PRACTICE SET IBPS PO-CWE Test-I: Reasoning Ability Directions (Q. 1-6): Study the following information carefully and answer the given questions. There are eight friends S, T, U, V, W, X, Y and Z sitting around a circular table facing the centre and playing cards but not necessarily in the same order. All of them have a favourite card among these eight cards. Out of these eight cards, four are Kings and four are Queens of spade, club, diamond and heart. S likes the Queen of spade and is not an immediate neighbour of the one who likes the King of club. The one who likes the Queen of diamond sits on the immediate left of T, who likes the Queen of club. U likes the King of club and sits third to the left of W. The one who likes the King of spade and the one who likes the Queen of diamond are immediate neighbours of each other but both of them are the neighbours neither of W nor of U. The one who likes the King of diamond and the one who likes the Queen of spade are immediate neighbours of each other. Neither W nor V likes the King of diamond. Only X sits between the one who likes the Queen of diamond and the one who likes the Queen of heart. Y sits third to the left of the person who likes the King of diamond. 1. Who likes the King of spade? 1) X 2) Y 3) Z 4) Can’t be determined 5) None of these 2. W likes which of the following cards? 1) Queen of spade 2) King of heart 3) Queen of heart 4) Can’t be determined 5) None of these 3. The liker of which of the following sits exactly between T and Z? 1) Queen of club 2) King of diamond 3) King of club 4) King of spade 5) None of these 4. How many persons sit between V and the person who likes the King of club? 1) None 2) One 3) Two 4) Three 5) None of these 5. Which of the following pairs are the immediate neighbour of that person who likes the King of diamond? 1) T, U 2) S, T 3) W, S 4) V, Y 5) None of these 6. Which of the following statements is/are true with respect to Y? 1) Y is the immediate neighbour of that person who likes the Queen of spade. 2) Y sits between T and X. 3) Y is opposite the person who likes the King of diamond. 4) All are true 5) None is true Directions (Q. 7-11): In each question below are given three statements followed by two conclusions numbered I and II. You have to take the given statements to be true even if they seem to be at variance with commonly known facts and then decide which of the given conclusions logically follows from the given statements, disregarding commonly known facts. Give answer 1) if only conclusion I follows. 2) if only conclusion II follows. 3) if either conclusion I or II follows. 4) if neither conclusion I nor II follows. 5) if both conclusions I and II follow. (7-8): Statements: Some papers are pencils. No paper is a bottle. No pencil is a pen. 7. Conclusions: I. No pen is a bottle. II. No pen is a pencil. 8. Conclusions: I. Some pencils are not papers. II. Some pens are not papers. (9-10): Statements: All stickers are cups. No cup is a wire. All wires are bulbs. 9. Conclusions: I. All bulbs being cups is a possibility. II. No sticker is a wire. 10. Conclusions: I. All stickers being bulbs is a possibility. II. No bulb is a sticker. 11. Statements: Some glasses are bowls. All bowls are spoons. No spoon is a plate. Conclusions: I. Some bowls are plates. II. Some glasses are not spoons. K KUNDAN 12. What should come in place of question mark (?) in the given expression to make T < Q and L T definitely true? Q?L=M?R=T 1) , < 2) , > 3) <, 4) <, 5) None of these 13. Which of the following expressions will be false, if the expression R < E = A M > N is definitely true? 1) A > N 2) E N 3) R < A 4) N < E 5) None of these 14. Which of the following symbols should be placed in blank spaces respectively to make the expressions B J, L > C and J < A definitely true? H<A_ B _ C = J _L 1) >, , < 2) <, , > 3) =, <, 4) <, , < 5) None of these 15. Which of the following expressions will be true if the expression Z Y > L = W N > F is definitely true? 1) Z W 2) L = N 3) F < Z 4) W = Y 5) None of these Directions (Q. 16-20): Study the following information carefully and answer the given questions. A @ B means A is father of B A % B means A is husband of B A $ B means A is sister of B A £ B means A is mother of B A ¥ B means A is brother of B 16. What should come in place of question mark to make the expression “E is grandfather of T” true? E@ V?N%R£T 1) @ 2) £ 3) ¥ 4) % 5) None of these 17. Which of the following statements is true if the given expression is definitely true? A%L$K£B¥C 1) K is sister-in-law of A 2) C is daughter of K 3) A is father of B 4) C is son of L 5) None of these 18. Which of the following expressions, if true, makes “N is sister of R” true? 1) F £ U @ N $ K ¥ R 2) N $ F £ K ¥ R $ U 3) R $ U ¥ K $ N 4) N £ F $ K ¥ R $ U 5) None of these 19. Which of the following statements is false if the given expression is true? J£K£L@M¥N$O 1) M is son of L 2) K is grandmother of O 3) M is grandson of J 4) N is sister of M 5) None of these 20. What is the relation between W and P if the given expression is definitely true? G% H£W¥ V%R£P 1) P is son of W 2) W is uncle of P 3) P is sister-in-law of W 4) Can’t be determined 5) None of these Directions (Q. 21-26): Study the following information carefully and answer the given questions: Eight candidates A, G, L, N, P, Q, R and S have applied for IBPS exam for different banks, viz BOB, BOI, Dena Bank, UBI, OBC, Indian Bank, Corporation Bank and UCO Bank but not necessarily in the same order. There are five male and three female candidates in this group. Each male and each female has applied from his/her city, viz Jaipur, Delhi, Noida, Kanpur, Patna, Ranchi, Gurgaon and Ghaziabad. No male has applied from Ranchi and Kanpur. P has applied for Indian Bank from Ghaziabad. The one who has applied for Corporation Bank is neither from Noida nor from Kanpur. G has applied for OBC. His sister L has applied for Dena Bank from Jaipur. The one who belongs to Delhi has applied for BOB. The one who has applied from Noida is not a female. N has applied for UBI and her friend has applied for BOB. Q is from Gurgaon and has not applied either for Corporation Bank or for UCO Bank. The one who has applied for UCO Bank has applied neither from Patna nor from Noida. S has applied from Kanpur. A does not apply from Patna. 21. Which of the following groups is a group of female applicants? 1) G, N, L 2) N, Q, S 3) L, N, S 4) P, Q, R 5) None of these 22. Who among the following has applied from Ranchi? 1) P 2) N 3) S 4) L 5) None of these 23. Which of the following combinations is true? 1) A – UBI – Ranchi 2) R – Corporation Bank – Noida 3) L – UCO Bank – Jaipur 4) G – OBC – Noida 5) None of these 24. Who among the following has applied for BOB? 1) A 2) S 3) N 4) Q 5) None of these 25. G belongs to which of the following cities? 1) Delhi 2) Ranchi 3) Noida 4) Gurgaon 5) None of these 26. Four of the five are alike in a certain way and hence form a group. Which is the one that does not belong to that group? 1) P 2) R 3) A 4) L 5) Q Directions (Q. 27-31): Study the following information carefully and answer the given questions. A word and number arrangement machine when given an input line of words and numbers rearranges them following a particular rule in each step. The following is an illustration of an input and its rearrangement. Input: 51 rest 11 loan 21 club 10 art 41 Step I: art rest 11 loan 21 club 10 41 51 Step II: art club rest 11 loan 10 21 41 51 Step III: art club loan rest 10 11 21 41 51 Step IV: art club loan rest 1 4 9 25 36 Step IV is the last step of the above input. As per the rules followed in the above steps find the appropriate step for the given input. Input: water 13 ferry 15 place 16 boat 22 market 18 K KUNDAN verb 12 27. What is the position of ‘place’ in Step III? 1) Sixth from the left 2) Fifth from the right 3) Fourth from the left 4) Sixth from the right 5) None of these 28. Which of the following would be at the 7th position from the right in Step V? 1) water 2) verb 3) 13 4) 15 5) None of these 29. How many steps will be required to complete the arrangement of the above input? 1) Four 2) Five 3) Six 4) Seven 5) None of these 30. Which step number would be the following output? ‘boat ferry market place verb water 12 13 15 16 18 22’ 1) III 2) IV 3) VI 4) V 5) None of these 31. If Step III of an input is as given below, what will be the input? ‘art cute junk 15 18 punch gun 23 28 35’ 1) art cute 15 18 cute punch gun 35 28 23 2) 35 art cute 15 18 punch gun 23 28 junk 3) cute junk art 15 18 punch gun 23 28 35 4) Can’t be determined 5) None of these 32. How many such pairs of letters are there in the word SEASON each of which has as many letters between them in the word as in the English alphabetical series? 1) None 2) One 3) Two 4) Three 5) None of these 33. The position of the first and fifth letters of the word SUBSTANCE are interchanged. Similarly, the position of second and sixth letters, third and seventh letters, and fourth and eighth letters are interchanged. The ninth letter remains as it is. In the new arrangement, how many letters are there in the English alphabetical series between the letters which is second from the right end and the third from the left end? 1) None 2) One 3) Two 4) Four 5) More than four 34. In a certain code language COURSE is written as DRQDPV. How is PUZZLE written in that code language? 