However long your trip, don’t spend a lifetime paying for it. Travel Insurance TR Not for profit. All for doctors. A medical emergency abroad can do you serious damage. Especially at home. As a physician, you know the value of having the right protection when travelling – from anti-viral shots to stomach medication to sunscreen. But it’s just as critical to protect your finances, especially considering the staggering costs of a medical emergency outside your province or territory – expenses that can come home to haunt you for years to come. That’s why OMA Travel Insurance makes a world of sense for both you and your loved ones. After all, travel is meant to enhance your lifestyle, not drain the funds you rely on to maintain it. Your travel essentials should include peace of mind. Travel with the ease of knowing you’ll be covered. OMA members enjoy preferred pricing1 and convenient access to a wide range of flexible solutions with a variety of features from OMA Travel Insurance: • Worldwide family coverage is in effect for the first 4, 9, 16 or 30 consecutive days of each trip, for an unlimited number of trips, for one entire year • Top-up coverage is available should you decide to travel longer • Up to $5 million coverage in emergency medical benefits • No age limit for coverage • $0 deductible, so all eligible expenses of a claim are covered from the first dollar • 24/7, toll-free, multilingual assistance around the world • Access to Doctor-On-Call™ services • Visitors to Canada Insurance, to cover visitors from outside the country such as friends, relatives or nannies Emergency Medical Benefits:2 • Hospital and medical expenses • Diagnostic services • Private duty nursing • Escort of children • Treatment of dental accidents • Vehicle return • Preparation and return of remains • Remote evacuation • Air ambulance services • Return of spouse or children Non-Medical Benefits:3 • Trip cancellation & interruption • Loss, theft or damage to baggage or personal effects Two ways to go. Choose between two multi-trip annual plans: 1 Emergency Medical Plan2: 2 All-Inclusive Plan2: • Hospital and emergency medical expenses • Diagnostic services • Private duty nursing • Escort of children • Treatment of dental accidents • Vehicle return • Preparation and return of remains • Remote evacuation • Air ambulance services • Return of spouse or children With our All-inclusive Plan, you get all the benefits of the Emergency Medical Plan, PLUS these additional non-medical advantages: • Trip Cancellation • Trip Interruption • Travel Baggage and Personal Effects Other options are available to meet your short-term and long-term travel needs. 2015.02 Travel longer and stay covered Travellers age 59 and under can top up their coverage for trips of any duration up to 212 days for Ontario residents, or up to the maximum allowable under their province’s Government Health Insurance Plan (GHIP). Travellers ages 60 and over can top up their coverage for trips up to 60 days. Rate Information Coverage is simple and affordable. Rates depend on a variety of factors, from the length of your stay to how extensive your coverage. To learn about flexible plans and rates, or to get a quote, visit OMAinsurance.com or contact RSA Travel Insurance directly at 1.855.444.1488. FAQs You probably have questions. And OMA Insurance has answers. • Are there exclusions for this coverage? • Are all health emergencies covered? • How does Doctor-On-Call™ service work? • Will a pre-existing medical condition affect my ability to get coverage? • Is the dental accident treatment coverage above and beyond what I have with my dental insurance plan? To find out more about OMA Travel Insurance, and to get information on our full suite of insurance solutions, contact OMA Insurance at [email protected] or 1.800.758.1641, or visit OMAinsurance.com. The Application Process OMA Insurance works to streamline the application process as much as possible, reducing the complexity and time required to arrange coverage. Here are the steps required: Inquiries Quote Get complete and specific coverage details by calling RSA Travel Insurance at 1.855.444.1488. Your destination, travel dates and other relevant info will be required. RSA will review your information and provide you with the best rates based on your needs. Receive your Confirmation of Insurance Once your payment has been received, your insurance certificate will be sent. At this stage, and every stage. A medical emergency away from home can cause considerable stress – emotionally and financially. OMA Insurance helps provide stress-free, dependable coverage for everywhere you go, and for every stage of your life. As a member of the OMA, call RSA Travel Insurance at 1.855.444.1488 to get a preferred rate, as compared to its standard rates offered to individual retail purchases through RSA Travel Insurance directly. This does not include any special discounts or promotions that may be offered by RSA Travel Insurance from time to time. 1 2 Certain conditions, limitations and exclusions may apply. For full details, contact RSA Travel Insurance at 1.855.444.1488. © 2014 RSA Travel Insurance Inc. All rights reserved. RSA and related words and logos are trademarks and the property of RSA Insurance Group plc, licensed for use by RSA Travel Insurance Inc. RSA Travel Insurance Inc. is a part of the RSA group of companies and it operates as RSA Travel Insurance Agency Inc. in British Columbia and its products are offered and underwritten by Royal & Sun Alliance Insurance Company of Canada. The products in this marketing material are underwritten by Royal & Sun Alliance Insurance Company of Canada and are distributed in some provinces by RSA Travel Insurance Inc. ® “Global Excel” and the Global Excel logo are registered trademarks of Global Excel Management Inc. ™Doctor-On-Call is a trademark of Global Excel Management Inc. 150 Bloor St. West, Suite 900, Toronto, ON M5S 3C1 Tel: 1.800.758.1641 Fax: 1.855.432.2998 Email: [email protected] OMAinsurance.com