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Thematic Area: Digital Financial Services
Position: Consultant
Task Manager: Renita Nabisubi
Duration: 10 working days
Location: Uganda
About Financial Sector Deepening (FSD Uganda)
DFID Uganda is committed to implementing an inclusive financial services programme to provide
access to appropriate products for poor people and small and medium enterprises. The programme
will tackle barriers to equitable, sustainable and inclusive growth and will help Uganda to meet its
Millennium Development Goals (MDGs) and create opportunities, in particular for women and girls.
The programme is using the market development approach. The current phase started in 2014/2015
and will end on 31st March 2017. The target is to increase the number of men, women and SMEs
with access to financial services (attributed to FSDU) by 1 million by that date. The programme will
build on the success of the DFID funded Financial Sector Deepening Uganda (FSDU) project, which
ended in 2007.
The desired impact of this programme is sustainable improvements in the livelihoods of poor people
in Uganda. The desired outcome is a deeper and broader financial sector. The programme will seek
to improve access to financial services through a tailored market system approach using innovative
financial services.
Digital Financial services
The majority of low income Ugandans do not have access to financial services. As such they are
highly susceptible to financial shocks that could result from, for example, bad weather, sickness and
sudden animal and plant disease outbreaks. Consequently, they are unable to improve their
livelihoods and progressively overcome poverty. FSD Uganda will collaborate with industry players to
increase financial inclusion through the provision of digital financial services.
FSD Uganda is seeking for competitive services of a pool of individual consultants to work with these
partners in the preparation and writing of their proposals for partnership with FSDU. Further
engagements of a similar nature might result if successful the first time round.
Scope of work
The consultant will work with partners to develop their concepts into possible full funding proposals
to FSDU. He/she will work with the partner to verify, among others, the following:

Market failure the product is addressing

Target customers and the product value proposition for them

Business case for the partner

Potential project impact and value for money

Product and project risks and their corresponding mitigation strategies
He/she will perform an end-to-end analysis of the product concept and the partner’s planned mode
of delivery to ensure that the solution adheres to current financial services regulation, is technically
sound and sustainable. He/she will also ensure that it is in line with FSD Uganda’s strategy.
The consultant will work with the partner to develop a high-level project plan and budget for the
product pilot.
He/she will collect all the relevant information from the partner to fill in the proposal template,
coherently articulating the partner’s need for FSDU support.
Deliverables

A draft of the proposal template filled in with all the required information and supporting
documentation sent to the partner for approval

A client approved proposal document in PDF format with the necessary supporting
documentation
Necessary skills and experience

Product development, specifically business case analysis, and project planning

Previous experience in client relationship management is an added advantage

Knowledge of the Ugandan financial sector and financial inclusion challenges

Knowledge of digital financial services and channels, including, but not limited to payments,
savings and credit

Knowledge of current formal and informal financial services accessed, and channels used, by low
income Ugandans

First level university degree in relevant field will be an added advantage
Task Manager/ Reporting
The analyst will report to the Digital Financial Services Specialist
Schedule
The consultant is expected to take not more than 10 man days, from the date of engagement, to
deliver the final client approved proposal.