1) DKYQVA 2) QVADKY 3) DKYAVQ 4) QVAAMF 5) None of these Directions (Q. 35-36): Study the following information carefully to answer the given questions: A man goes to the market. He walks 2 km towards north from his home and then he turns to his left and walks 2 km. Again he turns to his left and walks 1 km. Finally he turns to his left and walks 4 km and reaches the market. 35. In which direction is man’s home from the market? 1) West 2) South 3) Northeast 4) Southwest 5) Can’t be determined 36. What is the distance between his home and the market? 1) 3 km 2) 3) 2.5km 5km 4) 4 km 5) None of these Directions (Q. 37-40): Each of the questions below consists of a question and two statements numbered I and II given below it. You have to decide whether the data provided in the statements are sufficient to answer the question. Read both the statements and give answer 1) if the data in statement I alone are sufficient to answer the question, while the data in statement II alone are not sufficient to answer the question. 2) if the data in statement II alone are sufficient to answer the question, while the data in statement I alone are not sufficient to answer the question. 3) if the data either in statement I alone or in statement II alone are sufficient to answer the question. 4) if the data in both the statements I and II together are not sufficient to answer the question. 5) if the data in both the statements I and II together are necessary to answer the question. 37. How is D related to A? I. D is married to E, who is brother of B. II. A’s son B is married to C, who is sister of D. 38. Which direction was Manish facing? I. Manish and Mohit were talking to each other face to face. II. At 4 o’clock Manish’s shadow was exactly on the left of Mohit. 39. What is the rank of R from the bottom in a class of 30 students? I. N is fourth from the top and there are five students between N and R. II. The rank of K is fourth from the bottom and there are 17 students between K and R. 40. There are five students Aarti, Babita, Chandan, Dhiraj and Suman sitting arround a circular table. Who is on the immediate right of Aarti? I. Aarti is second to the left of Dhiraj, who is not the neighbour of Babita. II. Babita is second to the right of Dhiraj and is an immediate neighbour of Chandan and Suman. 41. International diplomatic practice and US immigration law enable the abuse of domestic workers. Which of the following is not in line with the above statement? 1) The wages of domestic workers required by US law are impossibly high. 2) The livelihood and visa status of the workers depend on the good will of an employer protected from prosecution by diplomatic immunity. 3) The William Wilberforce Act bolsters federal efforts to combat both international and domestic traffic in human beings. 4) Some of the clauses of the law are simple while K KUNDAN 42. others are complex. 5) None of these High-end pawn stores are getting increasingly popular. Which of the following may be a probable reason for the above phenomenon? 1) For those who borrow a couple of thousand dollars against, say, a Rolex watch, the rates range from 12% to more than 60% on an annualised basis. 2) That pawnshops exist to lend money to those who fall on hard times is either a necessary or unfortunate facet of life, depending on one’s point of view. 3) Conventional lenders over the past five to six years have become increasingly reluctant to advance credit on all fronts. 4) When a business needs liquidity to fund operations or growth, they’re able to go to the capital markets and use business assets to obtain loans. 5) None of these There are investors who are keen to invest in equities but are afraid of losing money in the stock markets. Which of the following is a course of action such investors should take? 1) They should offer 20% of their money in stocks. 2) They should invest in products with a tenure of five years. 3) They should invest in debt-oriented hybrid funds. 4) They should invest in schemes that are listed on stock exchanges. 5) None of these Professor X raised serious charges of mismanagement, incompetence and illegal behaviour against the University of Mumbai’s current administration. Which of the following courses of action should be taken? (A) The professor should be suspended. (B) As an insider and a well-respected academic, his criticism of the administration deserves to be taken seriously. (C) The truth should be verified by an independent committee or a court of law. 1) Only A 2) Only B 3) Only C 4) Only A and B 5) Only B and C Google is buying out Nest and there are concerns among customers about Google having so much data about people. But it has agreed that Nest’s privacy policies are going to be well-respected. Which of the following statements would most weaken Nest’s beliefs? 1) History has shown that privacy policies change. 2) Google products can easily be integrated into Nest. 3) The deal between the two companies has not yet closed. 4) Unlike many of Silicon Valley’s most popular companies that make software that costs very little to build, Nest is capital-intensive because it builds hardware. 5) None of these Directions (Q. 46–50): These questions are based on the information given below and the sentences labelled (A), (B), (C), (D), (E) and (F) given after them: The Aam Aadmi Party (AAP) claims that it consults many stakeholders before it takes important decisions, like forming its first government in Delhi. Who did it consult before deciding that Delhi would not allow foreign direct investment (FDI) in supermarkets? The government of India took the decision to open up supermarkets to overseas investments after protracted debate in media, academia, civil society and Parliament, because in balance, the benefits of FDI in supermarkets outweighed the costs. Supermarkets create jobs. There are many other benefits as well. (A) If food retailers were allowed to buy direct from farmers, instead of going through a complex chain of politically-connected middlemen in states, it would reduce waste, speed up time from farm to plate, boost prices of farm produce for farmers and cut food inflation by eliminating middlemen’s margins. (B) AAP should withdraw the ban on FDI in supermarkets. (C) There should be consistency in the style of decision-making. (D) Debate in media is more meaningful than mere referendum. (E) Foreign powers had manoeuvred the government of India in saying yes to FDI. (F) By banning FDI, the AAP looks like an Aam Shopkeeper Party. 46. Which of the following has/have been assumed in the information in the paragraph given above? 1) Only C 2) Only E 3) Only B 4) Both B and C 5) Both B and E 47. Which of the following statements strengthen(s) the argument given in the paragraph above? 1) Only D 2) Only E 3) Only A 4) Both A and D 5) Both D and E 48. Which of the following is a benefit(s) of FDI in supermarkets? 1) Only A 2) Only D 3) Only F 4) Both A and D 5) Both A and F 49. Which of the following statements weaken(s) the argument given in the paragraph above? 1) Only A 2) Only B 3) Only C 4) Only D 5) Only E 50. Which of the following can be a conclusion on the basis of the paragraph given above? K KUNDAN 43. 44. 45. 1) Only F 4) Only B 2) Only D 3) Only C 5) Both B and C Test-II: English Language Directions (Q. 51-70): Read the passage carefully and answer the questions given below it. Certain words/ phrases are given in bold to help you locate them while answering some of the questions. The global financial crisis has heightened fears about integration with global financial markets. For a country like India, which should inexorably open up further to global markets, an important task of policymaking is to identify the path of this integration. It lies neither in shutting out foreign capital, nor in recklessly opening up to dollardenominated debt, which has landed many a country in trouble. A recent Sebi study on foreign investment in government bonds has recommended the removal of quantitative restrictions on foreign holdings of rupeedenominated debt and moving towards a framework similar to the one for foreign portfolio investment in equity. In this study may co-authors and I find that India’s capital controls continue to be guided by concerns about debt and its maturity, rather than its currency denomination. For example, India has placed many restrictions on foreign investment in rupee-denominated bonds, even though this is one of the safest areas to open up. This is because the currency risk is borne by the foreigner and there is a foreign appetite for rupee-denominated debt. Currently, the restrictions include caps on the total amount of rupeedenominated bonds that a foreigner is permitted to hold as well as limits that vary by investor class, maturity and issuer. These have been implemented through a complicated mechanism for allocation and reinvestment. The restrictions fail to meet the objectives of economic policy today and must be removed. In 1991, India