www.gatewaycu.com.au Summer Edition 2015 Hi Everyone! It’s summer time again! What fun things are you planning? Perhaps a trip away, or a new bike, or maybe your favourite band is playing a gig in your town? All these things sound great but have you saved enough to do all you want this summer? If the answer is no, then maybe it’s time to find a summer job. Or, if working is not your thing, find out how to save money in other ways with some cool smartphone apps. So have fun and stay safe! Team MyWay Is it time for a summer job? If you need extra cash this summer, finding a summer job could be a solution! Finding the perfect job requires planning. You should first examine the opportunities that are available to you, and you must also consider what you hope to get out of the position. Working as a gardener isn’t much fun if you hate getting dirty, while being a babysitter won’t bring much joy if you don’t like kids. Keep in mind that many summer jobs provide workers with transferable skills that could come in handy later on in your career, so there are plenty of reasons why it’s a wise idea to start building up your resume while you’re still in school – and earning a little extra spending cash never hurt anyone either. Summer Job Search Don’ts Do not dress like you’re going to the beach Make sure you dress nicely both when you hand out resumes and when you go for interviews. Do not answer your mobile phone in an interview In fact, it should be turned off before you enter the interview. If you forget and it rings, immediately apologise to the interviewer and turn it off without answering it. And finally few examples of summer jobs you could try this year: Food Service - such as waiter, cashier, dishwasher Babysitter Pet Sitter Housecleaner Summer Job Search Dos Gardener Make a resume You probably have more experience than you think. Volunteer work, babysitting, walking the neighbour’s dog it all counts. Don’t forget to spell check! For resume writing tips check out the winter 2013 issue of the MyWay news. Farm worker Tutor Life Guard Follow these tips and you’ll be spending your first pay packet in no time! Ask around About 80% of jobs aren’t advertised, so make sure your friends and family know you’re looking. They might be able to help you. Do your homework Just take a little time to find out about the company you’re applying to before you go to an interview. The interviewer will be really impressed that you already know stuff about them. Apps that will make your life easier! We’ve all got a busy life. School, friends, family — there’s a lot to pack into one day. But technology is here to help us. While sometimes it’s good to put away the gadgets, there are plenty of ways that a few apps can actually simplify our life. So we prepared a list of quick-step apps that could make your life less complicated and save you some extra cash. Enjoy! TrackMySPEND is an app that lets you diarise your personal expenses as you go, so you can take control over your spending. This App has numerous easy to use and interactive features so you can manage your budget, spending limits, saving goals and more by some easy swipes on the App. So set a goal and track your progress. Viber, WhatsApp and Skype are all well known apps that let you talk and text for free over the internet – save on expensive phone bills by using your allocated data plan and/or Wi-Fi instead. Getprice App compares online prices to help you save. You can scan in or search any product to instantly find out more information about it and compare prices and offers. View contact information, reviews, maps, latest offers and more to help you save as much as you can, every time. D uolingo is a free language learning app, but it’s not your typical learning app. Lessons feel like levels of a computer game: you have lives and getting a question wrong loses you one. Lose all your lives and you fail the lesson, requiring you to start again. You can compare your score with your friends who are also learning, and there is a high score table showing who currently has the most points among your friends. So which language would you like to ‘play’? Glympse - ever been told that someone is only a few minutes away, but they were actually far away? Glympse uses the GPS and 3G features of your device to broadcast where you are and plot it on a Google Map, all in real time. It has tight privacy and time-expiry controls so that only friends who you wish to share with know where you are. How do you earn extra cash during summer months? We would love to hear your ways of earning that extra cash during summer months. So in 25 words or less, tell us how you earn extra summer spending money and email it to [email protected]. The best answer, as judged by me, will win the prize $50 towards your savings account! Don’t forget to include your name, Member number and your age. The competition closes at 5pm on 20 February 2015. Good luck! ENTER for your chance to WIN t: 1300 302 474 I www.gatewaycu.com.au I e: [email protected] Gateway Credit Union Ltd ABN 47 087 650 093 AFSL 238293