs replacing. 8. Ensure that you have all emergency equipment inside your car, and that everything works properly. Emergency equipment includes, an up-to-date map, cell phone, spare tires and emergency tools. Though usually absent; flares, flashlights, medial kits and fire extinguishers may come in handy in worse-case scenarios. These simple steps can give you a peace of mind. We can help you get your auto ready for summer trips. Give us a call today at Long’s Auto Center 636-938-5278. We are located across from I-44 from Six Flags. Brad Long • Parts Manager 69 Shims Standard Extra Alignment WITH COUPON - EXP: 5/31/13 PERFORMANCE AUTOMOTIVE & TOWING “If you can’t keep up with technology, you can’t do this business anymore” says John, owner of Performance Automotive and Towing. Performance has recently moved to their new location at 2763 West Osage in Pacific. They are about ¼ mile west of Pacific High School. John and his technicians are constantly training to upgrade their knowledge of auto technology. The day this article was written, John and his mechanics were attending a seminar that evening to keep up with the latest on air conditioning coolant technology. A Robinair A/C service machine is available for technicians, which can identify what type of Freon is in the vehicle. Performance has the ability to diagnose almost any make or model car. Among the equipment are a Snap-on Scanner, a VW Scanner, and an Alltel Scanner. They keep the latest diagnostic equipment on hand to quickly identify your problem. Also at their disposal is a Robinair coolant flush machine to keep your radiator functioning properly. Yes, they can get your car in and out fast with two rotary lifts and one drive on lift. They keep several shop manuals on hand to make sure your auto is fixed right. A power probe helps find electric shorts that other equipment won’t and a camera can be snaked into small areas to allow technicians to visualize the problems they need to repair. Need an inspection? Performance has a smoke machine for diagnosing emission problems. They also do safety and emission testing. Performance Auto is also an AAA Towing facility, performing over 200 tows per month. By the time you read this, they will probably be a NARA Auto Care Center facility. John supports the local auto parts shops, they are a big help in solving problems and finding parts. Next time you need a car repair, give John a call. Performance Auto is located at 2763 W Osage in Pacific. They can be reached at 636-271-2010. Joe Devine • Service Manager For Vehicle Maintenance Schedule your appointment at: [email protected] Courtesy car & local shuttle service available Wheel Aligment $ 95 May 2013 • Issue 1 Visit Us 24/7 at www.LongsAutoCenter.com $10 OFF $20BRAKE OFF $20TUNE OFF JOB Up TRANSMISSION FLUSH WITH COUPON - EXP: 5/31/13 WITH COUPON - EXP: 5/31/13 WITH COUPON - EXP: 5/31/13 Eureka, MO Across from Six Flags $10 OFF ANTIFREEZE $5 OIL OFF FLUSH CHANGE WITH COUPON - EXP: 5/31/13 WITH COUPON - EXP: 5/31/13 May 2013 • Issue 1 The Eureka-Pacific Current News Magazine Car Care Guide Why Preapproved Auto Loans Make Sense Don’t go to the Dealer without One By: Brian Lunt Rockwood Bank Shopping for an auto is complex. Here are several reasons why preapproved auto loans make your life easier. With your finances lined up ahead of time, you can focus on your next auto’s fetaures, benefits, and price—instead of the deal. Why get Pre-approved for Auto Loans? Anytime you get preapproved, you help yourself out. You learn what lenders are willing to offer, and you gain negotiating power. There’s no obligation to use a lender that preapproves you, and you avoid unpleasant surprises. Preapproved auto loans, like any other loan, you need to: -Know how much you can afford -Shop like a cash buyer, and -Understand the costs you’ll pay Auto loan preapproval is a good idea for a few reasons that are specific to the autobuying