embarked on its integration with the world economy through trade and capital account liberalisation. A key idea behind the early decontrol measures was that debt inflows were dangerous and, therefore, strong restrictions need to be placed on them. Restrictions were imposed to shift the composition of capital entering India towards non-debt-creating inflows and to regulate external commercial borrowings (ECBs), especially short-term debt. As a consequence, while the framework for FDI and portfolio flows is relatively liberal, India has a number of restrictions on debt flows. Over the past decade, the global thinking on debt flows has changed. The macroeconomic and financial instability in emerging markets following the crises of the late 1990s has led to increased efforts in these countries to develop local currency denominated bond markets as an alternative source of debt financing for the public and corporate sectors. In the 2000s, emerging economies’ domestic bond markets have grown substantially. The outstanding stock of domestic bonds now exceeds $6 trillion, compared to only $1 trillion in the mid-1990s. Along with this, foreign participation has also increased substantially over the last decade. In contrast, the Indian policy framework on debt flows, characterised by quantitative restrictions on foreign participation, has resulted in limited foreign investment. There is a strong case for opening up the local-currency government and corporate debt market to foreign investors. The present arrangement governing foreign borrowing comprises two parts. First, dollar-denominated debt: India raises capital through foreign currency denominated debt via government borrowing (both bilateral and multilateral), ECBs by firms (including foreign currency convertible bonds and foreign currency exchangeable bonds) and fully repatriable NRI deposits. Second, rupee-denominated debt: Foreign investment in rupee-denominated debt takes the form of foreign investors buying bonds in the Indian debt market, which is denominated in rupees. This is subject to an array of quantitative restrictions. There are different limits for foreign investment in government and corporate bonds. This arrangement is further complicated by sublimits across assets and investor classes. The share of outstanding government bonds that are owned by foreign investors has risen through the years. As of March 2013, it stands at 1.6 per cent. In absolute numbers, foreign investors own `700 billion or approximately $11 billion of Indian government bonds. At present, the quantitative restriction on foreign investment in government bonds stands at $30 billion. The small scale of foreign ownership implies a substantial upside potential. The internal debt of the government stands at `48.7 trillion. Government securities account for 90 per cent of this amount. Even if the ownership of foreign investors went up by ten times overnight, to $110 billion, it would only amount to 16 per cent of the existing stock of bonds. A comparison with other emerging economies shows that India greatly lags behind in the proportion of government bonds owned by foreigners. This raises questions on the structure of capital controls in the rupeedenominated bond market. The Working Group on Foreign Investment pointed out that the existing regulations create incentives for Indian firms to favour foreign-currency borrowings over issuing debt denominated in rupees. It recommended easing the restrictions on rupee-denominated debt as a safer way to manage globalisation. The Committee on Financial Sector Reforms, chaired by Raghuram Rajan, also recommended the steady opening up of rupee-denominated government and corporate bond markets to foreign investors. The Sebi study recommends that the existing framework of quantitative restrictions be dismantled. This K KUNDAN will encourage greater engagement of foreigners in the government debt market. 51. Why should India open up the local-currency government and corporate debt market for foreign investors? 1) Because India is in dire need of money for developing infrastructure of some of its sick industries 2) Because India has lagged behind due to restrictions on foreign debt flows 3) Because India is passing through a financial crisis 4) Because India is a developing economy 5) None of these 52. What are the different types of restrictions imposed by India on foreign investment in rupee denominated bonds? 1) Caps on the total amount to be invested in rupeedenominated bonds 2) Class of the investors 3) Maturity period 4) Issuer of bonds 5) All the above 53. What has/have been recommended by Sebi about foreign investment in government bonds? (A) A new framework for foreign portfolio investment in equity should be made. (B) Foreign investment in government bonds should be discouraged because not only India but also many other countries have experienced a bad effect on their economy. (C) Quantitative restrictions on foreign holdings of rupee-denominated debt should go away. 1) Only (A) 2) Only (B) 3) Only (C) 4) Both (A) and (B) 5) All (A), (B) and (C) 54. Why does the author think that foreign investment in rupee-denominated bonds is one of the safest areas to be opened up? Give your answer in the context of the given passage. 1) Because foreign investors are forced to invest on our terms 2) Because the currency risk is borne by the foreigner 3) Because in such as a situation, India becomes the custodian of their money 4) Because India is not bound to pay the invested money before the date of maturity 5) None of these 55. What was the effect of the late 1990s crises on the emerging markets of different countries? 1) The affected countries had to open their emerging markets for dollar-denominated bond markets. 2) Such countries had to open their emerging markets for euro-denominated bond markets. 3) Such countries were compelled to develop local 56. 57. currency denominated bond markets for the public and corporate sectors. 4) Such countries were forced to disallow foreign investment in their emerging markets. 5) None of these Which of the following comprise(s) foreign borrowings? Give your answer in the context of the passage. 1) External commercial borrowings by firms and fully repatriable NRI deposits 2) Foreign investment in rupee-denominated debt 3) Foreign currency denominated bilateral and multilateral government borrowing 4) Only 1) and 2) 5) All 1), 2) and 3) Which of the following statements is not true according to the facts mentioned in the given passage? 1) The share of outstanding govt bonds owned by foreign investors has gone down significantly through the years. 2) Foreign investors are the owners of approximately 11 USD billion of Indian government bonds. 3) The quantitative restrictions on foreign investment in govt bonds stands at USD 30 billion as of now. 4) Govt securities account for 90% of the internal debt of the govt. 5) None of these What was/were the thoughts behinds imposing restrictions on foreign investment in India while opening up its economy in 1991? 1) Allowing foreign investment in India means dependence on foreign investors. 2) It was thought foreigners would take away major chunk of profits from India and India’s economy would be in trouble. 3) It was thought that debt inflows were dangerous. 4) India wanted to be on the safer side because it had never before opened its economy for foreign investors and hence had no experience of allowing foreign investment. 5) All the above Which of the following is true about India’s capital control? 1) India’s capital control is guided by India’s central bank. 2) As far as India’s capital control is concerned, India is more concerned about currency denomination than the amount of debt and its maturity. 3) No control is exercised by India’s central bank on the debt and its denomination. 4) India’s capital control is guided by debt and its maturity. 5) None of these K KUNDAN 58. 59. 60. What should India do to integrate with financial global market? (A) It should identify the path of integration. (B) It should not shut out foreign capital. (C) It should not carelessly allow dollar-denominated debt. 1) Only (A) and (B) 2) Only (A) and (C) 3) All (A), (B) and (C) 4) Only (B) and (C) 5) Only (B) 61. Find the incorrect statements on the basis of the given passage. 1) Compared to the mid-1990s, the outstanding stock of domestic bond markets has increased approximately six times in the 2000s. 2) Foreign participation has not shown any remarkable increase over the last decade. 3) In the 2000s, emerging economies’ domestic bond markets have grown substantially. 4) Strong restrictions on foreign participation have resulted in limited foreign investment in India. 5) None of these 62. Who among the following do/does not favour the easing of restriction on rupee-denominated debt? (A) The Working Group on Foreign Investment (B) The Committee on Financial Sector Reforms (C) Securities and Exchange Board of India 1) Only (A) and (B) 2) Only (B) and (C) 3) Only (A) and (C) 4) Only (C) 5) None of these 63. What is the central idea of the given passage? 1) Domestic bond markets play a crucial role in the country’s economy. 2) Dollar-denominated debt should not be allowed in India without any restriction. 3) Foreign investors play a vital role in India’s economy. 4) India must lift restrictions on foreign investment in rupee-denominated debt. 5) Importance of financial stability in emerging markets Directions (Q. 64-67): Choose the word/group of words which is MOST SIMILAR in meaning to the word/ group of words printed in bold as used in the passage. 64. Inexorably 1) inevitably 2) inextricably 3) magnificently 4) openly 5) vigorously 65. Array 1) apprehension 2) continuity 3) order 4) area 5) multitude 66. Dismantled 1) imposed 2) exempted 3) legalised 4) removed 5) broken 67. Lags 1) falls out 2) falls behind 3) advances 4) grows 5) lacks Directions (Q. 68-70): Choose the word/group of words which is MOST OPPOSITE in meaning of the word/ group of words printed in bold as used in the passage. 68. Recklessly 1) carefully 2) hopefully 3) inadvertently 4) unruly 5) readily 69. Steady 1) uniform 2) stable 3) turbulent 4) regular 5) stationary 70. Embarked 1) launched 2) began 3) stopped 4) proposed 5) regularised Directions (Q. 71-75): The following questions consist of a single sentence with one blank only. You are given six words denominated by A, B, C, D, E and F as answer choices and from the six choices you have to pick two correct answers, either of which will make the sentence meaningfully complete. 71. It has come to the notice of Sebi that some companies/ entities are illegally mobilising funds from the public by making false promise of ________ rates of return/ interest under various schemes/arrangement. (A) extreme (B) unreasonable (C) illegal (D) high (E) exorbitant (F) little 1) (A) and (B) 2) (B) and (C) 3) (C) and (D) 4) (C) and (E) 5) (B) and (E) 72. President Pranab Mukherjee will meet two groups of people who will give him the ________ on the deteriorating law-and-order situation in West Bengal. (A) lowdown (B) letter (C) dossier (D) details (E) brochure (F) information 1) (A) and (C) 2) (B) and (E) 3) (A) and (F) 4) (C) and (D) 5) (C) and (F) 73. The space between Damascus and Baghdad is becoming an area for Jihadists to ________ into a global terrorist army. (A) convert (B) unite (C) coalesce (D) develop (E) collapse (F) collect 1) (A) and (F) 2) (B) and (E) 3) (C) and (F) 4) (D) and (F) 5) (B) and (F) 74. Public sector banks are ________ to pick up a stake in Bharat Heavy Electricals Ltd. (A) eager (B) motivated (C) adamant (D) keen (E) coming (F) reluctant 1) (A) and (B) 2) (B) and (E) 3) (C) and (E) 4) (D) and (F) 5) (A) and (E) 75. Reliance Industries Limited yet again ________ at the upper boundary and then moved back into previous consolidation band. (A) touched (B) picked (C) continued (D) stopped (E) stayed (F) faltered 1) (B) and (D) 2) (E) and (F) 3) (A) and (B) 4) (B) and (F) 5) (A) and (F) K KUNDAN Directions (Q. 76-80): Rearrange the following six sentences (A), (B), (C), (D), (E) and (F) in the proper sequence to form a meaningful paragraph and then answer the questions given below. (A) The RBI’s internal management is based on functional specialisation and coordination amongst about 20 departments with headquarters at Mumbai, which is the financial capital of the country. (B) RBI is a state-owned institution under the Reserve Bank of India Act, 1948. (C) The RBI is the oldest among the central banks operating in developing countries, though it is much younger than the Bank of England and the Federal Reserve Board operating as the central banks in the UK and the USA respectively. (D) The control of the RBI vests in the Central Board of Directors that comprises the above mentioned Governor, four Deputy Governors and 15 Directors nominated by the Union Government. (E) This Act empowers the Union Government, in consultation with the Governor of the RBI, to issue such directions to RBI as considered necessary in public interest. (F) The Governor and four Deputy Governors of RBI are appointed by the Union Government. 76. Which of the following would be the FIRST sentence after rearrangement? 1) E 2) F 3) D 4) C 5) B 77. Which of the following would be the SECOND sentence after rearrangement? 1) C 2) B 3) E 4) F 5) A 78. Which of the following would be the THIRD sentence after rearrangement? 1) A 2) D 3) C 4) B 5) E 79. Which of the following would be the LAST (SIXTH) sentence after rearrangement? 1) E 2) B 3) A 4) D 5) C 80. Which of the following would be the FOURTH sentence after rearrangement? 1) F 2) C 3) B 4) A 5) D Directions (Q. 81-90): In the following passage, some of the words have been left out, each of which is indicated by a number. Find the suitable word from the options given against each number and fill up the blanks with appropriate words to make the paragraph meaningful. I have three I’s for you. They are Inspiration, Integrity and Insight. Leaders essentially (81) with something larger than what others are willing to grapple with, which is what makes them leaders. They need inspiration to be able to do that, (82) they will get frustrated. The second component is integrity, which is a key element in (83) trust, without which you are never (84) going to be a leader. Integrity is about (85) between what you say, do and think. It is in your actions, in the way you are, the way you carry yourself. It’s not (86) you do only when others are watching. I ask people a simple question: if there is no policeman at a traffic signal, will you stop? Only 10% say they will stop, 90% will not. Life offers leader a perch higher than other people have. If leaders cannot see any (87) than others, they become objects of ridicule. They must have (88) into situations, into problems and possible solutions. There is a drought of leadership at all levels of life in our country. But leaders don’t fall from the (89). Some people become leaders themselves or sometimes situations (90) them to become leaders. 81. 1) gratified 2) shielded 3) defended 4) grapple 5) contend 82. 1) moreover 2) else 3) then 4) when 5) nonetheless 83. 1) raising 2) creating 3) forming 4) making 5) building 84. 1) always 2) been 3) ever 4) often 5) there 85. 1) coherence 2) adherence 3) sticking 4) deciding 5) relation 86. 1) everything 2) when 3) important 4) something 5) anything 87. 1) one 2) better 3) more 4) thing 5) clearly 88. 1) insight 2) depth 3) control 4) belief 5) knowledge 89. 1) above 2) god 3) sky 4) universe 5) haven 90. 1) make 2) instigate 3) prepare 4) develop 5) compel K KUNDAN Test-III: Quantitative Aptitude Directions (Q. 91-95): What value should come in place of question mark (?) in the following equations? 91. 0.2304 0.012 ? 1) 3.84 2) 9.6 3) 19.2 4) 38.4 5) None of these 92. 18 × 1.8 × 7.5 = (?)3 – 100 1) 5 2) 7 3) 9 4) 11 5) 13 93. 20% of 40% of ? = 439.6 1) 5275 2) 5345 3) 5495 4) 5525 5) 5655 94. 578 × ? × 12 = 325992 1) 41 2) 43 3) 45 4) 47 5) 49 95. ? = (42 × 56) ÷ 16 1) 22201 2) 21609 3) 21025 4) 20449 5) 19881 Directions (Q. 96-100): What should come in place of question mark (?) in the following number series? 96. 1717 1744 1869 2212 2941 ? 1) 3726 2) 3912 3) 4083 4) 4272 5) 4326 97. 1268 2051 2726 3301 3784 ? 1) 4183 2) 4296 3) 4312 4) 4443 5) 4508 98. 18 50 142 414 1226 ? 1) 3248 2) 3306 3) 3424 4) 3572 5) 3658 99. 28 33 109 560 3940 ? 1) 35125 2) 35235 3) 35485 4) 35705 5) 35915 100. 16 65.5 264.5 1061.5 4250.5 ? 1) 14008.5 2) 15009.5 3) 16006.5 4) 17007.5 5) 18008.5 101. What is the compound interest on `48750 for 2.5 years at 12% pa? 1) `15228.42 2) `15864.24 3) `16071.12 4) `16474.62 5) `16846.84 102. A shopkeeper marks his goods 30% above the cost price and allows 15% discount on it. If he sells his goods for `1038.70, what is the cost price? 1) `920 2) `940 3) `960 4) `980 5) `1020 103. The simple interest in 16 months on a certain sum at the rate at 12% pa is `266 more than the interest on the same sum at the rate of 18% pa in 8 months. What is the sum? 1) `6450 2) `6650 3) `6750 4) `6850 5) `7050 104. A and B can finish a job in 30 days, while A, B and C can finish it in 12 days. C alone can finish the job in 1) 15 days 2) 18 days 3) 20 days 4) 21 days 5) 24 days 105. If 8 men and 5 women can earn `3390 in 6 days, and 5 men and 7 women can earn `3600 in 8 days, then in how many days will 7 men and 8 women earn `6435? 1) 9 days 2) 11 days 3) 12 days 4) 13 days 5) 15 days 106. In how many different ways can the letters of the word “COLLECTION” be arranged? 1) 453600 2) 113400 3) 56700 4) 5040 5) 1260 107. A box contains 3 black, 3 blue and 3 white balls. Two balls are drawn from the box at random. What is the probability that both the balls are of the same colour? 1) 24 kmph 2) 60 kmph 3) 72 kmph 4) 90 kmph 5) 120 kmph 110. The ratio of the age of son to that of father is 2 : 7. After 12 years, the ratio will become 4 : 9. What is the present age of son? 1) 18 years 2) 16 years 3) 14 years 4) 12 years 5) 8 years Directions (Q. 111-115): In each of these questions, two equations (I) and (II) are given. You have to solve both the equations and give answer 1) if x < y 2) if x > y 3) if x y 4) if x y 5) if x = y, or relationship between x and y can’t be established. 