process. Negotiate on Price Unfortunately, auto dealers have a bad reputation. There are plenty of good ones out there, but the bad ones give every dealer and salesperson a bad rap. You never know who you’re going to deal with, so having an auto loan preapproved improves your chances of negotiating on what really matters: your new auto’s price. Dealers are notorious for trying to focus your attention on the monthly payment (is it a payment you can afford?). That way, they have room to fiddle with other parts of the deal. A monthly payment is calculated using several ingredients: the loan amount, the loan term (how many years), and the interest rate. Once you agree to a payment, they can try to squeeze profits out by manipulating these ingredients. When you have a preapproved auto loan, the payment is none of the dealer’s business—so there are no games to play. You and your lender have already agreed to Page 9 something, and the dealer just needs to decide if you’re offering enough for them to let go of the car. No Surprises If you get preapproved through a reputable lender, you’ll know how much you can really afford to spend. They’ll review your finances along with your credit and tell you what you qualify for. Getting preapproved for your auto loan buys you some peace of mind. If you don’t get preapproved, you may be in for some unpleasant surprises. You may believe that you qualify for 0% financing (or whatever the day’s teaser is) when you actually don’t. You may spend hours looking at vehicles and negotiating with dealers, only to find out that you’re in above your head. The auto buying process can be grueling, so focus your attention on what you know will work. The Back Office Don’t worry about the logistics of funding your purchase. When you have a preapproved auto loan, focus on finding the automobile that’s right for you. The dealer will work with your lender to complete funding. You’re not a banker, and you don’t need to be. Dealers get paid by banks, credit unions, and other lenders all the time. However, it’s wise to keep your financing details to yourself for a while. Let the dealer know that you will not need financing, and keep negotiating focused on price. If you let them know that you’ve got a loan lined up elsewhere, they will want to change that. Don’t Ignore Dealer Offers Auto dealers may get a bad rap. Some of them are perfectly reasonable, and they just want to sell you the right car at a fair price. Don’t ignore financing offers and incentives just because they come from the dealer. It’s possible that the dealer can do better than your preapproved loan, so you should at least listen to the offer. Make sure to read all the fine print (it is in writing, right?) before moving forward. Planning an auto purchase in the near future? Stop by Rockwood Bank today and get your pre-approval. We have competitive auto loan rates. Let us help put you in the driver’s seat. Pre-Approved Auto Loans from “We Put You In The Driver’s Seat” Stop by and see Leroy today for your pre-approved auto loan! 219 Thresher Street Eureka Rates Starting at 2.9% * 636-938-9222 www.rockwoodbank.com *Advertised Annual Percentage Rate (APR) is the lowest available rate for borrowers who meet credit requirements, and is subject to change. Rates may vary depending on the customer’s creditworthiness, the term of the loans and the election to have monthly payment auto-debited from a Rockwood Bank checking or savings account. Loans subject to credit approval. Other restrictions may apply. Limited time offer. The Eureka-Pacific Current News Magazine Car Care Guide Page 10 May 2013 • Issue 1 ZEMAN TIRE TOWN &Mon. WHEELS - Fri. 9am-7pm 636.274.9979 6696 Veterans Dr HWY 30 & BB Sale Ends 5-31-13 Sat. 9am - 5pm FAMILY OWNED & OPERATED 30+ YEARS EXPERIENCE GIANT TAX REFUND SALE ON ALL WHEELS! black and chrome new 6x5.5 6x5.5 10 holes with beadlock new $250 15x8 6x5.5 12 holes $175 