111. I. 6x2 – 49x + 99 = 0 II. 5y2 + 17y + 14 = 0 2 112. I. 5x = 19x – 12 II. 5y2 + 11y = 12 113. I. x2 = 3 1331 II. 2y2 – 21y + 55 = 0 114. I. 5x = 7y + 21 II. 11x + 4y + 109 = 0 115. I. 2x2 – 11x + 12 = 0 II. 2y2 – 17y + 36 = 0 116. A park is 60m long and 48m broad. It has a 3m-wide path all around it each on its inside and outside both. How much will it take to carpet the path if the rate of carpeting is `7 per sq metre? 1) `8084 2) `9072 3) `10112 4) `10742 5) `10956 117. A room is 9m long and 7m wide. The floor of the room is to be tiled fully with 9 cm × 8 cm rectangular tiles without breaking tiles to smaller sizes. How many tiles will be required? 1) 8750 2) 9600 3) 10400 4) 12600 5) 14000 118. The dimensions of a room are 12m × 8m × 5m. There are two doors (2.5m × 1m) and two windows (1.5m × 1m) in the room. What is the cost of painting the walls of the room if the rate of painting is `13.5 per square metre? 1) `2416 2) `2592 3) `2684 4) `2748 5) `2804 119. A cylindrical piece of metal of radius 4.5 cm and height 11 cm is shaped into a cone of the same radius. What will be the height of the cone? 1) 16.5 cm 2) 22 cm 3) 27.5 cm 4) 33 cm 5) 38.5 cm 120. How much will it cost to make a wall, which is 28m long, 8m high and 0.5m thick, from bricks whose dimensions are 20 cm × 10 cm × 7 cm? One brick costs `3. 1) `1.8 lakh 2) `2.4 lakh 3) `2.8 lakh 4) `3.2 lakh 5) `3.6 lakh Directions (Q. 121-125): The following line graph shows the percentage increase in the population of two cities A and B over the period 2009 to 2013. K KUNDAN 1 1 3 20 1 2) 3) 4) 5) 66 4 4 21 21 108. A man can row 28 km upstream and 70 km downstream in 12 hours. Also, he can row 40 km upstream and 56 km downstream in 14 hours. What is the speed of the man in still water? 1) 7 kmph 2) 8 kmph 3) 9 kmph 4) 12 kmph 5) 14 kmph 109. A person travelled 120 km by bus, 480 km by train and 432 km by bike. It took 15 hours. If the speed of the 1) 5 times that of the 3 bike, what is the speed of the bike? train is 5 times that of the bus and Percentage increase 30 City A 25 City B 25 20 15 10 20 20 15 10 10 10 10 5 5 5 0 2009 2010 2011 Year 2012 2013 The table shows the population of these cities at the beginning of 2009. City Population (in lakh) A 12 B 10 121. What is the population of City A at the beginning of the year 2011? 1) 14.96 lakh 2) 15.18 lakh 3) 15.72 lakh 4) 16.04 lakh 5) 16.24 lakh 122. What is the difference between the population of City A and City B at the end of the year 2011? 1) 53400 2) 54600 3) 55300 4) 56100 5) 57500 123. What is the ratio of the population of City A to that of City B at the end of 2009? 1) 1 : 2 2) 6 : 5 3) 8 : 5 4) 11 : 10 5) None of these 124. What will be the population of City B at the end of the year 2013? 1) 17.325 lakh 2) 18.464 lakh 3) 19.0575 lakh 4) 20.040 lakh 5) None of these 125. The population of City B at the end of the year 2011 is approximately what per cent of the population of City A at the beginning of the year 2009? 1) 72.7% 2) 87.5% 3) 112.5% 4) 125% 5) 137.5% Directions (Q. 126-130): The following pie-chart shows the percentage distribution of the total items produced by six different companies in the year 2013, and the table shows the percentage sale of these companies. (Total items produced by all six companies together is 5.5 lakh) Company % sale A 72% B 80% C 84% D 65% E 70% F 75% 126. What is the total number of items sold by Company A? 1) 27720 2) 48400 3) 56980 4) 71280 5) 99000 127. What is the difference between the total items sold by Company B and the total items sold by Company C? 1) 21420 2) 22720 3) 23210 4) 24080 5) 24420 128. What is the average number of items sold by all six companies? 1) 66935 2) 65415 3) 64285 4) 63150 5) 62740 129. What is the ratio of the total unsold items of Company B to that of Company E? 1) 3 : 5 2) 3 : 7 3) 4 : 7 4) 4 : 5 5) 5 : 7 130. The total unsold items of Company F is what per cent of the total sold items of Company B? 1) 41.25% 2) 42.5% 3) 43.75% 4) 45% 5) 47.5% Directions (Q. 131-135): The following bar chart shows the total number of readers of newspaper A and B over the period of 2009 to 2013 and the table shows the percentage of female readers among them. K KUNDAN F 21% A 18% B 15% E 14% D 23% C 9% Number of readers (in thousand) A 70 60 50 40 30 20 10 0 B 65 64 60 56 54 48 42 2009 2010 2011 44 2012 45 40 2013 Year A B % female % female 2009 43% 51% 2010 37% 45% 2011 45% 48% 2012 52% 54% 2013 39% 56% 131. What is the total number of female readers of newspaper B in the year 2012? 1) 21480 2) 22320 3) 23760 4) 24850 5) 25200 132. What is the difference between the total male readers of newspaper A and its total female readers in the year 2009? 1) 8620 2) 7840 3) 7450 4) 7280 5) 7060 133. What is the ratio of the total male readers of newspaper A in the year 2011 to the total female readers of newspaper B in the year 2013? 1) 22 : 21 2) 13 : 22 3) 24 : 23 4) 25 : 24 5) 16 : 15 134. What is the average number of male readers of newspaper B over the years? 1) 21320 2) 22640 3) 23450 4) 24780 5) 25160 135. The total number of female readers of newspaper A in the year 2010 is approximately what per cent of the total number of male readers of newspaper B in the year 2010? 1) 65% 2) 63% 3) 61% 4) 59% 5) 57% Directions (Q. 136-140): Study the following information carefully and answer the questions given below: In a company there are total 2400 employees, in which the ratio of males to females is 7 : 5. All the employees work in three different departments, D 1, D2 and D3 of the company. The number of male employees working in D1 is 27% of the total number of male employees of the company, and it is 90% of the total number of female employees in D1. Test-IV: General Awareness (with Special Reference to Banking Industry) 141. Sahyog-Kaijin 2014, the 13th edition of joint exercises between the Indian Coast Guard and its counterpart from which of the following countries, was held off Kochi recently? 1) Russia 2) China 3) Japan 4) Australia 5) US 142. South Korean steel maker Posco has received environment clearance for its `52,000-cr steel plant after remaining in the pipeline for the past eight years. The plant is to be set up in which of the following states? 1) West Bengal 2) Karnataka 3) Odisha 4) Jharkhand 5) Andhra Pradesh 143. The Reserve Bank of India released the Financial Stability Report (FSR) – Dec 2013 recently. Aiming to create awareness about the vulnerabilities in the financial system, the FSR is published every 1) month 2) two months 3) three months 4) four months 5) six months 144. The Reserve Bank of India (RBI) and Bank of Japan (BOJ) signed a pact to enhance the maximum amount of the Bilateral Swap Arrangement (BSA) between the two countries recently. What is the new limit of the BSA? 1) USD 20 bn 2) USD 30 bn 3) USD 40 bn 4) USD 50 bn 5) USD 60 bn 145. The RBI had announced to launch Inflation Indexed National Saving Securities-Cumulative (IINSS-C), which was later extended to a later date 31 Mar, 2014. The minimum limit for investment in the bond per applicant per annum is `5,000. What is the maximum limit? 1) `1 lakh 2) `2.5 lakh 3) `5 lakh 4) `7.5 lakh 5) `10 lakh 146. The Committee on Comprehensive Financial Services for Small Businesses and Low-Income Households, headed by Nachiket Mor, proposed a plan to overhaul the Indian banking landscape recently. Which of the following have been proposed in the report? (A) All resident Indians above 18 years of age will have full-service bank accounts by 1 Jan, 2016. (B) Every account holder will have an electronic payment access point within 15 minutes of walk. (C) Increasing the priority-sector lending target from 40 per cent of net bank credit to 60 per cent and doing away with farm-loan subsidies (D) Allowing banks to set up subsidiaries dedicated to financial inclusion, without prior approvals from the RBI 1) All the above 2) Only (A) and (C) K KUNDAN 6 of the 7 total number of female employees in D1 and the total number of male employees working in D2 is 140% of the total female employees working in D2. Answer the following questions based on these information. 136. How many male employees are working in department D3? 1) 504 2) 512 3) 518 4) 524 5) 532 137. The total number of female employees in department D3 is approximately what per cent of the total number of male employees working in department D1? 1) 51.7% 2) 53.4% 3) 55.6% 4) 57.2% 5) 58.2% 138. What is the ratio of the total male employees in department D 1 to the total male employees in department D2? 1) 2 : 3 2) 3 : 4 3) 4 : 5 4) 5 : 6 5) None of these 139. The total number of male employees in department D3 is approximately what per cent of the total number of female employees in department D2? 1) 84% 2) 112% 3) 128% 4) 144% 5) 156% 140. The total number of male employees in department D2 is approximately what per cent of the total number of employees in the company? 1) 15% 2) 18% 3) 21% 4) 24% 5) 27% The total number of female employees in D2 is 3) Only (B) and (D) 4) Only (A), (B) and (D) 5) Only (B), (C) and (D) 147. What is India’s global ranking in the recently released ‘2014 Index of Economic Freedom’? The index is published annually by the Heritage Foundation and the Wall Street Journal. 1) 48th 2) 52nd 3) 79th 4) 102nd 5) 120th 148. Who among the following has been appointed the new CEO of India’s commodity exchange MCX-SX recently? 1) GK Pillai 2) Jignesh Shah 3) Joseph Massey 4) Saurabh Sarkar 5) None of these 149. Which of the following countries has enacted a new law, Same Sex Marriage Prohibition Act, which criminalises homosexual clubs, associations and organisations with penalties up to 14 years in jail? 1) Chile 2) Uganda 3) Nigeria 4) Malaysia 5) North Korea 150. The recently published book titled This Place has been authored by who among the following? 1) Vikram Chandra 2) Nighat M Gandhi 3) Juliet Reynolds 4) Amitabha Bagchi 5) Fatima Bhutto 151. Who among the following has won the 2013 FIFA Player of the Year award Ballon d’Or recently? 1) Lionel Messi 2) Cristiano Ronaldo 3) Wayne Rooney 4) Arjen Robben 5) Franck Ribery 152. Which of the following software firms has announced to set up the world’s largest corporate learning and development centre in India? It will have a total capacity to train 15,000 professionals at one time and 50,000 professionals annually. 1) Tech Mahindra 2) Wipro 3) Infosys 4) TCS 5) IBM 153. Name the Indian sportswoman whose silver medal at the World Athletics Final in 2005 was recently elevated to gold by the International Association of Athletics Federations recently as gold winner Tatyana Kotova was disqualified for doping. 1) Kunjarani Devi 2) Karnam Malleswari 3) Tintu Luka 4) Anju B George 5) None of these 154. The Enforcement Directorate has signed an agreement with the Commerce Ministry for sharing of foreign exchange realisation data ore eBRC which is expected to increase transparency. The term BRC stands for: 1) Bank Redemption Certificate 2) Bank Realisation Certificate 3) Bank Rationalisation Certificate 4) Bank Reference Certificate 5) Bank Ratification Certificate 155. Consider the following with respect to the Reserve Bank of India (RBI)’s decision to increase the loan-tovalue (LTV) ratio of gold loan companies: (A) The NBFCs have been allowed to lend up to 100 per cent of the value of gold. (B) The decision has been taken on the recommendations of the KUB Rao committee. (C) NBFCs will have to certify purity of gold to determine the maximum permissible loan. (D) Loans of `1 lakh and above must be disbursed through cheques. Which of the above statements are true? 1) Only (A) and (B) 2) Only (C) and (D) 3) Only (A), (B) and (C) 4) Only (B), (C) and (D) 5) All (A), (B), (C) and (D) 156. The Delhi High Court recently held that the Comptroller and Auditor General of India (CAG) can audit the accounts of which of the following under the relevant provisions of the law? 1) Private educational institutions 2) Private telecom operators 3) NGOs 4) MNCs 5) All the above 157. The Sakala programme, which guarantees time-bound delivery of services to citizens by govt departments, has won National award under outstanding performance in citizen-centric service delivery category recently. The scheme is running in 1) Madhya Pradesh 2) Bihar 3) Gujarat 4) Rajasthan 5) Karnataka 158. The Finance Ministry has tasked a nine-member panel to review the framework on external commercial borrowings (ECBs) and foreign currency convertible bonds (FCCBs). The panel is headed by 1) Bimal Jalan 2) MS Sahoo 3) Y Venugopal Reddy 4) C Rangarajan 5) None of these 159. Insurance Regulatory and Development Authority (IRDA) has set up a 10-member committee to look into having 100% Foreign Direct Investment (FDI) in insurance intermediaries and Third Party Administrators (TPAs). The committee will be headed by 1) TS Vijayan 2) Usha Sangwan 3) Sushobhan Sarker 4) SK Roy 5) Suresh Mathur 160. The Nachiket Mor Committee, in its recent report, has proposed to convert which of the following institutions into a ‘commercial entity’? 1) NABARD 2) SIDBI 3) National Housing Bank 4) HUDCO 5) None of these K KUNDAN 161. The govt of India will receive a special dividend of `16,485.71 cr for its 90 per cent stake in which of the following Maharatna companies as approved by the company’s board? 1) CIL 2) ONGC 3) IOC 4) GAIL 5) SAIL 162. Who among the following was the chief guest at the 65th Republic Day parade at Rajpath in Delhi? 1) Shinzo Abe (Japan) 2) Akihito and Michiko (Japan) 3) Jigme Khesar Namgyel Wangchuck (Bhutan) 4) Abdulla Yameen (Maldives) 5) None of the above 163. According to the Justice MB Shah Commission report on illegal mining in Odisha, its good quality iron ore reserves will last for how many years at present rate of extraction? 1) 10 yrs 2) 20 yrs 3) 30 yrs 4) 40 yrs 5) 50 yrs 164. Michelle Bachelet was officially declared by the Electoral Court to have won the presidential election held in Dec, 2013 and will be sworn in on 11 Mar as the new president of which of the following countries? 1) Chad 2) Spain 3) Chile 4) Norway 5) New Zealand 165. Banks are planning to ask the RBI to lift the cap on borrowing under the daily Liquidity Adjustment Facility (LAF). Currently, banks can borrow what per cent of net demand and time liabilities (NDTL) from the LAF window? 1) 0.5% 2) 1% 3) 1.5% 4) 2% 5) 2.5% 166. Which of the following banks has agreed to pay USD 1.7 bn to victims of the convicted fraudster, Bernard Madoff, following a settlement with US prosecutors? The bank is accused of not maintaining an effective anti-money laundering programme. 1) Standard Chartered 2) Citibank 3) JP Morgan 4) Bank of America 5) HSBC 167. With the successful launch of GSLV-D5 recently, India has entered into a select group of nations which have developed their own cryogenic rocket engine technology. Which of the following is NOT at present in the group? 1) US 2) Germany 3) Japan 4) China 5) Russia 168. Which of the following teams has lifted both the Men’s (Barna Ballack Cup) and Women’s (Jayalakshmi Cup) Team titles of the 75th Senior National Table Tennis Championships recently in Patna? 1) West Bengal 2) Petroleum Sports Promotion Board (PSPB) 3) Airport Authority of India (AAI) 4) Railways Sports Board (RSPB) 5) None of these 169. What does the letter ‘S’ denote in the abbreviation SUUTI, a term we often read in financial newspapers? 1) Securities 2) Specified 3) Series 4) Serious 5) None of these 170. Which of the following countries formally joined the Euro Zone as the 18th member of the group which uses the Euro as its currency? It has become the European Union's fastest growing economy. 1) Albania 2) Serbia 3) Latvia 4) Slovenia 5) None of these 171. Pushpa Kapila Hingorani, who died recently, was India’s pioneer of 1) Public Interest Litigation (PIL) 2) Right to Information (RTI) 3) Right to Education (RTE) 4) Women’s education 5) None of these 172. Which of the following is/are correct with respect to the notification issued by the govt regarding National Company Law Appellate Tribunal (NCLAT) set up under the new Companies Act? 1) Its chairperson will be entitled to a fixed monthly pay of `90,000 besides other allowances. 2) It would be the appellate body for National Company Law Tribunal. 3) It will replace the Company Law Board. 4) All the above 5) Only 1) and 2) 173. Multilateral funding agency World Bank has announced to provide loan to construct disasterresilient houses and roads in cyclonic-disaster-hit Uttarakhand. What is the amount of the loan? 1) USD 250 mn 2) USD 280 mn 3) USD 320 mn 4) USD 350 mn 5) USD 380 mn 174. Centre has decided to provide an additional wage employment beyond the stipulated 100 days under Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) for Scheduled Tribe households in forest areas. It will be for 1) 20 days 2) 30 days 3) 40 days 4) 50 days 5) None of these 175. Consider the following with respect to the RBI’s move to introduce globally compatible unique identity codes to entities which are parties to a financial transaction in India as part of the G-20 mandate: (A) The unique identity code called Legal Entity Identifier (LEI) is a 20-character code assigned by a local operating unit (LOU). (B) Clearing Corporation of India Ltd (CCIL) has been selected to act as LOU. (C) The functioning of CCIL as a local operating unit will not fall under the regulation and oversight of the RBI. Which of the above statements is NOT correct? K KUNDAN 1) Only (A) 2) Only (B) 3) Only (C) 4) Only (A) and (B) 5) Only (B) and (C) 176. In a move aimed at thwarting money laundering activities, the market regulator Sebi has made which of the following compulsory for all investments into Collective Investment Scheme (CIS)? All investments in CIS funds are to be made 1) through banking channels 2) in cash 3) through correspondents only 4) through registered broking agencies 5) None of these 177. The nation’s first comprehensive adolescent health programme named ‘Rashtriya Kishor Swasthya Karyakram (RKSK)’ was launched recently from Thane, Maharashtra. Based on a national analysis, RKSK will focus on six areas including: 1) sexual and reproductive health 2) nutrition 3) injuries and violence (including gender-based violence) 4) non-communicable diseases 5) All the above 178. As part of taking banking services to rural areas, the Centre has revised its target for opening new bank branches which will also create an additional 55,000 new jobs in the banking sector. Now, how many new bank branches will be opened yearly from next fiscal? 