16 x 10 All 4 $300 used $160 DODGE RAM 1500 88 & UP F150 UP TO 1995 AMERICAN RACING 15x7 BAJA & RENEGADE 15x8 or OUTLAW II 15x8 5x5 12 holes used $225 16x8 5x4.5 10 holes new $500 8 holes oem $250 17x7.5 6x5.5 AMERICAN RACING VENTURA 17x10 6x135 14 holes new $600 18x10 8x6.5 new $700 ALL 4 $175 14 holes 20 x 9 15 x 10 USED All 4 $800 POLISHED CHROME 16 x 7 Dodge 1500 TYPE 26 ULTRA WHEELS SWEETNESS All 4 $250 #3399 #2162 96-03 FORD F150 17 x 8.5 Dodge 1500 16 x 7 $300 INSTALLED All 4 $250 prices include all 4 not each 5 x 4 1/2 Bolt Pattern Ford Explorer, Ranger, Mustang, Jeeps & More Call FORD RANGER AMERICAN RACING NITRO MUSTANG CHARCOAL 15 x 8 16 x 71/2 14 x 6 REAL CLEAN All 4 $160 MONTE CARLO, CUTLASS, IMPALA, MALIBU 16 X 16 1/2 #3549 All 4 $300 All 4 $275 All 4 $225 4 LUG FALKEN THUNDER 17 x 7 NEW All 4 $500 99 & UP F250 & F350 & Super Duty, Excursion 8x170 #3407 #3408 16 x 7 USED 16 x 7 USED All 4 $275 4 For $300 #3338 CHROME CROSSROADS POLISHED GLOSS BLK 17 x 8 NEW REDUCED $700 SUPER POLISHED 18 x 9 NEW 16 x 7 USED All 4 ONLY $275 All 4 $600 16 x 8 NEW All 4 $600 Most 5 Lug Cars American Made & Foreign 5x115 Bolt Pattern CHROME DANTA 1/2 17 x 6 USED All 4 $275 CHROME DINANETA #2115 1/2 17 x 7 All 4 $350 #2020 Dodge Intrepid LHS, Concorde New Yorker Grand Caravan 16 x 7 • All 4 $225 CHROME LIMITED #2172 NEW 17 x 7 16 x 7 All 4 $600 Vision 5 x 100 XXR 5 x 115 RACING 15 x 7 CHROME NEW All 4 $300 All 4 $400 5 x 100 Bolt Pattern Fits Cavalier, Sunfire, Vibe, Grand Am, Neon, Pt Cruiser, Cirrus, Toyota, Subaru, VW and More CHROME SOFT SPOKE CHROME 3 BLADE 15 x7 USED ONLY $200 All 4 15 x 7 NEW 4 For $400 POLISHED 3 SOFT CHROME LIMITED 16 x 7 USED All 4 ONLY $300 17 x 7 NEW SPECIAL ONLY OLD SCHOOL “RARE” HARD TO FIND TURBINE 15 SPOKE Will Fit Ford, GM, Chrysler 15 x 7 $250 15 x 8 $300 TURBINE Will Fit Ford, GM, Chrysler 15 x 7 $250 TRANS AM 10TH ANNIVERSARY SPECIAL EDITION $400 $150 EA. MODA POLISHED GUN METAL 18 x 8 REDUCED $600 JUST IN ONE SET OF EACH $325 1970’s 15 x 7 FIREBIRD TRANS AM GM 15 x 43/4 $250 NEW 14 x 7 USED 15 x 7 $200 ON BOTH SETS SILVER POLISHED 5 x 100 / 5 x 115 Both Bolt Patterns 16 x 7 All 4 $300 OLDSMOBILE CUTLASS RALLY BEAU TY R INGS 14 x 7 15 x 7 73-86 15 x 7 67-72 I HAVE DIFFERENT COLORS USED TIRES IN STOCK 13” TO 20” (Lots Of 17” & 18”) CALL FOR AVAILABILITY Thousands Of NEW TIRES IN STOCK (Over 50 Brands In Stock) C E N T E R C A P S The Eureka-Pacific Current News Magazine Car Care Guide May 2013 • Issue 1 Page 11 NASSAR TIRE & AUTOMOTIVE SERVICES Compliments of Nassar Tire Vacation Safety-Check your tires With summer here many of us will be taking vacation during the next several weeks. According to AAA, July and August are the heaviest months for travel via automobile. Although gas prices have affected many of our plans, some will still be taking their automobiles to various destinations this summer on vacation. One of the most important things you can do prior to leaving on your trip is to check your tires. Tires are one of the most important—and oft-overlooked—components of our cars. Automakers can spend all the time and money they want on engineering a car for handling are comfort, but in the end, the tires are the only thing that attach our car to the road. A problem with a tire affects ride comfort, handling and safety. Tire Inflation Buy a digital tire gauge and check your tires before a long trip. Proper inflation pressures can be found on a sticker on the car (usually on the driver’s doorjamb or fuel-filler lid.) Check tire pressure only after the car has been sitting for several hours in order to ensure that the tires are cold. Check Your Spare Too Getting a flat tire and discovering that your spare is flat too is a miserable experience. Inspect your spare as you would your other tires. If you have a compact spare, the inflation pressure will usually be written on the tire. Check for Wear Check treads depth by placing the edge