1) 5,000 2) 7,000 3) 9,000 4) 10,000 5) 12,000 179. Which of the following industrial groups has become the first corporate in the country to disburse salaries leveraging the Aadhaar Payment Bridge (APB) to avoid fake data? 1) RIL 2) Adani group 3) Trident group 4) Vedanta group 5) Bharati group 180. National Bank for Agriculture and Rural Development (NABARD) reduced the refinance rates for banks and other lending agencies by 0.20 per cent to promote rural credit and rural infrastructure. What is the new rate for refinance effective from 7 Jan, 2014? 1) 9.10 per cent 2) 9.30 per cent 3) 9.50 per cent 4) 9.70 per cent 5) 9.90 per cent 182. A repair for a known software bug, usually available at no charge on the Internet, is called a(n) 1) Version 2) Patch 3) Tutorial 4) FAQ 5) None of these 183. The property that when classes are arranged in a hierarchy, each class assumes the attributes and methods of its ancestors is called 1) generalisation 2) inheritance 3) encapsulation 4) information hiding 5) None of these 184. All of the following are examples of real security and privacy risks except 1) Hackers 2) Spam 3) Viruses 4) Identity theft 5) None of these 185. If you wish to extend the length of the network without having the signal degrade, you would use a 1) repeater 2) router 3) gateway 4) switch 5) None of these 186. Which of the following is used to move down a page in a document? 1) Jump 2) Fly 3) Wriggle 4) Scroll 5) None of these 187. ________ is the process of carrying out commands. 1) Fetching 2) Storing 3) Decoding 4) Coding 5) Executing 188. Which of the following types of viruses are often transmitted by a floppy disk left in the floppy drive? 1) Trojan horse 2) Boot sector 3) Script 4) Logic bomb 5) Worm 189. The binary language consists of________digit(s). 1) 8 2) 2 3) 1,000 4) 1 5) None of these 190. Which of the following is not the basic principle of networks? 1) Each computer must have a network card. 2) There must be communication media connecting the network and hardware devices. 3) There must be at least one connecting device. 4) Each computer must have software that supports the movement of information. 5) None of these 191. For deleting data permanently, we use 1) Delete 2) Shift + Alt + Delete 3) Shift + Delete 4) Erase 5) All the above 192. Integrated circuits are made up of 1) Si 2) Al 3) Mn 4) Mg 5) All the above 193. Whas is the full form of “XP” in Windows XP? 1) XTRA Power 2) XTREME Programming 3) XTRA Process 4) XTREME Power K KUNDAN Test-V: Computer Knowledge 181. The main job of a CPU is to 1) carry out program instructions. 2) store data/information for future use. 3) process data and information. 4) Both 1) and 3) 5) None of these 5) None of these 194. Which key is used to send a digital signature? 1) Public key 2) Private key 3) Digital key 4) Keypad 5) None of these 195. The first computer made available for commercial use was 1) Mark-I 2) ENIAC 3) UNIVAC 4) EDSAC 5) EDVAC 196. EPROM consists of 1) bipolar transistors 2) Diodes 3) ETL 4) MOSFETs 5) None of these 197. ________ is not an Internet connection. 1) Broadband 2) WWAN 3) DSL 4) WLAN 5) Dial-up 198. The output quality of a printer is measured by 1) dots per sq inch 2) dots per inch 3) dots printed per unit 4) dots printed per line 5) Both 1) and 2) 199. IEEE ________ standard is used for wireless LAN. 1) 802.12 2) 802.13 3) 802.15 4) 802.11 5) 802.10 200. DNS is extremely important for the correct functioning of the Internet. To do so, it 1) encrypts data 2) maps symbolic names for machines onto their IP address 3) translates message into machine language 4) All the above 5) None of these K KUNDAN Answers E@V¥N%R£T Option 3) (1-6): Thus, we can’t compare Q and T. Hence, does not follow. Hence, E is grandfather of T. Option 4) 17. 1; 1. 1 2. 2 3. 3 4. 4 5. 5; U and S 6. 2 7. 2; Some papers are pencils (I) + No pencil is a pen (E) = I + E = O = Some papers are not pens. Now, No paper is a bottle conversion No bottle is a paper (E) + Some papers are not pens (O) = E + O = No conclusion. Hence, conclusion I does not follow. Again, No pencil is a pen conversion No pen is a pencil. Hence, conclusion II follows. 8. 4; Some papers are pencils conversion Some pencils are papers. Hence, conclusion I does not follow. Again, Some papers are pencils (I) + No pencil is a pen (E) = I + E = Some papers are not pens. Hence, conclusion II does not follow. 9. 2; No cup is a wire (E) + All wires are bulbs (A) = E + A = O* = Some bulbs are not cups. Hence, conclusion I does not follow. Again, All stickers are cups (A) + No cup is a wire (E) = A + E = E = No sticker is a wire. Hence, conclusion II follows. 10. 1; No sticker is a wire (E) + All wires are bulbs (A) = E + A = O* = Some bulbs are not stickers. Hence conclusion I follows, but conclusion II does not follow. 11. 4; All bowls are spoons (A) + No spoon is a plate (E) = A + E = E = No bowl is a plate. Hence, conclusion I does not follow. Again, Some glasses are bowls (I) + All bowls are spoons (A) = I + A = I = Some glasses are spoons. Hence, conclusion II does not follow. 12. 5; Check options one by one Hence, K is sister-in-law of A. This leads us to Q < T is true and L T is true. Hence, does not follow. 13. 2; Given expression: R < E = A M > N Thus, A > N is true, and R < A is true. Again, E > N or N < E is true. Hence, options 1), 3) and 4) do not follow. But, option 2) is false and hence follows. 14. 1; Check options one by one: 1) H < A > B C = J < L This leads us to B J being true. C < L or L > C is true. And A > J or J < A is true. Hence, option 1) follows. 2) H < A < B C = J > L This leads us to B J, being true. But C > L or L < C is true. Also, we can’t compare A and J. Hence, 2) does not follow. 3) H < A = B < C = J L This leads to B < J being true. But (B J) does not follow. Again, C L is true. But (L > C) does not follow. And A < J. Hence (J < A) does not follow. 4) H < A < B C = J < L This leads us to A < J or J > A. But (J < A) does not follow. Again, B J does not follow. 15. 3; Given expression: Z Y > L = W N > F Thus, Z > W. Hence, (Z W) does not follow. Again, L N is true. So, (L = N) may be true. Again, Z > F or F < Z is definitely true. Hence, follows. But Y > W is true but (Y = W) does not follow. 16. 3; By putting ¥ in place of question mark we get 18. 1; Option 1) Thus, N is sister of R. Hence option 1) follows. Option 2) K KUNDAN Hence, option 2) does not follow. Option 3) Hence, option 3) does not follow. Option 4) Hence, option 4) does not follow. 19. 3; 20. 2; Thus, W is uncle of P. Hence, option 2) is true. Option 1) (21-25): Bank Thus, we can’t compare Q and T. But L < T is true. Hence, does not follow. Option 2) Thus, Q > T or T < Q is true. But L > T is true. Hence, does not follow. Person P(+) A(+) L(–) N(–) Q(+) G(+) R(+) S(–) City Dena Indian BOB BOI UBI OBC Bank Bank × × × × × × × × × × × × × × × × × × × × × × × × × × × × × × × × × × × × × × × × × × Corp Bank × × × × × × × UCO Delhi Patna Ranchi Kanpur Gur Gha Jaipur Noida × × × × × × × × × × × × × × × × × × × × × × × × × × × × × × × × × × × × × × × × × × × × × × × × × × × × × × × × × × × × × × × S um m ar y Person Bank Place P(+) Indian Bank Ghaziabad R(+) Corporation Bank Patna G(+) OBC Noida L(–) Dena Bank Jaipur A(+) BOB Delhi N(–) UBI Ranchi Q(+) BOI Gurgaon S(–) UCO Kanpur 21. 3 22. 2 23. 4 24. 1 25. 3 26. 4 (27-31): The machine arranges the words and the numbers in each step. As for words, the words are arranged in alphabetical order from left to right and the numbers are arranged in descending order from right to left. However, after arranging all the numbers the digit-sums of numbers are squared in the last step. Input: water 13 ferry 15 place 16 boat 22 market 18 verb 12 Step I: boat water 13 ferry 15 place 16 market 18 verb 12 22 Step II: boat ferry water 13 15 place 16 market verb 12 18 22 Step III: boat ferry market water 13 15 place verb 12 16 18 22 Step IV: boat ferry market place water 13 verb 12 15 16 18 22 Step V: boat ferry market place verb water 12 13 15 16 18 22 Step VI: boat ferry market place verb water 9 16 36 49 81 16 Step VI is the last step of the above input 27. 4 28. 1 29. 3 30. 4 31. 4 32. 4; 35. 3; Northeast 36. 2; EF = DE = 2 km Now, AF = ( AE) 2 AE = BE = CD = 1 km ( EF) 2 12 2 2 = 5 km 37. 5; From I. D is a female = From II. Hence, both the statements are sufficient to answer the question. 38. 5; From I and II. Then, Manish is facing north. 39. 3; From I. 46. 1; Look at the way the author has compared to the referendum sought by AAP while forming government. The author assumes that it is wrong to seek referendum in one crucial matter and not do so in another crucial matter that affects one and all. 47. 4; (A) takes the argument more in favour of FDI. Similarly, (D) also helps clinching the argument in favour of the author and taking it away from AAP. 48. 1; The benefits have been clearly enumerated in (A). 49. 5; If the government of India’s decision was taken at the behest of foreign powers, then clearly there is a need for rethink. 50. 4; We can’t go for (C) because it loses sight of the core issue involved in the paragraph. 51. 2 52. 5 53. 3 54. 2 55. 3 56. 5 57. 1 58. 3 59. 4 60. 3 61. 2 62. 5 63. 4 64. 5 65. 5 66. 4 67. 2 68. 1 69. 3 70. 3 71. 5 72. 3 73. 1 74. 4 75. 2 (76-80): CBEFDA 76. 4 77. 2 78. 5 79. 3 80. 1 81. 4 82. 2 83. 5 84. 3 85. 1 86. 4 87. 2 88. 1 89. 3 90. 5 K KUNDAN R’s rank from the top is (4 + 6 =) 10th. From the bottom the rank of R is (30 – 10 + 1) = 21st. From II. The rank of R from the bottom is 4 + 17 + 1 = 22nd. Hence, either statement I or II alone is sufficient to answer the question. 40. 2; From I. From II. 33. 4; Given Word: SUBSTANCE After rearrangeing the given word, it becomes TANCSUBSE Now, Second from the right is S. Third from the left is N. There are four letter been N and S in the English alphabetical series, ie O, P, Q and R. 34. 1; Similarly, (35-36): Let A be the man’s home and F the market. Hence, statement II is sufficient to answer the question. 41. 3; A law that combats traffic in human beings will rather prevent abuse of domestic workers. 42. 3; Since conventional lenders have become increasingly reluctant, borrowers have to resort to pledging their property in order to borrow money. 43. 3; Debt-oriented hybrid funds offer a sort of compromise formula. You may enjoy the benefits of stock markets but at the same time have some cushion as well. 44. 3; Although B is also correct, it is not a course of action. 45. 1; If history repeats itself, privacy policies may go for a six. 91. 5; ? = 0.2304 0.012 = 0.48 ÷ 0.012 = 40 92. 2; (?)3 – 100 = 18 × 1.8 × 7.5 = 243 or, (?)3 = 243 + 100 = 343 = (7)3 ?=7 20 40 ? = 439.6 93. 3; 100 100 43960 100 5495 or, ? = 20 40 325992 94. 4; ? = = 47 578 12 42 56 95. 2; ? = = 147 16 or, ? = (147)2 = 21609 96. 4; The series is +33, +53 , +73, +93, ... 97. 1; The series is +28 2 – 1, +26 2 – 1, +242 – 1, ... 98. 5; The series is ×3 – 4, ×3 – 8, ×3 – 12, ×3 – 16, ... 99. 3; The series is 28 × 1 + 5 = 33, 33 × 3 + 10 = 109, 109 × 5 + 15 = 560, 560 × 7 + 20 = 3940, 3940 × 9 + 25 = 35485, ... 100. 4; The series is 16 × 4 + 1.5 = 65.5, 65.5 × 4 + 2.5 = 264.5, 264.5 × 4 + 3.5 = 1061.5, 1061.5 × 4 + 4.5 = 4250.5, 4250.5 × 4 + 5.5 = 17007.5, ... 101. 3; CI = (48750 × 1.12 × 1.12 × 1.06) – 48750 = 64821.12 – 48750 = `16071.12 102. 2; Let the cost price be `x. 130 Marked price = x 100 130 85 x SP = 100 100 130 85 = 1038.70 100 100 x = `940 Now, x 103. 2; Let the sum be `x. 16 8 x 12 x 18 12 – 12 = 266 100 100 or, 16x – 12x = 26600 26600 x= = `6650 4 or, 20u + 28v = 7 Solving eqn (i) and (ii), we get v= y = 4, x = 14 Speed of man in still water = 104. 3; (A + B + C)’s one day’s work = And (A + B)’s one day’s work = 1 1 and u = 14 4 ... (ii) 1 12 = 9 kmph 109. 3; Let the speed of the train be x kmph. 1 30 Speed of the bus = C’s one day’s work 1 1 5–2 1 – = = = 12 30 60 20 C alone can finish the work in 20 days. 105. 2; Let the daily earning of a man and that of a woman be `x and `y respectively. 3390 Then, 8x + 5y = = 565 ... (i) 6 3600 Again, 5x + 7y = = 450 ... (ii) 8 Solving equation (i) and (ii), we have eqn (i) × 5 – eqn (ii) × 8 40 x 25y 2825 – 40 x 56 y 3600 – 31y –775 y = `25, x = `55 Now, daily earning of 7 men and 8 women together = 7x + 8y = 7 × 55 + 8 × 25 = 385 + 200 = `585 `585 is earned by 7 men and 8 women in one day. `6435 is earned by 7 men and 8 women 1 6435 = 11 days in 585 Hence, number of days = 11 106. 1; Total number of letters in the word COLLECTION is 10. So, the number of arrangements = 10! Here L, C and O each occurs twice. 10! Number of ways = 2!2!2! 3 4 5 6 7 8 9 10 = 453600 1 2 1 2 107. 1; Total number of balls in the box = 3 +3+3=9 9 8 Number of sample space n(S) = 9 C 2 = 2 = 36 4 14 2 speed of the bike = Then, 120 x 5 600 480 x x 1800 15 or, x x = 120 or, 480 x x kmph the and the 5 3x kmph 5 432 3x 5 15 720 15 x 113. 1; I. x2 = 3 1331 = 11 x= 11 = 3.316 2y2 – 21y + 55 = 0 2y2 – 10y – 11y + 55 = 0 2y(y – 5) – 11(y – 5) = 0 (2y – 11) (y – 5) = 0 11 y = 5, Hence, x < y 2 114. 2; I. 5x – 7y = 21 II. 11x + 4y = –109 Solving eqn (i) × 11 – eqn (ii) × 5 55x – 77 y 231 II. or, or, or, – 55x 20 y 545 – 97 y 776 y = –8 and from this x = –7 Hence, x > y 115. 3; I. 2x2 – 8x – 3x + 12 = 0 or, 2x(x – 4) – 3(x – 4) = 0 or, (2x – 3) (x – 4) = 0 3 x= ,4 2 II. 2y2 – 8y – 9y + 36 = 0 or, 2y(y – 4) – 9(y – 4) = 0 or, (2y – 9) (y – 4) = 0 9 y = 4, Hence, x 2 116. 2; K KUNDAN n(E) = 3 C 2 3 C2 3 C2 = 3 + 3 + 3 = 9 n (E ) 9 1 P(E) = n (S) = = 36 4 108. 3; Let the downstrem speed be x kmph and upstream speed be y kmph. 28 70 14 35 Then, y or, y x = 12 x =6 1 1 v Let y u and x Now, 14u + 35v = 6 40 56 20 28 14 , y x y x ... (i) 7 3x 3 120 = = 72 kmph 5 5 110. 4; Let the present age of son and father be x years and y years respectively. x 2 Then, y 7 or, 7x = 2y ... (i) x 12 4 Again, after 12 years, y 12 = 9 or, 9x + 108 = 4y + 48 or, 9x – 4y = –60 ... (ii) Solving eqn (i) and (ii), we get x = 12 years, y = 42 years 111. 2; I. 6x2 – 49x + 99 = 0 or, 6x2 – 27x – 22x + 99 = 0 or, 3x(2x – 9) – 11(2x – 9) = 0 or, (3x – 11) (2x – 9) = 0 11 9 x= , 3 2 II. 5y2 + 17y + 14 = 0 or, 5y2 + 10y + 7y + 14 = 0 or, 5y(y + 2) + 7(y + 2) = 0 or, (5y + 7) (y + 2) = 0 7 y = –2, – 5 Hence, x > y 112. 4; I. 5x2 – 19x + 12 = 0 or, 5x2 – 15x – 4x + 12 = 0 or, 5x(x – 3) – 4(x – 3) = 0 or, (5x – 4) (x – 3) = 0 4 x = 3, 5 II. 5y2 + 11y – 12 = 0 or, 5y2 + 15y – 4y – 12 = 0 or, 5y(y + 3) – 4(y + 3) = 0 or, (5y – 4) (y + 3) = 0 4 y= , –3 5 Hence, x y Speed of bike = y Area of inside path RSPQ = 2{(60 × 3) + (42 × 3)} = 2(180 + 126) = 612 sq m Area of outside path LMNO = 2{(66 × 3) + (48 × 3)} = 2{198 + 144} = 2 × 342 = 684 sq m Total area of the path = 612 + 684 = 1296 sq m Cost of carpeting = 1296 × 7 = `9072 900 700 117. 1; Number of tiles = = 8750 9 8 118. 2; Area of four walls = 2 × 5 × (12 + 8) = 200 sq m Area of doors = 2 × 2.5 × 1 = 5 sq m Area of windows = 2 × 1.5 × 1 = 3 sq m Effective area = 200 – 8 = 192 sq m Cost of painting = 192 × 13.5 = `2592 119. 4; Volume of cylinder = Volume of cone 1 Then, × (4.5)2 × 11 = × × (4.5)2 × h 3 or, h = 11 × 3 = 33 cm 1 120. 2; Volume of the wall = 28 × 8 × 2 = 112 m3 Volume of a brick 20 10 7 7 m3 = 100 100 100 5000 Reqd number of bricks = 112 7 5000 112 5000 7 80000 Cost of making the wall = 80000 × 3 = `240000 = `2.4 lakh 121. 2; Population of City A at the beginning 110 115 of the year 2011 = 12 = 15.18 lakh 100 100 122. 4; Population of City A at the end of 110 115 105 2011 = 12 = 15.939 lakh 100 100 100 Population of City B at the end of 2011 120 125 105 = 16.5 lakh 100 100 100 Difference = 16.5 – 15.939 = 0.561 lakh = 56100 = 10 110 100 12 11 11 123. 4; Ratio = 120 10 12 10 10 100 = 11 : 10 124. 3; Population of City B at the end of 12 120 125 110 105 110 2013 = 10 × 100 100 100 100 100 = 19.0575 lakh 125. 5; Population of City B at the end of the year = 10 × 1.20 × 1.25 × 1.1 = 16.5 lakh Population of City A at the beginning of the year 2009 = 12 lakh 16.5 100 = 137.5% Reqd % = 12 126. 4; Total sold items of Company A 18 72 = 550000 × × = 71280 100 100 127. 5; Difference 15 80 9 84 = 550000( × – × ) 100 100 100 100 = 55(1200 – 756) = 55 × 444 = 24420 128. 1; Total sale = 55(18 × 72 + 15 × 80 + 9 × 84 + 23 × 65 + 14 × 70 + 21 × 75) = 55(1296 + 1200 + 756 + 1495 + 980 + 1575) = 55 × 7302 = 401610 Total number of unsold items of Company E 14 30 = 550000 × = 23100 100 100 (136-140): Total = 2400 M:F=7:5 Male = 1400, Female = 1000 165 5 = =5:7 231 7 130. 3; Total number of unsold items of Company F = 55(21 × 25) = 28875 Total number of sold items of Company B = 55(15 × 80) = 66000 Ratio = 28875 × 100 = 43.75% 66000 131. 3; Total number of female readers of newspaper B in the year 2012 Reqd % = 136. 3 137. 5; D3 (Female) = 220 And D1 (Male) = 378 Reqd % = 54 = 44000 × = 23760 100 (57 – 43) 132. 2; Difference = 56000 × 100 = 560 × 14 = 7840 133. 1; Reqd ratio 220 100 = 58.2% 378 138. 2; Ratio = 139. 4; D3 (Male) 378 3 =3:4 504 4 = 518 D2 (Female) = 360 518 100 = 143.88 360 K KUNDAN 401610 = 66935 6 129. 5; Total number of unsold items of 15 20 Company B = 550000 × = 16500 100 100 Average = 55 100 = 56 45000 100 48000 48 55 45 56 = 66 : 63 = 22 : 21 134. 4; Average number of male readers of 1000 (42 × 49 + 64 × 55 + 5 100 54 × 52 + 44 × 46 + 45 × 44) = 2 × (2058 + 3520 + 2808 + 2024 + 1980) = 2 × 12390 = 24780 135. 2; Total number of male readers of newspaper A in the year 2010 newspaper B = 37 = 22200 100 Total number of male readers of newspaper B in the year 2010 = 60000 × = 64000 × 55 = 35200 100 Reqd % = 22200 100 = 63.068 35200 63% Reqd % = 140. 3; Reqd % = 144% 504 100 21% 2400 143. 5 144. 4 145. 148. 4 149. 3 150. 153. 4 154. 2 155. 158. 2 159. 5 160. 163. 3 164. 3 165. 168. 2 169. 2 170. 173. 1 174. 4 175. 178. 4 179. 3 180. 183. 2 184. 2 185. 188. 2 189. 2 190. 141. 3 142. 3 3 146. 4 147. 5 4 151. 2 152. 4 4 156. 2 157. 5 1 161. 1 162. 1 1 166. 3 167. 2 3 171. 1 172. 4 3 176. 1 177. 5 4 181. 4 182. 2 1 186. 4 187. 5 2 191. 3 192. 1 193. 5; The letters “XP” stand for “eXPerience”, meaning the operating system was meant to be a new type of user experience. 194. 2; Private key is used, because it is known to user only. 195. 3 196. 4 197. 2 198. 1 199. 4 200. 2; DNS (Domain Name System) acts as a resolutor which maps names onto IP address and vice versa.
© Copyright 2024