of a penny upside-down into the grooves of the tire’s tread. If you can see all of Lincoln’s head, it’s time for a new set of tires. Inspect the sides of the tires for nicks, bulges, cracks and cuts. There is nothing worse than a blow-out while you’re traveling on the interstate. Inspecting your tires before your trip will often save you a headache during your trip. See ad on page 12. Specializing In All Your Automotive Needs •• All All Transmissions Transmissions •• Engine Engine Diagnostics Diagnostics •• Tune-Ups Tune-Ups •• Brakes Brakes •• Air Air Conditioning Conditioning 5099 5099 Bings Bings Way Way (right (right off off Hwy. Hwy. 30) 30) House House Springs, Springs, MO MO 63051 63051 For For More More Information Information or or Directions Directions www.KempinAutomotive.com www.KempinAutomotive.com •• Diesel Diesel •• Fleet Fleet Discounts Discounts •• State State & & Emission Emission Inspections Inspections •• Heater Heater Service Service •• Steering Steering & & Suspension Suspension •• 44 WD WD •• Tires Tires •• Complete Complete Auto Auto Repair Repair •• Foreign Foreign & & Domestic Domestic •• Starting Starting & & Charging Charging Services Services We Have ASE Master Technicians. Over 32 Years Experience. Chris Ryan Kempin Kempin Kevin Flora Ron Pizzo Steve Baker We We Will Will Meet Meet or or Beat Beat Any Any Written Written Estimate Estimate $ HOURS: Monday -Friday 7am - 5pm Sat. by Appt. 90 Days Same As Cash Now Available Fuel Injection Cool System Service $ 95 Flush $ 99 See Store for details 69 with coupon 94 Includes fluids with coupon reg 10999 $ LAWN MOWER NOW AVAILABLE TIRES AVAILABLE! 4X4 DIESEL at Prices You Can Afford! TRUCK REPAIR ---Call Ahead and We’ll Reserve Your Tires--- The Best Selection of Tires GOODYEAR GOODYEAR Wrangler Eagle LS 205 55 R16 $ 95 89 $ $ 95 135 While they last NOW AVAILABLE Mastercraft MC440 225 60 16 $ 95 79 Sets of four ONLY. Mastercraft MC440 215 60 R16 $ 95 79 Sets of four ONLY. 235 70 16 $ 174 R16 R16 R16 R16 $ 49 Plus Fluids 225 75 235 70 245 70 95 122 $ 2195 MOST CARS BY APPOINTMENT Must Present Coupon CARS • TRUCKS • VANS 95 49 R16 R16 R16 225 215 225 235 245 $111.95 $120.95 $126.95 12 Thousand Mile Warranty $ installed! Front Brakes or Rear Brakes TRANSMISSION FLUSH starting at $ 95 49 Plus Fluids starting at Most Cars • Light Trucks Must Present Coupon Shims & Labor Extra $ 4995 LABOR EXTRA Mets $10 extra 4x4 & Imports Slighly Higher COUPON EXPIRES 5/31/13 COUPON EXPIRES 5/31/13 00 Starting at 1795 COUPON EXPIRES 5/31/13 Wheel Alignment 14995 While they last While they last NEW Rebuilt QUICK OIL CHANGE Transmissions 12 Month FMC State of the Art $ 285 75 16 SPECIAL COUPON EXPIRES 5/31/13 245 65 R17 18895 $ 20295 60,000 MILE WARRANTY $ Fortera HSX $99.95 $101.95 $101.95 $114.95 95 GOODYEAR America Made! SUV Tires New America Made! 80,000 MILE WARRANTY ROAD HAZARD Radiator Service While they last Sets of 4 only $ While they last While they last 60 60 60 60 7995 While they last LSR 205 215 225 235 $ Firestone COOPER Discoverer AT3 10 ply Destination LE 265 75 16 95 America Made! 215 70 15 161 While they last 265 75 R16 10PLY 225 60 R16 95 161 Firestone Transforce AT Symmetry EXHAUST WORK $ 95 While they last MICHELIN $ 275 60 R20 94 While they last Sets of 4 only ATS BLK Wall P265 70 R17 $ 95 HP 235 75 R15 Integrity Wrangler Wrangler Radial OLWL GOODYEAR GOODYEAR GOODYEAR COUPON EXPIRES 5/31/13 75 70 70 70 70 R16 R16 R16 R16 R16 SUV Tires STR OLWL $108.95 $108.95 $109.95 $109.95 $117.95 A/C SERVICE $ 95 39 plus Freon HEATER SERVICE REPAIR • Heater Cores • Radiators • Blendors NASSAR TIRE & AUTOMOTIVE SERVICES Family Owned & Operated Since 1968 Hwy W - House Springs, MO 671-4860 M4679 . - F . 8 - 5:30 • S . 8 - 1:30 ON RI AM PM AT AM TIRE PRICES GOOD THRU 5/31/13 PM WWW.NASSARTIRE.COM TOTAL AUTO & TRUCK REPAIR TIRE PRICES SUBJECT TO CHANGE
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